Polly

Polly

Cloud-based mortgage platform with loan trading

About Polly

Simplify's Rating
Why Polly is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Growth Equity (Venture Capital)

Total Funding

$82M

Headquarters

San Francisco, California

Founded

2019

Overview

Polly.io provides a cloud-based fintech platform for the mortgage industry that helps lenders scale their operations and improve profitability. It offers an end-to-end solution for the capital markets value chain, including a Loan Trading Exchange that connects buyers and sellers of mortgage loans and real-time analytics to guide decision-making. The platform uses cloud technology, data science, and machine learning to enhance loan pricing, lock processes, speed, accuracy, and security. Polly differentiates itself through a scalable, cloud-native approach that serves lenders of all sizes, offering advanced data insights and a transparent, efficient loan sale and settlement workflow. The company’s goal is to enable lenders to operate more efficiently, make informed decisions, and boost productivity and profitability.

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Simplify's Take

What believers are saying

  • Raised $25M growth equity to expand mortgage capital markets tech.
  • Integrated with nCino Mortgage Suite for bi-directional pricing access.
  • Partnered with HousingWire for real-time locked rate data transparency.

What critics are saying

  • nCino embeds PPE, commoditizing Polly within 12-24 months.
  • High rates suppress Loan Trading Exchange volume by 40-50% YoY.
  • HousingWire broadcasts data, enabling competitors to undercut algorithms.

What makes Polly unique

  • Polly operates industry's first cloud-native, scalable Product & Pricing Engine.
  • Polly's Loan Trading Exchange connects buyers and sellers seamlessly.
  • Lender Intelligence provides ML-driven competitor benchmarking dashboards.

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Funding

Total Funding

$82M

Above

Industry Average

Funded Over

3 Rounds

Notable Investors:
Growth Equity VC funding comparison data is currently unavailable. We're working to provide this information soon!
Growth Equity VC Funding Comparison
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Benefits

Professional growth & upward mobility

Competitive salaries

100% paid medical/vision/dental/disability/life insurance

Unlimited PTO

Remote environment

Company News

HousingWire
Mar 5th, 2025
Uplist partners with Polly, offering insights to loan officers

Leading mortgage technology provider Uplist recently announced a new integration with fellow tech firm Polly.

Massachusetts Newswire
Jan 10th, 2025
Polly And Nonprofit Capitalw Collective Align To Support Women In Mortgage Capital Markets

SAN DIEGO, Calif. /Massachusetts Newswire – National News/ — CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective’s mission “to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time.”United for Industry TransformationPolly, a leading provider of innovative mortgage capital markets technology and operator of the industry’s first and only cloud-native, commercially scalable product and pricing engine (PPE), shares CapitalW Collective’s commitment to educating, elevating, and empowering underrepresented groups within the mortgage capital markets vertical.“We are ecstatic to welcome Polly as a corporate sponsor and partner,” said Amy Creason, Co-founder and Board Member of CapitalW Collective. “As a true pioneer in mortgage capital markets, Polly has been instrumental in transforming analysis, accuracy, and automation within mortgage technology. Their support of CapitalW Collective’s efforts to encourage more women to explore this important segment of the mortgage industry and champion the development of underrepresented groups is inspiring.”Empowering Through SupportAs a Diamond-level corporate sponsor and ally, Polly will offer impactful support with educational resources and broaden platforms that unite advocates throughout the industry. Additionally, Polly’s expertise will enrich CapitalW Collective’s initiatives to drive significant industry-wide progress.Adam Carmel, Founder and CEO of Polly, shared: “It is a great honor to partner with and support CapitalW Collective’s mission to educate, elevate, and empower

California Newswire
Jan 10th, 2025
Capitalw Collective Aligns With Polly To Support Women In Mortgage Capital Markets

SAN DIEGO, Calif. /California Newswire/ — CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective’s mission “to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time.”United for Industry TransformationPolly, a leading provider of innovative mortgage capital markets technology and operator of the industry’s first and only cloud-native, commercially scalable product and pricing engine (PPE), shares CapitalW Collective’s commitment to educating, elevating, and empowering underrepresented groups within the mortgage capital markets vertical.“We are ecstatic to welcome Polly as a corporate sponsor and partner,” said Amy Creason, Co-founder and Board Member of CapitalW Collective. “As a true pioneer in mortgage capital markets, Polly has been instrumental in transforming analysis, accuracy, and automation within mortgage technology. Their support of CapitalW Collective’s efforts to encourage more women to explore this important segment of the mortgage industry and champion the development of underrepresented groups is inspiring.”Empowering Through SupportAs a Diamond-level corporate sponsor and ally, Polly will offer impactful support with educational resources and broaden platforms that unite advocates throughout the industry. Additionally, Polly’s expertise will enrich CapitalW Collective’s initiatives to drive significant industry-wide progress.Adam Carmel, Founder and CEO of Polly, shared: “It is a great honor to partner with and support CapitalW Collective’s mission to educate, elevate, and empower

California Newswire
Jan 10th, 2025
Polly And Capitalw Collective Align To Support Women In Mortgage Capital Markets | National News

SAN DIEGO, Calif. /California Newswire – National News/ — CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective’s mission “to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time.”United for Industry TransformationPolly, a leading provider of innovative mortgage capital markets technology and operator of the industry’s first and only cloud-native, commercially scalable product and pricing engine (PPE), shares CapitalW Collective’s commitment to educating, elevating, and empowering underrepresented groups within the mortgage capital markets vertical.“We are ecstatic to welcome Polly as a corporate sponsor and partner,” said Amy Creason, Co-founder and Board Member of CapitalW Collective. “As a true pioneer in mortgage capital markets, Polly has been instrumental in transforming analysis, accuracy, and automation within mortgage technology. Their support of CapitalW Collective’s efforts to encourage more women to explore this important segment of the mortgage industry and champion the development of underrepresented groups is inspiring.”Empowering Through SupportAs a Diamond-level corporate sponsor and ally, Polly will offer impactful support with educational resources and broaden platforms that unite advocates throughout the industry. Additionally, Polly’s expertise will enrich CapitalW Collective’s initiatives to drive significant industry-wide progress.Adam Carmel, Founder and CEO of Polly, shared: “It is a great honor to partner with and support CapitalW Collective’s mission to educate, elevate, and empower

FinSMEs
Sep 11th, 2024
Polly Raises Additional $25M in Growth Equity Funding

Polly, San Francisco, CA-based provider of mortgage capital markets technology and operator of a cloud-native, commercially scalable product and pricing engine (PPE), raised additional $25M in growth equity funding

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