Oswald

Oswald

Independent insurance brokerage and risk management

Overview

Oswald is an independent, employee-owned insurance brokerage and risk management firm that offers property and casualty insurance, employee benefits and health management, and life insurance. Its services help clients identify, reduce, and manage risk through tailored risk management solutions. Revenue comes from brokerage fees and commissions on insurance products. Oswald serves a diverse client base including public and privately held businesses, large nonprofits, family offices, high-net-worth individuals, private equity firms, and real estate developers. The firm traces its history to 1893 and operates under a model of independent brands (now under Unison Risk Advisors) while maintaining autonomous operations.

About Oswald

Simplify's Rating
Why Oswald is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Consulting

Financial Services

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Cleveland, Ohio

Founded

1893

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Simplify's Take

What believers are saying

  • January 28, 2026 co-leaders Deena Rini and Michael Clark sharpen Health and Benefits execution.
  • Sherri Grasak joined Pittsburgh in November 2025, signaling regional hiring and market growth.
  • Oswald's 2025-2026 market-report publishing shows active cross-sell demand from Unison colleagues.

What critics are saying

  • 2026 Pittsburgh expansion raises overhead before revenue proves out.
  • The 2024 Neate litigation exposed enforceable trade-secret fights and client-retention fragility.
  • August 2026 Unison class-action allegations over homeowner agreements threaten brand damage and cash burn.

What makes Oswald unique

  • Employee-owned Unison Risk Advisors launched in 2020 with Oswald and RCM&D.
  • Oswald spans brokerage, benefits, life, and risk management across diverse client segments.
  • Oswald kept independent branding while adding five platform companies by 2024.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Performance Bonus

Paid Vacation

Sabbatical Leave

Stock Options

401(k) Company Match

Flexible Work Hours

Professional Development Budget

Company News

Captive Insurance Times
Jul 28th, 2026
Pompili joins Amynta Risk Solutions as accident and health president

Pompili joins Amynta Risk Solutions as accident and health president. Amynta Risk Solutions appoints Gene Pompili as president of its accident and health and medical stop-loss division. Pompili is based in Hudson, Ohio, and provides strategic direction across underwriting, distribution, business development and long-term growth for the division. The remit covers underwriting strategy and portfolio management, the identification of new market opportunities and product innovation initiatives, and the strengthening of partnerships across the broker, carrier, managing general underwriter and employer communities. Pompili joins from ClearPoint Health, where the role was chief strategy officer. Responsibilities there covered enterprise strategy and long-term business planning, growth initiatives across captive and healthcare financing programmes, and the development of the firm's Stop-Loss Center of Excellence. Pompili was previously vice president and group benefits risk leader at Oswald Companies, leading the firm's group benefits captives practice and its consulting team. The role involved designing and managing captive and risk-sharing programmes, and advising employers on self-funded healthcare strategies and cost-containment approaches. Over the same period, Pompili served as president and treasurer of ISBC Insurance Exchange, a healthcare captive serving independent schools and colleges across the US, with oversight of governance, financial performance and risk-sharing strategy for participating member organisations. Earlier roles include president of Ringmaster Technologies, a cloud-based software platform connecting third-party administrators, agencies, carriers and managing general underwriters in the medical stop-loss market. Pompili was also regional practice leader at Roundstone, building the firm's Midwest practice for its self-funded captive stop-loss programme. The role covered captive solutions for middle-market employers, affinity groups and purchasing coalitions, including 831(b) structures, deductible reimbursement and industry-specific captives, distributed through advisor, agency and third-party administrator relationships across seven states. Pompili began a career in the sector at MetLife Insurance Company and later held a regional sales director post at Prudential Insurance Company, bringing more than 35 years across the employee benefits and specialty insurance industries. Amynta Risk Solutions is a managing general underwriter operating in the employee benefits market, with a focus on medical stop-loss. The firm is headquartered in New York.

Oswald Companies
Jan 28th, 2026
Oswald Companies Announces Deena Rini and Michael Clark as Co-Managing Directors for Health and Benefits Division

Oswald Companies announces Deena Rini and Michael Clark as Co-Managing Directors for Health and Benefits Division. CLEVELAND - January 28, 2026 - Oswald Companies, one of the country's largest independent insurance brokerage and risk management firms, is pleased to announce the appointment of Deena Rini and Michael Clark as Co-Managing Directors of its Health and Benefits Division. Rini joined Oswald in 2007 and has more than 15 years of experience, having served in multiple leadership and operational roles within Oswald's retirement plan team, most recently serving as Managing Director of Retirement Plan Services (RPS). Clark joined Oswald in 2015 as a sales consultant before advancing through several key leadership positions, most recently serving as Vice President and Benefits Sales Leader. "This evolution further positions our Health and Benefits Division for sustained growth and a unified experience for both our employees and clients," said Jessica Jung, President of Oswald Companies. "Deena and Michael bring complementary leadership and deep industry expertise that will enhance our market presence and accelerate the value we deliver to clients." "I am honored to step into this role and continue advancing the exceptional work of our Health and Benefits team," said Deena Rini. "Over my time at Oswald, I've seen how powerful it is when we align our strengths across the organization. I'm excited to partner with Michael to build an even more unified experience - one that empowers our employees, elevates leaders, and delivers meaningful, long-term value to the clients we serve." "I'm grateful for the opportunity to step into this role alongside Deena," said Michael Clark. "Our commitment is investing in, and taking care of our people, serving our clients and consistently delivering a best-in-class client experience. This co-leadership model brings benefits and retirement together in a more intentional way, allowing us to better serve our clients across our markets. Oswald is a special organization, and we look forward to building on the strong foundation established by the leaders who came before us." As Oswald continues its national expansion with Unison Risk Advisors, this co-leadership model positions them to deliver more innovative, integrated solutions that better serve the evolving needs of its clients.

Oswald Companies
Sep 29th, 2025
Hotaling & Associates Joins Oswald Companies

Hotaling Insurance Services has joined Oswald Companies, strengthening their combined offerings in insurance, risk management, and employee benefits. Learn more about this strategic partnership and what it means for clients.

Oswald Companies
Sep 4th, 2025
Oswald Companies Named in Business Insurance's Annual Best Places to Work in Insurance 2025

Oswald Companies named in Business Insurance's annual Best Places to Work in Insurance 2025.

Oswald Companies
Jun 13th, 2025
[July 30 Event] Innovate Health: Pioneering the Future of Healthcare

Oswald Company is excited to invite you to its upcoming Healthcare & Risk Innovation Summit on July 30, 2025.

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