PayJunction

PayJunction

In-store, online, and mobile payments platform

Overview

PayJunction provides secure cloud-based payments processing for in-store, online, and mobile transactions, usable as a stand-alone solution or integrated with leading business software. Its platform supports multi-channel payments and can also handle fully outsourced payment operations for Independent Software Vendors (ISVs), helping them integrate payments quickly and improve customer satisfaction. By offering both integrated and stand-alone options plus outsourced operations, PayJunction emphasizes flexibility and reliable support with US-based assistance. The goal is to help businesses transact smoothly, reduce costs, and deliver a positive payment experience for customers.

About PayJunction

Simplify's Rating
Why PayJunction is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise Software

Fintech

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Santa Barbara, California

Founded

2000

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Simplify's Take

What believers are saying

  • Twilio and Zapier partnerships deepen distribution through trusted enterprise workflow ecosystems.
  • Status page shows All Systems Operational on June 22, 2026 after the outage.
  • Dealer-focused commentary around NADA 2026 targets resilient auto service and payments workflows.

What critics are saying

  • June 14, 2026 network outage exposed transaction and API dependence on external bandwidth providers.
  • PayJunction remains unfunded and privately owned, limiting acquisition currency and war-chest depth.
  • October 2024 bankruptcy ruling upheld $977,241.14 chargeback debt litigation baggage from Glasser.

What makes PayJunction unique

  • Twilio integration adds AI voice payments without heavy PCI scope in July 2025.
  • Zapier and no-code workflows reduce engineering dependence for merchants in April 2025.
  • Text to Pay spans Virtual Terminal, API, and No-code Integration since August 2024.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

401(k) Company Match

Paid Holidays

Paid Time Off

Home Office Stipend

Professional Development Budget

Company Social Events

Flexible Work Hours

Remote Work Options

Hybrid Work Options

Company News

StocksToTrade
Jul 15th, 2025
Twilio Stock Boosted by Exciting New Collaborations

Surprising partnership: Twilio teams up with PayJunction.

The Fintech Times
Apr 11th, 2025
Creating Flexible Automated Workflows: PayJunction Partners With Zapier

Creating flexible automated workflows: PayJunction partners with Zapier.

FF News
Apr 4th, 2025
PayJunction Announces Integration with Zapier to Help Businesses Create Custom Payment Workflow Automations

PayJunction announces integration with Zapier to help businesses create custom payment workflow automations.

Business Wire
Nov 14th, 2024
PayJunction Appoints Scott Herriman as Vice President of Engineering

PayJunction appoints Scott Herriman as Vice President of Engineering.

The Fintech Times
Aug 27th, 2024
PayJunction Introduces Text to Pay Capabilities to Help Firms Modernise Customer Engagement

PayJunction introduces Text to Pay capabilities to help firms modernise customer engagement.

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