R+V Allgemeine Versicherung AG

R+V Allgemeine Versicherung AG

Provides private and commercial insurance services

Overview

R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.

About R+V Allgemeine Versicherung AG

Simplify's Rating
Why R+V Allgemeine Versicherung AG is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

5,001-10,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Wiesbaden, Germany

Founded

1922

Get referred to R+V Allgemeine Versicherung AG

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
  • First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
  • Emmie won German Brand Award 2026, improving digital customer acquisition.

What critics are saying

  • R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
  • Efficiency savings already reached 100 million euros, showing structural expense pressure.
  • A 2026 German hail, flood, or Kfz shock can crush the combined ratio.

What makes R+V Allgemeine Versicherung AG unique

  • R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
  • Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
  • NextLevel targets profitable growth while preserving high risk-bearing capacity.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Paid Vacation

Wellness Program

Mentorship Program

Training Programs

Recently Posted Jobs

Sign up to get curated job recommendations

R+V Allgemeine Versicherung AG is Hiring for 1351 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →