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Overview
Polly.io provides a cloud-based fintech platform for the mortgage industry that helps lenders scale their operations and improve profitability. It offers an end-to-end solution for the capital markets value chain, including a Loan Trading Exchange that connects buyers and sellers of mortgage loans and real-time analytics to guide decision-making. The platform uses cloud technology, data science, and machine learning to enhance loan pricing, lock processes, speed, accuracy, and security. Polly differentiates itself through a scalable, cloud-native approach that serves lenders of all sizes, offering advanced data insights and a transparent, efficient loan sale and settlement workflow. The company’s goal is to enable lenders to operate more efficiently, make informed decisions, and boost productivity and profitability.
About Polly
Industries
Data & Analytics
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Growth Equity (Venture Capital)
Total Funding
$82M
Headquarters
San Francisco, California
Founded
2019
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Simplify's Take
What believers are saying
- Polly raised $25 million in 2024 and still advertises 25% workforce expansion.
- Polly launched Uplist integration on August 20, 2026, expanding refinance and borrower workflows.
- Polly added Vesta, Cordless, and LendingPad partnerships across 2025, widening distribution.
What critics are saying
- Mortgage rates hit 6.90% on July 23, 2026, crushing refinance and secondary volume.
- nCino, ICE Mortgage Technology, and LendingPad bundle pricing inside their own workflows.
- Polly/AI stayed in closed beta on May 2, 2026, delaying monetization and adoption.
What makes Polly unique
- Polly’s cloud-native PPE handles pricing, eligibility, and locks in one workflow.
- Polly’s Loan Trading Exchange shortens loan sale settlement through Encompass integration.
- HousingWire’s July 23, 2026 rate tracker uses Polly locked-rate data.
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Funding
Total Funding
$82M
Above
Industry Average
Funded Over
4 Rounds
Menlo Ventures
SV AngelBenefits
Professional growth & upward mobility
Competitive salaries
100% paid medical/vision/dental/disability/life insurance
Unlimited PTO
Remote environment
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 6%The New York sessions: Matt Brand and Jamie Duda of Flat Branch Home Loans. Jamie Duda president of Flat Branch Home Loans, and Matt Brand, director of capital markets, explain how the Midwest-based mortgage lender is navigating mortgage market volatility without losing sight of the people and communities behind every transaction. As an employee-owned company, Flat Branch gives each team member a stake in its success, reinforcing a culture built around accountability, partnership and execution. That foundation shapes how the lender approaches origination, expands its product offerings and evaluates new technology. For mortgage leaders balancing rapid industry change with the fundamentals that built their businesses, Duda and Brand offer a practical perspective on staying agile while remaining consistent in mission and culture. "Our strategy isn't going to change with the market. We're going to be consistent in our mission and continue to invest in technology, but not at the expense of our people." - Jamie Duda, president of Flat Branch Home Loans Flat Branch's strategy centers on equipping its sales teams with the products, next-gen technology and information they need to best serve their local markets. That includes investments in down payment assistance, non-QM mortgage products and one-time close products alongside a technology stack designed to improve efficiency and support future needs. "It's not enough to just have new technology, we have to have the right technology for our sales teams and for the communities they serve." - Matt Brand, director of capital markets of Flat Branch Home Loans. Duda and Brand explain why loan officers are involved early in mortgage technology decisions and how borrower and originator experiences guide vendor selection. They also share why Flat Branch chose Polly as its product and pricing engine, how the lender turns servicing and market data into actionable campaigns and why embracing volatility can strengthen relationships with borrowers and referral partners. Watch the full conversation for their perspective on combining operational discipline with a people-first approach. The New York sessions: Deals, decisions, and direction is powered by Polly.
Polly, a mortgage capital markets technology company, has raised $25 million in growth equity led by 8VC, with participation from Menlo Ventures, Meritech, Khosla Ventures and Fifth Wall. Founded in 2019, Polly operates a cloud-native platform for mortgage capital markets. The company reported lock volume growth exceeding 150% over the past year whilst expanding its partner network of banks, credit unions and mortgage lenders. The funding will support product development, particularly advancing Polly's product and pricing engine and generative AI capabilities. The company plans to expand its workforce by at least 25% and scale implementation and service delivery. Polly's core offerings include its Product and Pricing Engine, Loan Trading Exchange and data analytics tools. The San Francisco-based company serves banks, credit unions and lenders.
Leading mortgage technology provider Uplist recently announced a new integration with fellow tech firm Polly.
SAN DIEGO, Calif. /Massachusetts Newswire – National News/ — CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective’s mission “to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time.”United for Industry TransformationPolly, a leading provider of innovative mortgage capital markets technology and operator of the industry’s first and only cloud-native, commercially scalable product and pricing engine (PPE), shares CapitalW Collective’s commitment to educating, elevating, and empowering underrepresented groups within the mortgage capital markets vertical.“We are ecstatic to welcome Polly as a corporate sponsor and partner,” said Amy Creason, Co-founder and Board Member of CapitalW Collective. “As a true pioneer in mortgage capital markets, Polly has been instrumental in transforming analysis, accuracy, and automation within mortgage technology. Their support of CapitalW Collective’s efforts to encourage more women to explore this important segment of the mortgage industry and champion the development of underrepresented groups is inspiring.”Empowering Through SupportAs a Diamond-level corporate sponsor and ally, Polly will offer impactful support with educational resources and broaden platforms that unite advocates throughout the industry. Additionally, Polly’s expertise will enrich CapitalW Collective’s initiatives to drive significant industry-wide progress.Adam Carmel, Founder and CEO of Polly, shared: “It is a great honor to partner with and support CapitalW Collective’s mission to educate, elevate, and empower
SAN DIEGO, Calif. /California Newswire/ — CapitalW Collective, a trailblazing non-profit dedicated to advancing women and their allies in mortgage capital markets, proudly announces Polly as its first product and pricing engine (PPE) Diamond-level corporate sponsor. This alliance underscores CapitalW Collective’s mission “to create more inclusive and dynamic mortgage capital markets, one woman and ally at a time.”United for Industry TransformationPolly, a leading provider of innovative mortgage capital markets technology and operator of the industry’s first and only cloud-native, commercially scalable product and pricing engine (PPE), shares CapitalW Collective’s commitment to educating, elevating, and empowering underrepresented groups within the mortgage capital markets vertical.“We are ecstatic to welcome Polly as a corporate sponsor and partner,” said Amy Creason, Co-founder and Board Member of CapitalW Collective. “As a true pioneer in mortgage capital markets, Polly has been instrumental in transforming analysis, accuracy, and automation within mortgage technology. Their support of CapitalW Collective’s efforts to encourage more women to explore this important segment of the mortgage industry and champion the development of underrepresented groups is inspiring.”Empowering Through SupportAs a Diamond-level corporate sponsor and ally, Polly will offer impactful support with educational resources and broaden platforms that unite advocates throughout the industry. Additionally, Polly’s expertise will enrich CapitalW Collective’s initiatives to drive significant industry-wide progress.Adam Carmel, Founder and CEO of Polly, shared: “It is a great honor to partner with and support CapitalW Collective’s mission to educate, elevate, and empower
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About Polly
Industries
Data & Analytics
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Growth Equity (Venture Capital)
Total Funding
$82M
Headquarters
San Francisco, California
Founded
2019
There are no jobs for Polly right now.
Find jobs on Simplify and start your career today