PCMI

PCMI

Cloud-based SaaS for F&I administration

Overview

PCMI provides a cloud-based SaaS platform to administer aftermarket F&I products such as vehicle service contracts, extended warranties, and GAP. Its PCRS system is a modular suite with components for real-time rating and contracting, policy administration, claims processing, risk management, reinsurance, and automated data pipelines, all accessible via APIs. The platform is designed to work for TPAs, OEMs, insurers, agents, and dealers, and is built to integrate with dealer menus and partner systems in real time. The company differentiates itself with an end-to-end, modular architecture and by growing through acquisitions (notably StoneEagle Enterprise Solutions) to broaden expertise and provide global support, aiming to speed product launches, customization, and seamless partner integration across the F&I ecosystem.

Significant Headcount Growth

About PCMI

Simplify's Rating
Why PCMI is rated
B+
Rated B on Competitive Edge
Rated A on Growth Potential
Rated B on Differentiation

Industries

Data & Analytics

Enterprise Software

Financial Services

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Park Ridge, Illinois

Founded

2012

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Simplify's Take

What believers are saying

  • Thoma Bravo's March 2025 investment funds expansion and global scaling.
  • StoneEagle Enterprise acquisition on November 18, 2025 deepened PCMI's administration footprint.
  • August 2026 hires Mandeville and Hern signal partner- and customer-led expansion.

What critics are saying

  • StoneEagle integration can distract engineering and sales through 2026, delaying product delivery.
  • RouteOne, StoneEagle retail, and legacy administrators can undercut PCMI on integrations and price.
  • A major TPA migration to Dealertrack or RouteOne would puncture PCMI's data moat in 2026.

What makes PCMI unique

  • PCRS processed 171 million contracts and 51 million claims, creating unmatched F&I data scale.
  • PCMI unifies contract administration, claims, reporting, reinsurance, and AI in one platform.
  • PresentNow targets non-VIN RV and powersports sales, where legacy menus break down.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Health Savings Account/Flexible Spending Account

Short & Long Term Disability Insurance

Company-paid Life Insurance

Voluntary Life Insurance

Voluntary Accident Insurance

Employee Assistance Program

401(k) Company Match

Commuter Benefits

Paid Vacation

Paid Holidays

Parental Leave

Professional Development Budget

Employee Events

Wellness Program

Employee Discounts

Growth & Insights and Company News

Headcount

6 month growth

17%

1 year growth

17%

2 year growth

17%
PR Newswire
Aug 25th, 2026
PCMI hires Alexander Mandeville as VP of strategic partnerships

PCMI, a provider of cloud-based administration software for F&I products, has appointed Alexander Mandeville as vice president of strategic partnerships. The automotive retail technology veteran will focus on accelerating partner ecosystem growth and creating new opportunities for customers and partners. The Park Ridge, Illinois-based company announced the appointment on 25 August.

PCMI
Aug 25th, 2026
PCMI welcomes Alexander Mandeville as Vice President of Strategic Partnerships.

PCMI welcomes Alexander Mandeville as Vice President of Strategic Partnerships. Veteran automotive retail technology leader joins PCMI to accelerate partner ecosystem growth and create new opportunities for customers and partners. PCMI, a leading provider of cloud-based administration software for F&I products and service contract programs, today announced that Alexander Mandeville has joined the company as Vice President of Strategic Partnerships. Mandeville will lead the continued development of PCMI's partner ecosystem, strengthening relationships across technology and integration partners to extend the value and reach of PCMI's platform. Mandeville brings 17 years of automotive retail technology experience from RouteOne, where he held roles of increasing responsibility and helped bring the company's Credit Application, eContracting, Menu and API-integrated solutions to market. Throughout his tenure, he worked closely with OEMs, lenders, dealers and technology providers to develop partnerships, launch integrated solutions and help shape more connected automotive retail experiences. As PCMI continues to scale its platform and integration network, strategic partnerships are playing a growing role in connecting customers with the technology, services and expertise they need to operate and grow. Mandeville will help advance that strategy by identifying new opportunities for collaboration across the F&I and service contract ecosystem. "Partnerships are an important part of PCMI's growth strategy and the value we deliver to our customers. Alex brings deep automotive retail technology experience and a proven ability to build partnerships that create value. He's the right leader to help take our partner strategy to the next level." - Imran Mussani, SVP of Partnership & Integration Strategy at PCMI "PCMI has built an impressive technology platform and a strong position in the market, with tremendous opportunity to build on that foundation through partnerships," said Alexander Mandeville, Vice President of Strategic Partnerships at PCMI. "I'm excited to strengthen our partner community, create new opportunities for collaboration and turn those relationships into measurable business results." About PCMI. PCMI is a leading provider of cloud-based administration software for F&I products and service contract programs. Its PCRS platform brings together policy and claims administration, risk management, reporting, integrations, and AI-powered capabilities in one scalable platform. PCRS has processed more than 171 million contracts and 51 million claims and supports more than 125 customers and 440,000 users worldwide. PCMI combines deep F&I expertise with modern technology to help organizations operate more efficiently, adapt faster, and scale for what's next.

