REPAY

REPAY

Integrated payment processing for vertical markets

Overview

REPAY provides integrated payment processing solutions tailored to specific vertical markets, combining debit/credit card processing, ACH, vendor payment automation, and instant funding through a proprietary platform that easily plugs into clients’ existing software. The system enables omni-channel payments via online portals, IVR, text-to-pay, and the REPAYit app, and also offers accounts payable automation for B2B payments. Unlike general processors, REPAY focuses on industry-specific needs across more than 21 vertical markets, and grows through acquisitions to expand its product suite and geographic reach. Its goal is to simplify complex electronic payments for clients by offering a scalable, vertically targeted payments platform funded mainly by transaction fees based on payment volume and value.

About REPAY

Simplify's Rating
Why REPAY is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

201-500

Company Stage

IPO

Headquarters

Atlanta, Georgia

Founded

2006

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Simplify's Take

What believers are saying

  • August 6, 2026 REPAY Voice targets higher completion rates and lower call-center abandonment.
  • Second-quarter 2026 revenue grew 33%, and free cash flow reached $27.4 million.
  • December 7, 2026 Investor Day spotlights KUBRA synergies and broader platform monetization.

What critics are saying

  • Parthenon-backed board pressure after Zach Sadek's appointment signals activist scrutiny through 2026.
  • KUBRA integration risk spans systems, sales forces, and margin dilution after June 2026 close.
  • Visa and software partners can disintermediate REPAY, compressing take rates and customer control.

What makes REPAY unique

  • June 1, 2026 KUBRA gives REPAY end-to-end bill presentment, communications, and settlement.
  • REPAY embeds payments directly into vertical software like Tekion ARC and NxtEdge workflows.
  • Visa Platform Connect reseller status lets REPAY clients connect directly to VisaNet via API.

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Funding

Total Funding

$1.1B

Above

Industry Average

Funded Over

4 Rounds

Post IPO Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Post IPO Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Life Insurance

Disability Insurance

401(k) Company Match

401(k) Retirement Plan

Employee Stock Purchase Plan

Performance Bonus

Stock Price

Company News

Market Wire News
Sep 23rd, 2026
REPAY to host Investor Day on December 7, 2026.

