OneDigital launches RiskIP, an integrated risk management framework that protects companies beyond the insurance policy. Sep 22, 2026, 10:05 ET Proprietary Issues-Implications-Interventions methodology challenges the industry's default equation of premium with protection ATLANTA, Sept. 22, 2026 /PRNewswire/ - OneDigital, a leading insurance brokerage, financial services and HR consulting firm, today announced the launch of RiskIP, a proprietary risk management framework designed to help organizations see how risk impacts their core growth drivers - people, property, products and profits, and act on the risks that sit outside their insurance policies, before those risks become losses. Most risk programs start and end with the insurance conversation: what's covered, what it costs, how it renews. That conversation doesn't always surface emerging exposures, show how they compound across a business, or reduce the odds they occur in the first place. RiskIP was developed to start earlier, giving organizations a structured way to manage their total risk investment proactively rather than simply financing losses after they happen. The framework moves clients through three stages: Issues, Implications, and Interventions. Each stage builds on the last, surfacing exposures a standard insurance review wouldn't catch, identifying what those exposures actually cost a business if left unaddressed, and prioritizing the specific actions that reduce them. That's the shift RiskIP makes: instead of a conversation about coverage, RiskIP starts with the operational, financial, and strategic issues driving risk in the first place. The challenges leaders face are rarely contained to one line of business, and neither are the solutions. "Too many organizations treat their insurance program as their risk strategy, when it's really the last line of defense," said Amanda Shults, National Practice Leader, Property & Casualty, at OneDigital. "Workforce pressure shows up in loss runs. A cyber event shows up in a valuation. Those dots don't get connected when advisors work in silos. RiskIP gives our clients a structured way to see the issues that are actually driving their risk profile, understand what those issues mean for business performance, and act on them. It's a shift from reacting to risk to leveraging risk to drive better outcomes." Why it's different: Most brokers formalize a process for placing insurance coverage. RiskIP formalizes a discipline for reducing risk, independent of what's purchased or from whom. RiskIP is OneDigital's proprietary framework for identifying, leveraging, and acting on risk exposures before they surface as losses. RiskIP is designed to work across OneDigital's Property & Casualty practice, including specialty product and industry focuses - from construction and real estate to complex property, architecture and engineering, and medical professional liability - giving clients a consistent risk lens no matter their sector. About OneDigital OneDigital's team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provides personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital's teams enable employers and individuals to do their best work and live their best lives. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. For more information, visit OneDigital.com. Media Contact SOURCE OneDigital

People moves: $29B Choreo hires chief people officer from Edelman Financial. In other people moves, HSBC hires family office and U.S. private bank heads; $2 billion Lear taps former Bloomberg CEO Peter Grauer to lead advisory board; Alaris adds a senior deal leader from OneDigital; and BridgePort snags a senior business development lead from Osaic. Alex Ortolani, Senior Reporter, Wealth Management September 15, 2026 Choreo, a Chicago-based registered investment advisor focused on tax-smart wealth planning with about $28.6 billion in assets under management and advisement, has hired for a new role of chief people and transformation officer. Kelly O'Donnell will take the role of overseeing human resources, brand and communications, and the firm's integration management office, which coordinates enterprise integration following acquisitions. O'Donnell joins after 21 years at Financial Engines and Edelman Financial Engines, most recently serving as president of workplace, where she led distribution, marketing and strategy functions. She will report to Choreo CEO Jason Van de Loo, who said in a statement that she will help Choreo with its "next phase" in her new role. "She has led teams across strategy, operations, client experience and human resources, and she understands how those capabilities need to come together to support growth," he said. O'Donnell began her career at Coopers & Lybrand and later served as director of consulting at Cerulli Associates. She later held roles including chief administrative officer and chief risk officer, with responsibilities spanning corporate strategy and development, communications, legal and compliance, human resources and risk management. HSBC hires global heads of family offices and U.S. Private Bank. HSBC Private Bank announced two senior appointments to support its strategy to better serve ultra-high-net-worth and family-office clients. Hannes Hofmann joins from Citi Private Bank as global head of family offices in a newly created role, and Cayman Wills also joins from Citi Private Bank to lead HSBC's U.S. private bank. "These appointments will strengthen how we support and expand our relationships with some of the world's wealthiest families, as we better serve the growing number of family office and ultra-high-net-worth clients across our key markets," Ida Liu, CEO of HSBC Private Bank, said in a statement. Hofmann will be based in London, where he will oversee the bank's global family office offering and partner with HSBC's corporate and institutional banking teams. He brings more than 25 years of experience in global private banking and was most recently the global head of the family office group at Citi Private Bank. Wills will lead the continued development of HSBC Private Bank's U.S. business from New York. She brings more than 20 years of experience in global wealth management and joins from Citi Private Bank, where she served as head of the Northeast region. Both Hofmann and Wills will report to Liu. Lear Investment