PCMI
Aug 11th, 2026
PCMI welcomes Elizabeth Hern as Vice President of Customer Success.

PCMI welcomes Elizabeth Hern as Vice President of Customer Success. Veteran customer success leader joins PCMI as the company scales customer success alongside a growing customer base and expanding AI capabilities. PCMI, the leading provider of cloud-based administration software for F&I products and service contract programs, announced that Elizabeth Hern has joined the company as Vice President of Customer Success. Hern will lead PCMI's Customer Success organization, overseeing onboarding, adoption, retention, advocacy, and customer success initiatives designed to help customers maximize the value of the PCMI platform, including its expanding AI capabilities. Hern brings more than two decades of experience helping organizations strengthen customer relationships and drive technology adoption. Most recently, she led Customer Success at Impel, and previously held leadership roles at Dealer Inspire, Dealer.com, and American Express. "As AI reshapes how F&I and service contract administrators manage claims and customer relationships, our customers need a partner who can help them adopt these tools with confidence. Elizabeth's experience scaling customer success at high-growth companies is exactly what we need as we continue investing in AI and expanding what our platform can do for customers." - Branson Smith, Chief Revenue Officer at PCMI "Customer Success is so much more than helping customers use our products. It's about being consultative, and helping our clients to continuously realize value as their business evolves," said Elizabeth Hern, Vice President of Customer Success at PCMI. "PCMI has built an incredible platform, and I'm excited to help customers take advantage of everything it offers, including new AI capabilities, while building lasting partnerships that help them achieve their business goals." Hern will work closely with customers to bring all the capabilities of PCMI to strengthen the customer experience and build scalable programs for long-term customer success as PCMI continues to grow. About PCMI. PCMI is the leading provider of cloud-based administration software for F&I products and service contract programs. Its PCRS platform uses agentic AI, drawing on more than 171 million contracts and 51 million claims, to automate routine claims, deliver natural-language self-service, and help teams scale operations without scaling headcount. More than 125 customers and 440,000 users worldwide rely on PCRS, backed by the deepest F&I-specific data set in the industry.

PR Newswire
Mar 30th, 2026
PCMI appoints Nick Scissons as General Counsel to lead global legal strategy.

