Payline Data

Payline Data

Omnichannel payment processor with subscription pricing

Overview

Payline Data provides payment processing and merchant services for businesses of all sizes. It supports omnichannel payments with in-person and online options, including POS systems like Clover and Oracle MICROS, credit card terminals, its Payline Connect gateway, ACH/eCheck, and a virtual terminal. It uses a subscription-based interchange-plus pricing with no long-term contracts, plus separate plans for retail and online processing, and partners with SMB Global for high-risk merchants. Its goal is to enable transparent, scalable payment acceptance across industries (retail, e-commerce, restaurants, medical offices, non-profits) while prioritizing security (PCI compliance, tokenization, fraud protection).

About Payline Data

Simplify's Rating
Why Payline Data is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Company Size

11-50

Company Stage

Debt Financing

Total Funding

$5M

Headquarters

Chicago, Illinois

Founded

2009

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Simplify's Take

What believers are saying

  • Payline updated its site August 15, 2026 with tiered interchange pricing and clear volume discounts.
  • Its March 14, 2026 announcement says Pineapple added growth capital, supporting expansion.
  • Updated integrations pages on September 2, 2025 and August 2, 2026 show active product maintenance.

What critics are saying

  • Payline's 2017 Pineapple acquisition still defines the company; standalone strategic control is gone.
  • TrustRadius and Payline's own site show commodity pricing, inviting relentless processor margin compression.
  • A merchant-data breach or processor switch by Pineapple could permanently collapse the Payline brand.

What makes Payline Data unique

  • Interchange-plus pricing and no-term contracts still separate Payline from rigid processors.
  • Payline Connect on August 2, 2026 embeds APIs for software platforms.
  • Payline supports 175+ shopping-cart integrations and POS brands like Clover and Micros.

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Funding

Total Funding

$5M

Above

Industry Average

Funded Over

2 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Sick Leave

Paid Vacation

Paid Holidays

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

-17%

1 year growth

-17%

2 year growth

-17%
Warr & Co Chartered Accountants
Jun 18th, 2024
2024's Best Online Payment Tools For Small Businesses

Payline integrates with over 175 online shopping carts, offers mobile solutions to allow you to accept payment via mobile apps, and integrates with QuickBooks to make payroll management easier.

CardPaymentOptions.com
Jun 1st, 2022
Pineapple Payments acquired Payline Data, LLC on Oct 1st 17'.

In October of 2017, Pineapple Payments announced its acquisition of Payline Data.

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