TacticalPay launches the TacticalPay Gateway, a firearm-friendly payment gateway powered by NMI. TacticalPay now offers FFLs a gateway built for the firearms industry that seamlessly integrates with GunBroker, WooCommerce and an extensive catalog of shopping carts and platforms. October 28, 2026 Submitted by TacticalPay LLC Press contact. Andy Hagans Co-Founder & President TacticalPay LLC [email protected] (888) 281-5830 TacticalPay LLC, a payments and point-of-sale provider for the firearms industry, today announced the TacticalPay Gateway, the company's own payment gateway for FFLs and firearms businesses. Powered by NMI(R), a global leader in embedded payments infrastructure, the TacticalPay Gateway is available now to new and existing TacticalPay merchants. Built for the Firearms Industry Online sales are a growing share of revenue for gun stores, ranges and firearms retailers, but not every payment provider welcomes them. Some gateways and payment platforms restrict firearms sales outright, and others leave FFLs piecing together a gateway, a processor and a shopping cart from different vendors. The TacticalPay Gateway helps bring those pieces together under one name, on a firearm-friendly merchant account. Onboarding and support are handled by TacticalPay's in-house team, based in Texas. Powering Online Sales for FFLs The TacticalPay Gateway powers e-commerce transactions for FFLs and firearms businesses. It can connect to a merchant's own website, take phone orders through a virtual terminal, and serve as a payment gateway for GunBroker sales. Integrations with Shopify and more than 125 other shopping carts and platforms are available and easy to set up, along with card-on-file storage, electronic invoicing, recurring billing, 3-D Secure and fraud screening. Powered by NMI The TacticalPay Gateway runs on the NMI payment platform, which powers more than $700 billion in annual payment volume and more than 6.5 billion transactions a year for over 1.2 million merchants. The NMI platform lets partners deliver a fully branded payment experience to their own customers. For FFLs, that means a gateway with the scale and reliability of one of the industry's largest platforms, under a name that understands their business. "Firearms businesses deserve the same payment technology that every other industry takes for granted, and too often they haven't had it," said Rich McIver, Co-Founder & CEO of TacticalPay. "With TacticalPay POS, TacticalPay Tap and now the TacticalPay Gateway, an FFL can run the counter, the phone, the website and their GunBroker store all on one payments platform, with one support line." The TacticalPay Gateway is included in TacticalPay's E-commerce plan and is also available with its retail plans. TacticalPay is exhibiting at SHOT Show 2027 in Las Vegas, January 19-22, and will demonstrate the gateway at Booth 42850. About TacticalPay TacticalPay LLC is a payments and point-of-sale provider for firearms businesses, in business since 2015. It offers firearms merchant accounts and credit card processing for gun stores, plus TacticalPay POS, TacticalPay Tap and the TacticalPay Gateway. TacticalPay holds a Better Business Bureau A+ rating and is a regular exhibitor at SHOT Show, the firearms industry's trade show produced by the National Shooting Sports Foundation (NSSF). Visit https://www.tacticalpay.com/ to learn more. About the NMI payment platform NMI is powering the next generation of embedded payments with its modular, white-label payments platform and industry-leading gateway. Processing over $700 billion annually, NMI enables SaaS platforms, ISOs, PayFacs and banks to accept, manage, price and move money, turning payments into a strategic advantage, driving growth, loyalty and new revenue streams. More than 6,000 technology partners trust NMI to deliver seamless, scalable payment experiences across online, in-app, in-store, mobile and unattended environments. Learn more at nmi.com.