REPAY to host Investor Day on December 7, 2026. MWN-AI** Summary. Repay Holdings Corporation (NASDAQ: RPAY), a prominent provider of bill payment solutions, is set to host an Investor Day on December 7, 2026, in New York City. This event marks a significant opportunity for investors, analysts, and stakeholders to gain insights into REPAY's financial performance and strategic direction alongside its partnership with KUBRA Data Transfer LTD, a key collaborator in the industry. The Investor Day will feature presentations from REPAY's leadership team, showcasing the company's vision and plans for future growth. Attendees can expect discussions about REPAY's integrated bill payment solutions, which cater to various sectors with specialized transaction processing needs. REPAY's advanced, proprietary technology provides an all-encompassing platform designed to streamline digital payments, bill design and presentment, as well as communication services, enhancing the user experience for both consumers and businesses. The event will commence at 10:00 a.m. ET and will also facilitate a live question-and-answer session, allowing participants to engage directly with senior representatives from REPAY and KUBRA. For those unable to attend in person, a live webcast will be available on the company's Investor Relations website, with a recorded playback following the event for later viewing. As a company committed to innovation and customer satisfaction in the payment processing landscape, REPAY continues to strengthen its market position through strategic partnerships and cutting-edge technology solutions. Investors and industry professionals are encouraged to take part in this informative session to better understand REPAY's evolving strategies and commitment to delivering top-tier payment solutions. For additional information, contact Charles Nabhan for investor relations or Kristen Hoyman for media inquiries. MWN-AI** Analysis. As Repay Holdings Corporation (NASDAQ: RPAY) prepares to host its Investor Day on December 7, 2026, investors should take this opportunity to gain insights into the company's strategic direction and growth potential. The inclusion of KUBRA Data Transfer LTD in the discussions is particularly noteworthy, as it highlights Repay's commitment to enhancing its service offerings and expanding its market reach. REPAY operates in a dynamic sector where digital payment solutions are increasingly vital, especially for verticals with specialized transaction needs. The company's proprietary technology platform not only streamlines the payment process but also improves client engagement through better bill design, presentment, and communication services. This integrated approach positions REPAY to capture greater market share amid accelerating digitization trends across various industries. The Investor Day agenda promises a comprehensive exploration of REPAY's financial outlook and strategic initiatives. Investors should pay close attention to any discussions surrounding revenue growth projections, cost management strategies, and potential synergies with KUBRA. Understanding how these factors will influence REPAY's competitive positioning will be key to making informed investment decisions. Moreover, the live Q&A session will provide an excellent opportunity for attendees to address specific concerns or seek clarifications from the management. Potential investors should focus on any forward-looking statements regarding market expansion, technological advancements, or potential partnerships that could drive future growth. As the event approaches, monitoring stock performance and sentiment in the payment solutions sector can provide additional context. Overall, REPAY appears well-positioned for long-term growth, making this Investor Day a crucial touchpoint for stakeholders. Those looking to capitalize on REPAY's trajectory should consider attending the webinar or reviewing the replay for insights that could influence their investment strategy. **MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release. September 23, 2026 04:30:00 pm Repay Holdings Corporation (NASDAQ: RPAY) ("REPAY" or the "Company"), a leading provider of bill payment solutions, today announced that it will host an Investor Day on December 7, 2026, in New York City. Members of REPAY's leadership team will present the Company's financial and strategic outlook, as well as its shared future with KUBRA Data Transfer LTD ("KUBRA"). The event will feature senior leadership from REPAY's business segments and KUBRA and will include a live question-and-answer session. Presentations will begin at 10:00 a.m. ET. A live webcast of the event will be available to the public on the Company's Investor Relations website, and a replay of the webcast will be available following the event. About REPAY REPAY provides integrated bill payment solutions to verticals that have specific transaction processing needs. REPAY's proprietary, integrated payment technology provides a comprehensive end-to-end platform offering digital payments, bill design & presentment, and communication services for clients, while enhancing the overall experience for consumers and businesses. Investor Relations Contact for REPAY: Charles Nabhan [email protected] Media Relations Contact for REPAY: Kristen Hoyman [email protected] FAQ**. How does Repay Holdings Corporation (RPAY) plan to leverage its partnership with KUBRA Data Transfer LTD to enhance its integrated bill payment solutions? Repay Holdings Corporation (RPAY) aims to enhance its integrated bill payment solutions by leveraging its partnership with KUBRA Data Transfer LTD to streamline payment processing and deliver better customer experiences through advanced data integration and technology. What key financial metrics will Repay Holdings Corporation (RPAY) focus on during the Investor Day to demonstrate growth and profitability? Repay Holdings Corporation (RPAY) will likely focus on metrics such as revenue growth, adjusted EBITDA, gross transaction volume, and net income margin during Investor Day to demonstrate growth and profitability. Can Repay Holdings Corporation (RPAY) provide insights on its strategic initiatives that will drive innovation in the digital payments space? As of now, Repay Holdings Corporation (RPAY) is focused on enhancing its digital payments solutions through improved technology partnerships, expanding its product offerings, and investing in seamless user experiences to drive innovation in the payments sector. What are Repay Holdings Corporation (RPAY)'s expectations for market trends in the bill payment solutions sector over the next few years? Repay Holdings Corporation (RPAY) expects growing consumer demand for digital payment solutions and increased adoption of automated bill payment services to drive significant market growth in the bill payment solutions sector in the coming years. **MWN-AI FAQ is based on asking OpenAI questions about Repay Holdings Corporation (NASDAQ: RPAY).

U.S. Securities and Exchange Commission
Sep 18th, 2026
EX-99.3

On March 30, 2026, Repay Holdings Corporation (“the Company” or “REPAY”) entered into a Stock Purchase Agreement (the “KUBRA Purchase Agreement”) with Hearst KUBRA Holdings, Inc., a Delaware corporation, KUBRA Holdings, Inc., a Delaware corporation (“KUBRA US”), and KUBRA Data Transfer Ltd., an Ontario corporation (“KUBRA Canada” and, together with KUBRA US, “KUBRA”), pursuant to which the Company agreed to acquire all of the issued and outstanding capital stock of KUBRA (the “KUBRA Acquisition”). The KUBRA Acquisition closed on June 1, 2026.

REPAY
Sep 4th, 2026
REPAY appoints Charles Nabhan as new Head of Investor Relations.

