Nations Lending

Nations Lending

Overview

About Nations Lending

Simplify's Rating
Why Nations Lending is rated
B
Rated B on Competitive Edge
Rated B on Growth Potential
Rated B on Differentiation

Industries

Financial Services

Real Estate

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Independence, Missouri

Founded

2003

Simplify Jobs

Simplify's Take

What believers are saying

  • Appointed experienced managers like Nicole Lamorte in Crystal Lake and John Zura in Toms River.
  • Opened new branches in Sparta, Orlando, Minneapolis, Fort Wayne with top originators.
  • Selected Blend’s Mortgage Suite to streamline origination and optimize lending platform.

What critics are saying

  • Rocket Mortgage captures 40% more online refinance leads, eroding branch model.
  • United Wholesale Mortgage undercuts FHA/VA pricing by 0.25–0.5%, forcing closures.
  • High rates above 6.5% crush refinance volumes 50%, devastating MSR strategy.

What makes Nations Lending unique

  • Nations Lending retains nearly 100% mortgage servicing rights across FHA, VA, Jumbo, USDA loans.
  • Company operates 120+ branches nationwide, licensed in all 50 states since 2003.
  • Leadership emphasizes branch partner responsiveness and ground-level idea fostering.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Remote Work Options

Flexible Work Hours

Paid Vacation

Paid Holidays

Conference Attendance Budget

Professional Development Budget

Company News

The Associated Press
Mar 4th, 2026
Nations Lending appoints Nicole Lamorte as branch manager in Crystal Lake, Illinois

Nations Lending Corporation has appointed Nicole Lamorte as branch manager for its Crystal Lake, Illinois office. She will oversee operations, mentor staff and manage client engagement in McHenry County and surrounding areas. Lamorte brings extensive mortgage lending and sales leadership experience, including previous work in the title industry. She has built a reputation for client advocacy and partnership cultivation, with an established local network in Crystal Lake. Founded in 2003, Nations Lending is licensed in all 50 states and operates more than 120 branches nationwide. The company offers various lending programmes including FHA, VA, Conventional, Jumbo and USDA loans whilst retaining nearly 100% of its mortgage servicing rights.

Scotsman Guide
Sep 21st, 2023
Notable mortgage industry additions and promotions, Sept. 18-22

Plant Home Lending has named Andy Griggs branch manager of its newly opened branch office in Myrtle Beach, South Carolina.

ROI-NJ
Sep 14th, 2023
Nations Lending Opens New Branches In Sparta And Toms River

Mortgage lender Nations Lending recently opened two new branches — one in Sparta and another in Toms River.Bruce Laukaitis, who will be leading the Sparta branch, is an accomplished professional with over 20 years of expertise in mortgage lending. Throughout his career, Laukaitis has consistently performed at the highest levels, earning numerous awards for outstanding performance in the forward, reverse and commercial mortgage industries. He is a trusted adviser in the reverse mortgage arena, having held top-level executive positions and achieving national Top 25 ranking for those companies. He prides himself on his leadership and mentoring roles in numerous business organizations, including the National Reverse Mortgage Lenders Association, the Chamber of Commerce and Business Network International, as well as racing organizations like the Sports Car Club of America and the American Endurance Racing series, where he loves coaching and winning on the track, too.Meanwhile, John Zura has been chosen to head the Toms River branch. Zura is a seasoned industry professional with over 20 years of experience in residential lending. He brings a wealth of knowledge from his previous positions and has consistently performed at the highest level, receiving awards such as the “Top Producer Award” and “Top Mortgage Branch Award” in 2020 and 2021

Mortgage Professional America
Sep 14th, 2023
Nations Lending announces expansion in New Jersey

Zura joined Nations Lending from RealFi Home Funding, where he was a branch manager.

Yahoo Finance
Aug 23rd, 2023
Nations Lending Expands in Orlando, FL with a New Branch and Brings on Jennifer Smith as the Branch Manager

Nations Lending expands in Orlando, FL with a new Branch and brings on Jennifer Smith as the Branch Manager.

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