Internet credit card merchant account setup guide. Internet merchant accounts require a processor, a secure payment gateway, and SSL-compliant checkout integration to accept cards online. Charge.com sets up accounts with no setup or cancellation fees, rates starting at 0.25%, free software and terminals, and 24/7/365 support backed by 25 years online. Setup requires no setup fees, cancellation fees, or long-term contracts, with Charge.com delivering rates as low as 0.25%. Free payment processing software plus card readers for seamless gateway integration across online, in-person, phone, mail, or fax transactions, backed by 24/7/365 support. Internet merchant accounts enable businesses to accept credit card payments online, connecting retailers, merchant banks, and payment processors like NMI and Authorize.net through secure gateway integration. Charge.com provides free payment processing software, card readers, and rates as low as 0.25%, with no setup fees, cancellation fees, or long-term contracts required for approval. Key takeaways. * Charge.com integrates with major payment gateways including NMI, Authorize.net, Nuvei, and Greenlight Payments seamlessly. * Accept multiple payment methods: credit cards, debit cards, Apple Pay, and Google Pay through one account. * Charge.com's fraud protection tools flag suspicious transactions and provide chargeback protection for ecommerce businesses. * Charge.com guarantees next-day or same-day deposit funding for all processed ecommerce transactions. Specific documentation determines approval speed for an internet credit card merchant account. A merchant account functions as a special bank account that allows a business to accept credit card payments. The online version simply configures that account to process transactions over the internet. Missing paperwork stalls applications and delays the ability to collect revenue from card-paying customers. Preparation shortens that gap considerably. * Business formation records, such as articles of incorporation or a business license * Bank account information for deposits and settlements * Processing history or projected monthly sales volume * Owner identification and tax identification numbers What if a business owner has bad credit? Credit history does not automatically disqualify an applicant. Charge.com works with merchants across varying credit backgrounds, supporting all legal businesses regardless of financial history. Owners with past credit challenges still have a path to approval. How long does document review take? Review timelines depend on how complete the submitted paperwork is. Applicants who gather business formation records, banking details, and identification in advance typically move through underwriting faster than those submitting materials piecemeal. Organized documentation remains the single biggest factor within an applicant's control. How do you set up your account? Opening an internet credit card merchant account with Charge.com follows four concrete steps. None of them carries a setup fee, a cancellation fee, or a long-term contract. Skipping proper setup costs business owners weeks of delayed payments and unnecessary equipment expenses. What does ecommerce merchant account setup involve? Ecommerce merchant account setup starts with an application review based on the merchant's business type and sales volume. Charge.com evaluates the profile and assigns processing terms, including rates that can run as low as 0.25% depending on risk category and transaction history. The applicant then receives free payment processing software and card readers configured for computers and mobile devices, eliminating hardware costs that competitors often pass on to new merchants. * Submit the application. The business owner provides company details, sales channels, and estimated monthly volume. * Receive account approval and equipment. Charge.com issues free software and card readers suited to desktop, online, or mobile acceptance. * Connect a payment gateway. The merchant integrates the account with a platform such as NMI, Authorize.net, Nuvei, or Greenlight Payments to process checkout transactions on a website, mobile app, or shopping cart system. * Activate acceptance across channels. Once integration is complete, the merchant accepts cards online, in person, by phone, by mail, or by fax. Payment gateway or merchant account: what is the difference? A payment gateway transmits transaction data for authorization, while a merchant account holds the actual funds before deposit. Comparing payment gateway vs merchant account functions matters because gateways like NMI or Authorize.net cannot settle funds alone; they require an underlying account. Charge.com supplies both pieces, pairing gateway integration with account approval so merchants avoid managing separate vendor relationships. Low online payment processing rates apply once both components operate together under one agreement. What mistakes should you avoid? Small business owners lose money and customers through four predictable errors. Each one carries a measurable cost, not just a theoretical risk. Overlooking round-the-clock customer support ranks among the costliest oversights. A processing outage at 2 a.m. still stops sales, and a merchant without 24/7/365 support has no way to restore transactions until business hours resume. Selecting an unproven provider instead of one with a sustained top rating ignores years of verified performance. A six-time #1 ranking among internet credit card merchant account providers reflects consistency a newer competitor cannot demonstrate. Does skipping card acceptance really cost that much? Yes. Businesses that never add card acceptance forfeit the sales elevator it generates, estimated at 50 to 500 percent or more. That gap compounds every month a retailer delays an ecommerce merchant account setup. Faq. What documents does Charge.com require before applying? Applicants need business formation records, bank account information, processing history or projected sales volume, and owner identification with tax identification numbers to speed up approval. Does bad credit disqualify a business owner from approval? No, Charge.com supports merchants across varying credit backgrounds and works with all legal businesses regardless of past financial history. What does Charge.com provide for free during setup? Charge.com provides free payment processing software and card readers configured for computers and mobile devices, with no setup fees, cancellation fees, or long-term contracts. Conclusion. In closing, establishing an internet merchant account represents a fundamental business decision that directly impacts operational efficiency and revenue potential. The considerations outlined, from gateway integration to rate structures, underscore the importance of selecting a provider that aligns with your specific transaction requirements and financial objectives. A merchant account partner offering transparent pricing, accessible support, and flexible payment acceptance methods across multiple channels positions your business to process transactions confidently while maintaining cost control and operational simplicity.