Paymentology

Paymentology

Cloud-native payment processing for fintechs

Overview

Paymentology provides cloud-native payment processing platforms and card solutions tailored for fintechs, with global reach and deep regional know-how. By offering APIs and cloud integrations across multiple cloud platforms, it enables fintechs and financial institutions to innovate, deploy, and customize payment products quickly and at lower costs. The platform supports card issuance and processing through a scalable, API-driven system that connects customers and speeds market entry. Differentiators include its global footprint, regional expertise, multi-cloud flexibility, and focus on reducing operational overhead for clients. The company’s goal is to help fintechs grow and expand payments services worldwide while driving positive global impact through community engagement and growth.

About Paymentology

Simplify's Rating
Why Paymentology is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

2015

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Simplify's Take

What believers are saying

  • May 12, 2026 Paymentology raised $175 million from Apis Partners and Aspirity Partners.
  • July 14, 2026 T2P expanded Thailand card issuance across prepaid, corporate, and wallet-linked programs.
  • June 9, 2026 PayMongo and Mastercard launched Philippine SME virtual prepaid business cards with Paymentology.

What critics are saying

  • Paymentology depends on Visa, Apple, Mastercard, and bank partners for every major launch.
  • Marqeta, Galileo, Pismo, and Enfuce pressure pricing as competitors copy issuer-processing features.
  • One compliance failure or scheme-partner loss in 2026 would cripple expansion and threaten the business.

What makes Paymentology unique

  • August 18, 2026 GoTyme chose Paymentology for the Philippines’ first digital-bank Apple Pay launch.
  • April 16, 2026 Australia launch added local rails, Bank@Post, EFTPOS, and NPP connectivity.
  • March 17, 2026 Paymentology powered Africa’s first mobile-money Tap-to-Pay with Vodacom Tanzania.

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Benefits

Remote Work Options

Company News

Financial IT
Aug 18th, 2026
Paymentology powers GoTyme Bank's Apple Pay launch in the Philippines.

Paymentology powers GoTyme Bank's Apple Pay launch in the Philippines. * Payments * 18.08.2026 08:26 am Paymentology, the leading global issuer processor, today announced the successful launch of Apple Pay for GoTyme Bank in the Philippines. Through this launch, GoTyme becomes one of the first issuers in the Philippine market to enable Apple Pay, giving 10 million customers an easy, secure and private way to pay using their Apple devices. As one of the country's fastest-growing digital banks, GoTyme continues to accelerate its digital payments strategy by expanding secure, seamless and convenient payment experiences for Filipino consumers. Customers can now securely add their GoTyme debit card to Apple Wallet and make contactless payments in stores, within apps and online wherever Apple Pay is accepted. Apple Pay uses industry-leading tokenisation technology, meaning card numbers are never stored on devices or shared with merchants. Instead, a unique Device Account Number is assigned, with every transaction authenticated through Face ID, Touch ID or a device passcode, providing an additional layer of security while delivering a fast, frictionless checkout experience. Nate Clark, President and CEO at GoTyme Bank commented: "At GoTyme Bank, we're constantly looking for ways to make banking simpler, safer and more rewarding for our customers. Bringing Apple Pay to GoTyme Bank customers in the Philippines gives them an easy and secure way to pay wherever they shop while continuing to earn rewards points on all their transactions. This is another step in our commitment to making everyday banking more beautiful and convenient for our customers." The launch comes as digital payments continue to reshape the Philippine economy. According to the Bangko Sentral ng Pilipinas (BSP), digital payments now account for more than half of all retail payment transactions, as consumers increasingly embrace mobile-first banking and contactless payments. Meanwhile, smartphone penetration continues to rise, supporting growing demand for digital wallets and tokenised payment experiences. As digital commerce accelerates, enabling secure mobile payments through services such as Apple Pay is becoming an increasingly important differentiator for financial institutions. Minh-Ha Truong, Head of Growth, APAC at Paymentology, added: "As a long-standing partner to GoTyme, we're proud to support another significant milestone in its growth journey. Bringing Apple Pay to market demonstrates how modern, cloud-native issuer processing enables digital banks to rapidly deliver innovative payment experiences while maintaining the highest standards of security, scalability and performance. Together, we're helping shape the future of digital payments in the Philippines." The launch further strengthens GoTyme's position as one of Southeast Asia's leading digital banks and highlights the value of Paymentology's cloud-native issuer processing platform in helping banks and fintechs rapidly introduce innovative payment capabilities that meet evolving customer expectations.

Merchant's Eye
Jul 22nd, 2026
KamelPay and Paymentology launch AbsoluteCard to modernize UAE corporate payments.

