NMI

NMI

White-label payment gateway for partners

Overview

NMI provides white-labeled payment gateway technology for ISOs, VARs, ISVs, and payment facilitators. Its platform enables partners to offer their own branded payment gateway services to merchants, while handling secure, real-time omnichannel payments (in-store, online, mobile, unattended). Partners access a merchant portal for transaction management, reporting, and analytics. NMI earns revenue through partner fees such as transaction fees, monthly fees, and value-added services. The company differentiates itself by offering a white-label, omnichannel payment gateway with a robust set of tools that partners can rebrand as their own, allowing them to maintain their brand identity while leveraging NMI’s infrastructure. The goal is to empower partner networks to deliver seamless payment services under their own brands at scale.

About NMI

Simplify's Rating
Why NMI is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

501-1,000

Company Stage

Private

Total Funding

$620M

Headquarters

Schaumburg, Illinois

Founded

2000

Get referred to NMI

Find people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • NMI can upsell analytics, onboarding, risk, and pricing tools to 6,000 partners.
  • Dwolla expands NMI beyond card rails into lower-cost payment flows.
  • Accounting integrations like QuickBooks and Xero deepen SMB workflow penetration.

What critics are saying

  • Stripe and Adyen compete directly across embedded payments and alternative rails.
  • A2A and payout expansion can compress margins through lower-fee transaction economics.
  • White-label partners can switch providers once they achieve scale and integration depth.

What makes NMI unique

  • NMI sells white-label gateway infrastructure through ISOs, ISVs, PayFacs, and SaaS partners.
  • Dwolla added A2A, real-time payments, and payouts to NMI's platform.
  • Fee Navigator added AI pricing intelligence for merchant statement analysis and margin optimization.

Help us improve and share your feedback! Did you find this helpful?

Funding

Total Funding

$620M

Above

Industry Average

Funded Over

1 Rounds

Notable Investors:
Secondary funding comparison data is currently unavailable. We're working to provide this information soon!
Secondary Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

Paid Holidays

Remote Work Options

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-2%

2 year growth

0%
LTVX.ai
Jul 9th, 2026
LTVX.ai x NMI: expanding the payment infrastructure available to merchants.

LTVX.ai x NMI: expanding the payment infrastructure available to merchants. LTVX is pleased to share that LTVX.ai is now working with NMI, giving merchants access to one of the industry's most established payment infrastructure platforms. As merchants expand into new markets and payment channels, managing payments has become far more complex than simply processing transactions. Today's businesses need payment infrastructure that can support growth while balancing security, compliance, fraud prevention, and customer experience. That's where NMI comes in. A modern platform for the entire payments lifecycle. NMI's embedded payment acceptance platform helps businesses manage payments from end to end. Rather than focusing on a single part of the payment journey, it provides the infrastructure merchants and payment providers need to accept, manage, secure, and optimize payments at scale. Today, NMI supports nearly $700 billion in annual payment volume through a global ecosystem of 6,000+ technology partners, making it one of the leading payment enablement platforms in the market. Its integrated payments ecosystem helps businesses: * Accept payments across ecommerce, in-person, mobile, and self-service channels. * Manage merchant onboarding, underwriting, and lifecycle operations. * Automate risk assessments with more than 100 fraud, compliance, and business verification checks. * Detect and prevent fraud through real-time monitoring and intelligent fraud defense tools. * Power flexible payment acceptance through modular gateway infrastructure. * Offer embedded financing and merchant monetization solutions. * Simplify merchant management, residual reporting, and marketing automation. * And much more. Stronger infrastructure, greater opportunities. At LTVX.ai, LTVX is focused on helping merchants recover revenue that would otherwise be lost due to declined payments. While payment acceptance, fraud prevention, and compliance are essential components of every payment stack, many businesses continue to lose a significant share of revenue to recoverable declines - transactions that fail despite legitimate customer intent. By working alongside trusted payment infrastructure providers like NMI, LTVX is expanding the ecosystem of technologies available to merchants, helping them build payment operations that are not only secure and scalable, but also optimized for revenue recovery. Together, LTVX is helping merchants strengthen the foundations of their payment stack while unlocking new opportunities to improve authorization performance and maximize every legitimate transaction. Looking ahead. LTVX is excited to add NMI's capabilities to the technologies available through the LTVX.ai ecosystem and look forward to exploring new ways LTVX can help merchants improve payment performance. This is another step toward its mission of helping businesses build smarter, more resilient payment operations - and recover more of the revenue they've already earned.

Anexan Solutions Inc.
Sep 16th, 2025
Understanding Credit Card Payments Response Codes within Black Belt Membership Software

That's why Blackbeltcrm has partnered with NMI, one of the most trusted payment gateways in the industry.

The Financial Technology Report
Sep 2nd, 2025
NMI Appoints Steven Pinado as CEO to Lead Next Phase of Growth

NMI appoints Steven Pinado as CEO to lead next phase of growth.

Retail Solutions Providers Association (RSPA)
Jun 4th, 2025
LANDI and NMI Expand Partnership with Launch of LANDI M20SE: A Compact, Cost-Effective Android Device Configured for Tap to Pay

LANDI and NMI expand partnership with launch of LANDI M20SE: A compact, cost-effective Android device configured for Tap to Pay.

Financial Technology Insights
Mar 27th, 2025
NMI Launches Tap to Pay on Google Play Store

NMI, a global leader in embedded payments infrastructure, announces the availability of its new Tap to Pay solution on the Google Play Store.

Recently Posted Jobs

Sign up to get curated job recommendations

NMI is Hiring for 14 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →