Orion180

Orion180

Homeowners insurance platform with mobile app

Overview

Orion180 provides homeowners insurance across six states using a mobile-first approach and a proprietary technology platform. Its MY180 app lets customers manage quotes, policies, and claims from anywhere, with a streamlined process to quote, bind, and issue policies in minutes through a partner-agent network. The company differentiates itself through close collaboration with about 1,500 partner agencies, a high customer satisfaction rating (4.8/5), and a focus on a fast, simple experience powered by its technology. Its goal is to grow written premiums by delivering efficient, easy-to-use insurance for homeowners while supporting agents and community initiatives through programs like Star Outreach.

About Orion180

Simplify's Rating
Why Orion180 is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Enterprise Software

Financial Services

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$42.5M

Headquarters

Melbourne, Florida

Founded

2017

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Simplify's Take

What believers are saying

  • June 2026 Colorado FLEX launch expands Orion180 into a hard market state.
  • May 2026 Salt Lake City center adds 100 staff for claims and tech operations.
  • June 2026 reinsurance towers rose to $1.15 billion, strengthening catastrophe capacity.

What critics are saying

  • BBB logged 23 complaints in three years, including 15 closures in 12 months.
  • Orion180 faces 2025 litigation with Trisura Specialty Insurance Company over contract issues.
  • Colorado hail and wildfire losses can crush FLEX pricing if models miss severity.

What makes Orion180 unique

  • MY180 and proprietary underwriting speed quoting and binding for independent agents.
  • FLEX in Colorado uses property-level hail and wildfire modeling, not broad geography.
  • Orion180 spans admitted and E&S homeowners plus flood, landlord, and smart-home products.

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Funding

Total Funding

$42.5M

Above

Industry Average

Funded Over

1 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Paid Holidays

Paid Vacation

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

-1%

2 year growth

-1%
Insurance Journal
Jun 26th, 2026
Orion180 launches FLEX Home Insurance in Colorado.

Orion180 launches FLEX Home Insurance in Colorado. June 26, 2026 Orion180 Insurance has launched its FLEX homeowners insurance coverage in Colorado. FLEX Home Insurance is designed to give homeowners greater control over how they protect their property, allowing them to tailor coverage to fit their individual risk tolerance and budget. The product is powered by a hail and wildfire risk model built specifically for Colorado. The company's underwriting and rating engine evaluates individual property characteristics to reflect actual risk exposure. Coverage A limits are available from $300,000 up to $2 million. Policyholders can select optional perils including wind, hail, tornado, and named storm coverage, as well as a variety of deductible and co-pay options. Additional features for the product in Colorado include: * Multiple roof coverage options, including replacement cost value, actual cash value and roof limit selections * Deductibles ranging from $2,500 or 1% up to $100,000 or 10% * Optional co-pay feature * Excludable coverages including loss of use, personal liability and medical payments Orion180 is a technology-driven insurance provider offering property insurance, flood coverage and other products and services. Operating as a full-stack carrier, the company partners with independent agents. Was this article valuable? Interested in homeowners? Get automatic alerts for this topic.

Insurance Edge
Jun 24th, 2026
US market: Orion180 expands into Colorado.

US market: Orion180 expands into Colorado. The word from Orion180; Orion180 Insurance, a leading provider of flexible, customer-focused home insurance, announced today the Colorado launch of FLEX homeowners coverage, an innovative solution designed to inspire confidence amidst the state's unique environmental and insurance market challenges. Colorado homeowners continue to face rising insurance costs driven by increasing exposure to severe weather events such as hail and wildfires. Data from the Colorado Division of Insurance released in 2026 found hail risk accounts for 26% to 54% of homeowners insurance premiums, making it one of the largest drivers of insurance costs statewide. FLEX Home Insurance addresses these challenges by giving homeowners greater control over how they protect their property, allowing them to tailor coverage to fit their individual risk tolerance and budget. "Homeowners deserve insurance options that reflect the realities they face today," said Ken Gregg, CEO of Orion180. "Many homeowners insurance products force customers into standard coverage packages that are simply becoming too expensive in Colorado. Orion180's FLEX puts control back in the hands of Colorado homeowners by offering more flexibility and broader coverage options to manage both risk and premium costs." FLEX Home Insurance is powered by its proprietary hail and wildfire risk modeling built specifically for Colorado. Rather than relying solely on broad geographic assessments, the company's underwriting and rating engine evaluates individual property characteristics to better reflect actual risk exposure. Coverage A limits are available from $300,000 up to $2 million, providing protection for a wide range of Colorado homes built since 1900. Policyholders can then select optional perils including wind, hail, tornado, and named storm coverage, as well as a variety of deductible and co-pay options. Additional key FLEX Home Insurance features for Colorado residents include: * Multiple roof coverage options, including Replacement Cost Value (RCV), Actual Cash Value (ACV), and Roof Limit selections * Broad deductibles ranging from $2,500 or 1% up to $100,000 or 10% * Optional co-pay feature that can reduce premiums * Excludable coverages including Loss of Use, Personal Liability, and Medical Payments The deployment of FLEX marks a significant shift in the Colorado insurance landscape, providing a viable alternative to the rigid one-size-fits-all policies currently straining household budgets. Independent partner agents in Colorado use the company's MY180 platform for a streamlined quoting and binding experience to ensure homeowners secure customized property protection without delay.

