Polly

Polly

Bundled multi-policy auto and home insurance

Overview

Polly bundles multiple types of insurance—auto, home, umbrella, boat, motorcycle, and RV—when customers buy a new car, to simplify and reduce insurance costs. It works through partnerships with car dealerships and a nationwide network of licensed agents who collect customer information, help select policies from carrier partners, and finalize a multi-policy purchase in one experience. The business earns commissions from insurance carriers for each policy sold, aligning incentives with selling bundled coverage. Polly differentiates itself by the point-of-sale bundling offered at dealerships, combined with a broad set of insurances and a nationwide agent network, rather than focusing on standalone policies. The company’s goal is to make the insurance buying process easier and more affordable for customers while enabling dealerships and carriers to increase cross-sell opportunities.

About Polly

Simplify's Rating
Why Polly is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

George Local Municipality, South Africa

Founded

2015

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Simplify's Take

What believers are saying

  • Q1 2026 showed 22% higher F&I gross when buyers received Polly quotes.
  • Polly said only 2% of buyers struggled to find coverage, reducing purchase friction.
  • Rick Gibbs leads since August 2023, bringing Dealer.com and Cox Automotive operating credibility.

What critics are saying

  • Progressive, State Farm, and GEICO can pressure pricing, compressing Polly’s commission economics in 2026.
  • Polly depends on dealership integrations; any Tekion or CDK workflow shift cuts distribution quickly.
  • If quote demand keeps falling from $202 to $168, dealers may deprioritize insurance.

What makes Polly unique

  • Polly embeds insurance quoting inside dealership workflows, including Tekion, CarNow, and CDK Elead.
  • Polly’s licensed agency model operates in 48 states, combining quotes, agents, and carrier commissions.
  • Its reports tie insurance engagement directly to dealer F&I lift, not just lead generation.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Health Savings Account/Flexible Spending Account

Paid Vacation

Paid Parental Leave

401(k) Company Match

Life Insurance

Disability Insurance

Remote Work Options

Commuter Benefits

Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

-9%

1 year growth

-9%

2 year growth

-9%
Associated Press
Apr 29th, 2026
Dealerships see 22% higher F&I gross when customers receive insurance quotes

Polly, an embedded auto insurance marketplace for automotive retail, reported that dealerships introducing insurance quotes during vehicle purchases saw 22% higher finance and insurance gross profit, adding $343 per transaction on average. When customers purchased insurance, F&I gross increased 35%, or $564 per deal. The company's Q1 2026 report found that monthly insurance quotes declined to $168 nationally, down from a peak of $202 in Q4 2024. The share of buyers struggling to obtain insurance fell from 15% in early 2024 to just 2% in Q1 2026, signalling market stabilisation. Top-performing dealership partners achieved F&I improvements ranging from 8% to 47%. However, regional disparities persist, with Nevada, New York and Georgia posting premiums significantly above the national median.

Coverager
Aug 26th, 2024
Geico’S Latest Agency Appointment

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Coverager
Aug 14th, 2023
Polly Has A New Ceo

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Coverager
Jan 18th, 2023
Polly Expands Online Buying Option

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Business Wire
Jan 17th, 2023
Tekion And Polly Partner To Enhance Consumer Car Buying Experience

PLEASANTON, Calif.--(BUSINESS WIRE)--Tekion, innovator of Automotive Retail Cloud (ARC), the first and fastest cloud-native automotive retail SaaS platform, today announced a partnership with Polly, the leading insurance marketplace for automotive retail.Through this partnership, dealers can access Polly’s insurance quotes directly from Tekion ARC, seamlessly, in real-time, via Tekion’s Automotive Partner Cloud (APC). Insurance cost savings are presented to the dealership user for easy quoting, then offered to the dealership customer instantly. Consumers not only benefit by saving money on car insurance, they can reinvest these savings to additional products and services for their new car purchase.“Tekion is committed to delivering value to the entire auto retail ecosystem,” says Amit Maheshwari, SVP of Business Development at Tekion. “Our partnership with Polly enables dealers a way to pleasantly surprise consumers during their vehicle purchase by presenting potential cost savings during the FI process while reducing one more step of shopping separately for auto insurance. With the unexpected savings in monthly payment, consumers can elect to purchase additional products and services from the dealership, improving profitability for the dealer. It is a win-win for both consumers and dealers.”“Polly is thrilled to partner with Tekion to integrate our innovative and market-leading digital insurance marketplace into Tekion’s ground-breaking ARC platform for dealerships,” said Wayne Pastore, President and COO of Polly

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