names Peter Grauer to head new advisory board. Lear Investment Management, a Dallas-based RIA approaching $2 billion in AUM, has named former Bloomberg Chairman and CEO Peter Grauer to be chair of its newly formed advisory board, the firm announced. Grauer will provide counsel to the firm's leadership on strategic planning, organizational development, governance and long-term growth, but will not participate in day-to-day portfolio management or individual investment decisions. "Peter has spent his career helping build and guide exceptional organizations," Rick Lear, founder and chief investment officer of Lear Investment, said in a statement. "Having his counsel is both an honor and a powerful endorsement of what our team can accomplish in the years to come." Grauer was chairman of Bloomberg for more than 20 years and also has public-company governance experience, having served as a director of Blackstone, Glencore and DaVita. Alaris Acquisitions names senior deal leader. Alaris Acquisitions, a Charlotte, N.C.-based sell-side mergers and acquisitions advisory firm serving the wealth management industry, has hired Jon Dubravac from OneDigital to be a senior deal leader, the company announced. In the new role, Dubravac will guide advisory firm owners through the full M&A process, from initial planning and preparation through closing, working closely with founders to understand their financial and personal objectives. Dubravac co-founded WealthSource Partners, growing the firm to approximately $2.5 billion in assets under management and nearly 90 employees before its acquisition by OneDigital. After OneDigital, Dubravac founded Blueprint Strategies, an independent M&A and strategic advisory firm focused on helping wealth management founders prepare for transactions. Alaris subsequently acquired Blueprint, bringing Dubravac's seller-focused advisory expertise directly into its platform. "Jon brings an incredibly rare perspective to the M&A process because he has lived nearly every chapter of it himself," Allen Darby, founder and CEO of Alaris, said in a statement. "He understands what it means to build an RIA from the ground up, sell a business, integrate it into a larger organization and then sit across the table from other founders as their advisor." BridgePort Financial hires Osaic M&A leader as business development exec. BridgePort Financial Solutions, a Phoenix-based fee-only RIA launched by Cambridge Investment Research, has appointed Tina Decker as senior vice president of business development, the firm announced. Decker joins from independent broker/dealer Osaic where she held leadership roles across operations, executive strategy and M&A. Most recently, she was vice president of M&A and succession planning, negotiating and executing more than 400 deals representing over $10 billion in acquired and retained assets. With BridgePort, she will identify, evaluate and execute acquisition and partnership opportunities while reporting to Clara Sierra, managing director at BridgePort. "Tina's combination of M&A expertise, deep industry relationships, and true understanding of what makes a transition successful for advisors, firms, and clients is second-to-none," Sierra said in a statement. Senior Reporter, Wealth Management Alex Ortolani is a New York-based senior reporter with Wealth Management with a focus on deals, moves and trends in the registered investment advisor space. In addition to financial and business reporting, he has worked in media relations and corporate communications for tech firms and Fortune 500 companies.

Workforce Intelligence: The People-First Playbook for Leading Your Company Through AI Transformation. Mike Sullivan, Co-Founder & Chief Growth Officer at OneDigital and Vinay Gidwaney, Chief Product Officer also at OneDigital joins Enterprise Radio. They are co-authors of the new book "Workforce intelligence: The People-First Playbook for Leading Your Company Through AI Transformation". This episode of Enterprise Radio is in association with the Author Channel. * Mike, you open the book by saying AI scares you. How does a CEO leading a $1.5 billion company turn that fear into a strategy rather than a liability? * Vinay, most AI books argue that technology teams should lead digital transformation. You argue the opposite - that it belongs to HR. Make the case. * You refer to AI at OneDigital as coworkers, and go on to give them names - Dex, Amy, and others. Why does that framing matter, and what does it actually change about how people show up to work alongside them? * What is "the humanity test" - and what does your answer to it reveal about the kind of company you're building? * You describe a 'blended workforce' of humans and AI. What does managing that look like in practice - day to day? Michael Sullivan is the co-founder of OneDigital, an insurance advisory and financial services firm he has built over 26 years into a $1.5 billion business with 6,000 colleagues, 100,000 employer clients, and more than 10 million Americans and Canadians depending on the quality of its advice. A history major with no coding background, Michael became the unlikeliest of advocates for AI transformation - spending an all-nighter building a working software tool that changed the direction of his company. He has led OneDigital through four existential crises: the dot-com collapse, the Affordable Care Act, a global pandemic, and now the AI revolution. Mike's voice carries the narrative chapters of the book - the honest account of a business leader who was scared, got moving, and chose to share the playbook. Vinay Gidwaney joined OneDigital as Chief Product Officer after three decades building software companies. His background includes helping run the mass COVID-19 vaccination sites at Fenway Park and Gillette Stadium - logistics operations moving 10,000 people per day under real-world pressure. His gift, as OneDigital's CEO describes it, is his clarity about what actually drives successful transformation: not the technology itself, but how people evolve alongside it. That insight is the operating system behind the Workforce Intelligence framework. Vinay takes over the methodology chapters, providing the quantitative framework, the WI Score formula, the Coworker deployment methodology, and the operational tools that make the book actionable on Monday morning.