Associated Press
Jun 23rd, 2026
Orion180 launches FLEX home insurance in Colorado with customisable hail coverage

Orion180 Insurance has launched FLEX home insurance in Colorado, offering customizable coverage designed to address the state's rising premiums driven by severe weather. According to Colorado Division of Insurance data from 2026, hail risk alone accounts for 26% to 54% of homeowners insurance premiums statewide. FLEX allows homeowners to tailor coverage to their risk tolerance and budget, using proprietary hail and wildfire risk modelling that evaluates individual property characteristics. Coverage A limits range from $300,000 to $2 million for homes built since 1900. Policyholders can select optional perils including wind, hail and tornado coverage, multiple roof coverage options, deductibles from $2,500 to $100,000, and optional co-pay features. The product is available through independent agents via Orion180's MY180 platform.

GlobeNewswire
Jun 23rd, 2026
Orion180 launches FLEX Home Insurance in Colorado.

Orion180 launches FLEX Home Insurance in Colorado. Customizable homeowners coverage gives Colorado residents more control over protection, pricing, and risk management. June 23, 2026 09:00 ET | Source: Orion180 MELBOURNE, Fla., June 23, 2026 (GLOBE NEWSWIRE) - Orion180 Insurance, a leading provider of flexible, customer-focused home insurance, announced today the Colorado launch of FLEX homeowners coverage, an innovative solution designed to inspire confidence amidst the state's unique environmental and insurance market challenges. Colorado homeowners continue to face rising insurance costs driven by increasing exposure to severe weather events such as hail and wildfires. Data from the Colorado Division of Insurance released in 2026 found hail risk accounts for 26% to 54% of homeowners insurance premiums, making it one of the largest drivers of insurance costs statewide. FLEX Home Insurance addresses these challenges by giving homeowners greater control over how they protect their property, allowing them to tailor coverage to fit their individual risk tolerance and budget. "Homeowners deserve insurance options that reflect the realities they face today," said Ken Gregg, CEO of Orion180. "Many homeowners insurance products force customers into standard coverage packages that are simply becoming too expensive in Colorado. Orion180's FLEX puts control back in the hands of Colorado homeowners by offering more flexibilities and broader coverage options to manage both risk and premium costs." FLEX Home Insurance is powered by its proprietary hail and wildfire risk modeling built specifically for Colorado. Rather than relying solely on broad geographic assessments, the company's underwriting and rating engine evaluates individual property characteristics to better reflect actual risk exposure. Coverage A limits are available from $300,000 up to $2 million, providing protection for a wide range of Colorado homes built since 1900. Policyholders can then select optional perils including wind, hail, tornado, and named storm coverage, as well as a variety of deductible and co-pay options. Additional key FLEX Home Insurance features for Colorado residents include: * Multiple roof coverage options, including Replacement Cost Value (RCV), Actual Cash Value (ACV), and Roof Limit selections * Broad deductibles ranging from $2,500 or 1% up to $100,000 or 10% * Optional co-pay feature that can reduce premiums * Excludable coverages including Loss of Use, Personal Liability, and Medical Payments The deployment of FLEX marks a significant shift in the Colorado insurance landscape, providing a viable alternative to the rigid one-size-fits-all policies currently straining household budgets. Independent partner agents in Colorado use the company's MY180 platform for a streamlined quoting and binding experience to ensure homeowners secure customized property protection without delay. About Orion180 Insurance Orion180 is a customer-centric insurance brand that combines proprietary technology, real-time data, and advanced underwriting to provide a seamless, transparent, and dependable insurance experience. With a rapidly growing national footprint, the company offers flexible and standard home insurance solutions, including FLEX and HO-3 coverage, as well as DP Landlord, flood, and jewelry protection across AL, AZ, CA, CO, FL, GA, IL, IN, MA, MS, NC, OH, SC, and TX. Fueled by its proprietary MY180 platform, Orion180 also enhances protection and empowers homeowners with smart home innovations, including the AWTOS water damage mitigation system and PRYZMIQ home self-inspection tool. Orion180 serves more than 10,000 partner agents and 500,000 customers, protecting over $130 billion in assets. The company's commitment to excellence and serving customers with compassion is reflected in its 14-day average claims resolution and more than 4,000 five-Star Google reviews. Connect with Orion180 on X, LinkedIn, Facebook, Instagram, TruthSocial, and YouTube. For more information, visit www.Orion180.com.

Yahoo Finance
May 13th, 2026
Orion180 opens 22,000 sq ft Salt Lake City service center for 100 employees

Orion180 Insurance has opened a 22,000-square-foot service centre in Salt Lake City, marking its third major facility. The new hub will support customer experience, inside sales, claims intake and technology operations, with capacity for approximately 100 employees. The company selected Salt Lake City for its workforce demographics and Mountain Time Zone location, which improves response times for customers across Central and Pacific time zones. The expansion supports Orion180's rapid national growth following recent launches in Texas, Florida and California. The service centre will operate alongside Orion180's Melbourne, Florida headquarters, where additional staff are being onboarded. The company is also upgrading its communications infrastructure to streamline phone, email and chat interactions nationwide.

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