KamelPay and Paymentology launch AbsoluteCard to modernize UAE corporate payments. Quick summary. KamelPay has partnered with Paymentology to launch AbsoluteCard, a cloud-native corporate payments platform in the UAE. This collaboration enables businesses to manage expenses via physical and virtual cards with real-time controls, streamlining enterprise spend management through Paymentology's advanced API-driven issuer-processing infrastructure. How does AbsoluteCard solve corporate spending challenges? KamelPay addresses the lack of visibility in business expense management by launching a platform that offers real-time spend controls and automated tracking. By leveraging Paymentology's cloud-native infrastructure, UAE businesses can now deploy physical and virtual cards tailored to specific organizational needs. The platform launches with three distinct tiers: * C-Suite Edition: High-level executive cards for senior leadership. * P.R.O. Edition: Specialized for government and administrative fees. * Business Edition: Customizable for logistics, travel, and software. This structure ensures that corporate payments platform users can maintain strict oversight while providing employees with the necessary tools for operational efficiency. What role does Paymentology play in this partnership? As the global issuer-processor, Paymentology provides the API-driven foundation required for KamelPay to scale securely in the Middle East. This infrastructure allows for instant card issuance and seamless integration into existing business workflows. Nauman Hassan, Regional Director MENA at Paymentology, noted: "KamelPay is setting a new benchmark for how payments can drive meaningful financial inclusion. By combining deep on-the-ground understanding with a strong regulatory foundation, KamelPay is delivering real impact for employers, businesses and workers alike. The launch of AbsoluteCard marks an exciting new chapter in its growth, and we're proud to provide the cloud-native infrastructure that enables the business to innovate confidently, scale securely and deliver exceptional payment experiences." How is KamelPay navigating the UAE regulatory landscape? Beyond the technology launch, KamelPay has secured In-Principle Approval from the Central Bank of the UAE (CBUAE). This approval covers Stored Value Facilities (SVF) and Retail Payment Services (RPS), positioning the firm as a fully compliant fintech player. This regulatory milestone, combined with the corporate payments platform launch, allows KamelPay to offer a comprehensive financial ecosystem for the UAE workforce. Ehsan Rahman, CEO and Co-Founder of KamelPay, stated: "We didn't start with technology; we started with people. Partnering with Paymentology gives us the secure, compliant foundation to scale our mission while keeping human needs at the heart of financial services. With the launch of AbsoluteCard, we're helping businesses transform how they manage corporate spending through greater visibility, control and transparency, while continuing to build financial solutions that solve real-world challenges for organisations and their people." Ff news take: This partnership definitely moves the needle for the UAE's B2B ecosystem. While consumer fintech is saturated, corporate payments platform solutions that bridge the gap between regulatory compliance and user experience are rare. By combining Paymentology's global processing power with KamelPay's local regulatory wins, this duo is well-positioned to dominate the Middle East fintech market, specifically targeting the underserved administrative and P.R.O. spending sectors. Featured speakers.

Media OutReach
Jul 14th, 2026
Paymentology and T2P partner to accelerate the future of card issuing in Thailand.

Paymentology and T2P partner to accelerate the future of card issuing in Thailand. BANGKOK, THAILAND - Media OutReach Newswire - 14 July 2026 - Paymentology, the leading global issuer processor, today announced a strategic partnership with Thailand-based fintech and payment technology provider T2P to expand access to modern card issuing capabilities and accelerate digital payment innovation across Thailand. Through the partnership, T2P will leverage Paymentology's next-generation issuer processing platform to deliver scalable, secure and flexible card programmes for fintechs, financial institutions, corporates and enterprises looking to launch innovative payment solutions. The collaboration strengthens T2P's growing payments ecosystem, enabling businesses to bring new prepaid, corporate and digital wallet-linked card programmes to market more quickly while benefiting from Paymentology's real-time processing capabilities, global expertise and highly configurable platform. Thailand has become one of Southeast Asia's fastest-growing digital payments markets. According to the Bank of Thailand, online payments increased by 13.5% year-on-year in 2025, reflecting growing adoption of digital wallets, QR payments, embedded finance and cashless payment experiences. As businesses look to capitalise on this shift, they increasingly need trusted technology partners that can reduce complexity and accelerate innovation. By combining Paymentology's cloud-native issuer processing platform with T2P's local market expertise, the partnership will help organisations develop payment solutions that meet evolving consumer and business expectations while supporting Thailand's continued digital transformation. Minh Ha Truong, Head of Growth APAC at Paymentology, said: "Thailand is one of the most exciting payments markets in Asia. As demand grows for embedded financial services and innovative card programmes, organisations need technology that allows them to launch quickly while remaining flexible enough to evolve with customer expectations. We're delighted to partner with T2P as they continue expanding their payment capabilities." The partnership will initially support a broad range of use cases including: * Prepaid card programmes * Corporate and commercial payments * Employee spend management * Digital wallet-linked cards * Embedded finance solutions * Cross-border payment programmes supporting Thailand's thriving tourism sector Taweechai Pureethip, Chief Executive Officer at T2P, said: " Our partnership with Paymentology is an important step in strengthening T2P's card and payment technology capabilities. Paymentology's modern issuer processing platform, real-time processing capabilities, flexibility and experience across markets give us confidence as we continue to develop reliable and scalable payment solutions for businesses in Thailand. Together, we aim to make it easier for organisations to bring practical, secure and flexible card-based payment programmes to market ." As payment services become increasingly embedded into everyday consumer journeys and business operations, the partnership positions both organisations to support the next generation of payment innovation while expanding access to more secure, reliable and practical payment tools for businesses and consumers across Thailand. Hashtag: #Paymentology #T2P 发行人全权负责对本公告的内容 Paymentology Technology 14 Jul 2026 05:30pm #Finance #Technology 21 April 2026 10:00am HKT #Finance #Technology 16 April 2026 2:25pm HKT

Smart Business News
Jun 9th, 2026
Paymentology powers PayMongo's new Virtual Mastercard card for Philippine SMEs.

