OneMain earnings: OMF stock falls 4.7% as loan-loss provisions rise. OMF OneMain Holdings, Inc. 56.55 | -4.70% O 56.56 H 58.38 L 56.22 NEW YORK · 2:55pm ET Shares of OneMain Holdings, Inc. (NYSE: OMF) fell 4.7% on Friday, Oct. 30, 2026, after OneMain earnings showed adjusted profit below estimates as loan-loss provisions climbed. The consumer lender's provision for finance receivable losses rose to $615 million from $488 million a year earlier, according to its earnings release filed with the SEC. OMF closed at $56.55, down $2.79 from the Oct. 29 close of $59.34, Robinhood market data showed. About 1.29 million shares changed hands, roughly 43% above the 30-day average of 908,000. Why OneMain stock fell after third-quarter results. Consumer and Insurance (C&I) adjusted diluted earnings, the measure the company highlights, came to $1.51 a share. That compared with a $1.57 estimate in Robinhood earnings data and $1.90 in the third quarter of 2025. On a GAAP basis, OneMain earned $185 million, or $1.60 a diluted share, down from $199 million, or $1.67, a year earlier. Credit measures were mixed. The net charge-off ratio on C&I consumer loans rose to 6.89% from 6.67% a year earlier, and the allowance ratio increased to 11.68% from 11.51%, the company said, while the 30-plus-day delinquency ratio improved. OneMain earnings by the numbers. * Total revenue: $1.7 billion, up 7% from $1.6 billion in the prior-year quarter. * Consumer loan originations: $4.5 billion, up 17% from $3.9 billion a year earlier. * Managed receivables: $28.1 billion at Sept. 30, up 9% from $25.9 billion a year earlier. * 30-plus-day delinquency ratio: 5.34%, improved from 5.55% a year earlier. * Pretax income: $233 million, compared with $263 million in the third quarter of 2025. What the results mean for shareholders. The board declared a quarterly dividend of $1.05 a share, payable Nov. 13, 2026, to holders of record on Nov. 9, according to the release. The company also repurchased about 538,000 shares for $34 million during the quarter. The release did not include a change to full-year guidance. Chairman and Chief Executive Doug Shulman said the company is able "to drive growth while maintaining rigorous credit discipline." Friday's close left the stock 21% below its 52-week high of $71.93, set on Jan. 9, 2026, and 24% above its 52-week low of $45.78 from March 16. OneMain has a market value of about $6.5 billion, Robinhood data showed. Further detail on credit trends is in the company's Form 10-Q. When OneMain reports next. Robinhood's earnings calendar lists Feb. 4, 2027, as a tentative date for fourth-quarter results; the company has not confirmed it. The next scheduled shareholder event is the Nov. 9 dividend record date. Market data as of 16:00 ET on Oct. 30, 2026. This article is for informational purposes only and is not investment advice. More news on: OMF More On This

OneMain reported third-quarter managed receivables of $28 billion, up 9% from a year earlier. Capital generation rose 4% to $284 million, and GAAP net income was $185 million, or $1.60 per diluted share. Originations climbed 17% to $4.5 billion. Auto finance receivables grew 16% to $3.2 billion, while credit card receivables reached $1.4 billion across 1.5 million accounts. Credit improved. Total 30-plus day delinquency fell 21 basis points to 5.34%, and recoveries rose 15% to $101 million. OneMain raised $2.3 billion in August through three public-market deals. It bought back $34 million of shares in the quarter and has returned more than $500 million to shareholders in 2026. The company now expects receivables growth of about 9% for the full year.

OneMain Q3 net income falls to $185 million as loan growth rises