PCMI appoints Nick Scissons as General Counsel to lead global legal strategy. Mar 30, 2026, 09:00 ET Experienced legal leader joins to support scalable growth and enterprise operations PARK RIDGE, Ill., March 30, 2026 /PRNewswire-PRWeb/ - PCMI, the leading provider of cloud-based administration software for F&I products and service contract programs, announced that Nick Scissons has joined the company as General Counsel. In this role, Nick will lead PCMI's global legal function and serve as a key advisor to the executive team, Board of Directors, and investors, overseeing legal strategy, governance, and risk management as the company continues to scale across complex automotive and warranty ecosystems. His leadership will strengthen PCMI's legal foundation to support disciplined, long-term growth. "Nick brings deep experience building legal functions in technology companies and a strong understanding of the complexity of our industry, which will be critical as we continue to scale," said Clyde Owen, Chief Executive Officer at PCMI. Nick joins PCMI from Trader Corporation, where he served as General Counsel, leading legal strategy across a portfolio that included Autotrader.ca, Dealertrack Canada, and Autosync. He built and scaled the legal function to support a high-growth, private equity environment, aligning governance, contracting, and compliance with evolving business needs. "In highly regulated markets, legal plays a critical role in enabling disciplined growth," said Nick Scissons, General Counsel at PCMI. "As F&I and service contract programs continue to expand across the industry, this is an opportunity to strengthen legal capabilities that support scale, manage regulatory complexity, and meet the evolving expectations of customers and partners." About PCMI Founded in 2012, PCMI is a global SaaS company delivering cloud-based administration software for the automotive Finance & Insurance (F&I) industry. Its PCRS platform unifies contract and claims administration into a single, modern system, supporting more than 125 customers, 440,000 users, and over 135 million contracts processed worldwide. With 275+ team members, PCMI enables administrators, dealers, OEMs, and lenders to operate more efficiently and scale with confidence. Media Contact Laura Scahill, PCMI, 1 (847) 653-6916, [email protected], https://www.pcmicorp.com/ SOURCE PCMI

PCMI
Oct 20th, 2025
PCMI Introduces PresentNow: The First Lite Menu Purpose-Built for Non-VIN Sales

PCMI introduces PresentNow: the first lite menu purpose-built for non-vin sales. Rating and contracting for RV and powersports available today, with Personal Watercraft and a full presentation experience coming in early 2026. PCMI, the leading provider of administration software for the F&I product industry, announced the launch of PresentNow, the first lite menu purpose-built for non-VIN vehicle segments including RV, Powersports, and Personal Watercraft. Available today for rating and contracting, PresentNow gives dealers and TPAs a faster, more accurate way to sell protection products across specialty markets while solving the data and rating challenges that have long limited growth. The upcoming 2026 presentation release will extend those capabilities with a modern, digital selling experience designed for non-VIN vehicles. "Dealers have long been forced to rely on menus designed only for auto VIN sales. PresentNow changes that. It's the first menu built specifically for non-VIN markets, unlocking new revenue opportunities across RV, powersports, and Personal Watercraft." - Mark Nagelvoort, CEO at PCMI Solving the non-vin challenge. Without a standard VIN dataset, specialty dealers have long struggled with inaccurate or missing rates, manual workarounds, and lost margin. PresentNow solves these issues with pre-loaded Year/Make/Model datasets and configurable rating fields for every major specialty segment. The result: accurate quotes, faster deals, and higher attach rates, at a fraction of the cost of traditional menus. "Unlike legacy menus patched for non-VIN, PresentNow was designed from the ground up for specialty vehicles," said David Cartagena, Chief Product Officer at PCMI. "It delivers the precision and flexibility dealers need to grow these markets profitably." Purpose-Built, dealer-friendly, and future-ready. PresentNow is the only solution that unifies VIN and non-VIN sales in one system, giving dealers complete control over pricing, defaults, and product packaging by vehicle type while improving consistency across every sale. * 100% accurate non-VIN data for RV, powersports, personal watercraft, and more to come * Flexible, clean, and configurable rating without ghost VINs or manual entry * Faster, easier contracting through PCRS * A lightweight, lower-cost alternative to traditional full menus "This launch is just the beginning," said Morgan Williams, Product Owner, Dealer Services at PCMI. "Rating and contracting are live today, and next year's presentation experience will give dealers a modern, digital way to present and sell non-VIN products with confidence." As Powersports, RV, and Personal Watercraft markets continue rapid growth across North America, dealers and TPAs need technology that matches their speed and complexity. PresentNow meets that need, delivering accuracy, automation, and control to help capture margin in these high-growth markets. About PCMI. Founded in 2012, PCMI is a global leader in cloud-based administration software for the automotive and consumer product markets. Its innovative technology empowers third-party administrators, dealers, OEMs, and lenders to streamline every step of the extended warranty, service contract, and cancellation lifecycle management. With 200+ employees across North America, Europe, and Asia, PCMI is trusted by leading F&I providers to help reduce costs, improve efficiency, and stay ahead in a rapidly evolving market.

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