Paymentology powers PayMongo's new Virtual Mastercard card for Philippine SMEs. MANILA, Philippines: June 9 - Paymentology, PayMongo and Mastercard have announced the launch of a new Virtual Prepaid Business Payment Card designed specifically for Philippine small and medium-sized enterprises (SMEs). The solution is the first virtual prepaid card in the market to combine prepaid functionality with business-focused payment capabilities, giving SMEs access to tools that help them manage spending, control expenses and operate more efficiently. The launch comes as SMEs continue to face limited access to business-grade financial tools despite accounting for the majority of businesses in the Philippines, employing 63% of the workforce and contributing up to 40% of GDP. Businesses using the new PayMongo platform can onboard and access a virtual prepaid card in less than five minutes, providing fast access to payment tools designed specifically for the needs of growing businesses. The solution has been purpose-built around the operational needs of SMEs, enabling businesses to: Set spending limits and issue separate cards for teams or purposes Track transactions in real time Enable freelancers and employees to access funds without requiring personal bank accounts Access and manage payments through the existing PayMongo workflow Benefit from enterprise-grade fraud monitoring, compliance and transaction security powered by Paymentology and Mastercard infrastructure Jojo Malolos, CEO at PayMongo said: ""We are giving Filipino entrepreneurs a real, honest shot at growing their business. We're giving SMEs a financial tool they can control - one that enforces the discipline to spend only on what moves the business forward, and nothing else. The biggest motivation for any business owner is seeing their business actually grow. This is the tool that lets them see it, and build on it." The initiative also reflects broader momentum within the Philippine payments landscape, following the Bangko Sentral ng Pilipinas' Digital Payments Transformation Roadmap target of achieving 50% digital retail transactions by 2023. Every card issued through the programme runs on Paymentology's globally scalable issuer-processing infrastructure and Mastercard's payments network, providing built-in fraud controls, transaction monitoring and compliance standards. The PayMongo platform is also PCI-DSS 4.0 and SOC 2 Type 2 certified. Minh Ha Truong, Head of Growth APAC at Paymentology commented: The Philippines is a market where small businesses power the majority of employment but have historically had limited access to business-focused payment tools. Through its partnership with PayMongo and Mastercard, Smart Businesnews is helping make modern card-based financial services more accessible to Philippine SMEs, regardless of size. This launch demonstrates how issuer processing can help unlock practical, scalable payment solutions for businesses that have traditionally been underserved." The partnership also represents an important step in PayMongo's broader vision to build a comprehensive suite of card-based financial tools for Philippine businesses, with additional innovations planned in the future.

Boland Hill Media, LLC
May 12th, 2026
Visa Tap ID tech debuts and other digital transactions news briefs from 5/12/26.

Visa Tap ID tech debuts and other digital transactions news briefs from 5/12/26. * Visa Inc. said it made the first-ever use of its Tap to Confirm and Tap to Activate technology for issuing banks in collaboration with fintech Keyno and Fidelity Bank (Bahamas) Ltd. Visa said instead of using one-time passcodes, call center verification, or other processes, cardholders can confirm their identity or activate a new card by tapping their Visa card to their mobile device. * Buy now, pay later providers Affirm Holdings Inc. and Klarna AB separately announced their payment methods are coming to Google Gemini app and Google Search, including AI Mode. Each method will be available in Google Pay. * Blackhawk Network said it now supports gift card purchases for TikTok users within the TikTok app, using TikTok Shop. The service supports purchases of both digital and physical cards. * French processor Worldline agreed to support payments for EcoFlow, a provider of home-energy storage technology in the U.S. market as well as in the United Kingdom and Europe. In the collaboration, EcoFlow will make use of Worldline's Global Collect service, which supports local acquiring and checkout. * Shoplazza, which helps online merchants create their stores, has launched Athena, aimed at letting merchants run back-office functions, including payments, using natural language. * Moonpay, a payments provider based on both fiat money and cryptocurrency, said it has acquired Dawn Labs, founded only last year, and with it has launched Dawn CLI, technology for trading in prediction markets. Terms were not disclosed. * Paymentology, a processor for card issuers, announced a $175-million investment co-led by Apis Partners and Aspirity Partners. * Cryptocurrency payments network Mesh said its partnership with Tempo, a payments blockchain provider, establishes Tempo as a settlement network within the Mesh system. * Trustmi Network Ltd. is a Nacha preferred partner for risk and fraud prevention, fraud monitoring, and account validation, said Nacha, the automated clearing house governing body. * Payments platform Payfinia Inc. has named Keith Riddle chief executive officer. Riddle has been serving at the company as general manager.

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