REPAY appoints Charles Nabhan as new Head of Investor Relations. ATLANTA-(BUSINESS WIRE)-Sep. 3, 2026- Repay Holdings Corporation (NASDAQ: RPAY) ("REPAY" or the "Company"), a leading provider of bill payment solutions, announced the appointment of Charles "Chuck" Nabhan as Head of Investor Relations, effective September 1, 2026. In this role, Nabhan will lead REPAY's Investor Relations strategy, deepening engagement with the investment community and sharpening communication around the company's growth strategy and financial performance. Nabhan will report to Rob Houser, CFO. "Chuck's deep knowledge of fintech and payments end markets, combined with his credibility across the buy-side and sell-side, will strengthen how REPAY tells its story as we scale into a broader, more diversified platform," said John Morris, CEO, REPAY. "We're thrilled to welcome him to the team." Nabhan joins REPAY following two decades in equity research, bringing extensive experience in public company analysis and corporate communications. Most recently, he served as Managing Director at Stephens, Inc, where he led coverage of the payments and financial technology sectors, cultivating relationships with institutional buy-side investors and directing corporate access programs. Prior to Stephens, Nabhan spent eight years at Wells Fargo as Vice President, where he was named to the company's Emerging Leadership Council. Nabhan holds an MBA and a Master of Science in Accounting from Northeastern University and a Bachelor of Science in Finance from Boston College. About REPAY REPAY provides integrated bill payment solutions to verticals that have specific transaction processing needs. REPAY's proprietary, integrated payment technology provides a comprehensive end-to-end platform offering digital payments, bill design & presentment, and communication services for clients, while enhancing the overall experience for consumers and businesses. Investor Relations Contact for REPAY: Charles Nabhan [email protected] Media Relations Contact for REPAY: Kristen Hoyman [email protected]

Portal ERP
Aug 26th, 2026
REPAY integrates AP Payments with NxtEdge.

REPAY integrates AP Payments with NxtEdge. New integration combines modern payment solutions and invoice automation within NxtEdge's inventory management platform Redação Portal ERP Aug 26, 2026 T | Fonte: 18px REPAY, a leading provider of vertically-integrated payment solutions, announced a new technology partnership with NxtEdge, a software company that provides inventory management and accounts payable automation solutions for the food and beverage industry. Through the integration, REPAY's Payables Platform (RPP) will be embedded within the NxtEdge platform, enabling end-to-end accounts payable (AP) automation for customers. NxtEdge's platform already delivers robust invoice automation capabilities, and with REPAY's payment technology embedded directly into the workflow, customers can now seamlessly move from invoice capture to payment execution - all within a single system. The combined solution streamlines back-office operations for country clubs, independent restaurants, hotels and resorts, and multi-unit restaurant groups. By leveraging REPAY's Payables Platform, NxtEdge users will be able to automate vendor payments through virtual card, ACH, and other digital payment networks, reducing manual processes, improving visibility, and increasing efficiency across the invoice-to-payment lifecycle. REPAY's integrated technology is designed to eliminate friction in B2B payment workflows while enhancing control, security, and scalability for growing businesses. "Food service and hospitality operators are under increasing pressure to do more with less, and that starts with simplifying back-office processes," said Darin Horrocks, Executive Vice President, Business Payments at REPAY. "We're excited to partner with NxtEdge to embed our payables technology directly into their platform, enabling customers to seamlessly automate the entire invoice-to-payment workflow. This partnership reflects our continued focus on delivering value through deep software integrations that reduce complexity and drive operational efficiency." The partnership enhances NxtEdge's ability to deliver a fully unified procure-to-pay experience, helping customers eliminate paper-based processes, reduce payment delays, and strengthen vendor relationships through faster, more reliable payments. "At NxtEdge, our mission is to simplify the complex workflows hospitality operators manage every day," said Naomi Canning, President of NxtEdge. "By integrating REPAY's Payables Platform directly into NxtEdge, we're connecting invoice processing, approvals and vendor payments with the same platform our customers use to manage purchasing, inventory and costs. This gives operators one connected workflow from purchasing and inventory through invoice processing and payment." This partnership further expands REPAY's growing ecosystem of integrated software partners, continuing its strategy of embedding payment capabilities directly into industry-specific platforms to deliver seamless, value-added experiences for businesses. Redação Portal ERP. Editorial Team

Associated Press
Aug 19th, 2026
REPAY partners with Visa Platform Connect to offer next-gen payment infrastructure to ISO and ISV clients

REPAY Holdings Corporation has partnered with Visa to become a reseller of Visa Platform Connect (VPC), an open payments platform. The collaboration allows REPAY's independent sales organisation (ISO) and independent software vendor (ISV) clients to access enterprise-grade payment infrastructure and build end-to-end processing solutions directly to VisaNet. The platform provides a single API connection supporting card-present and card-not-present solutions, including fraud management and tokenisation. Clients can connect in under six weeks and access Visa's real-time money movement capabilities, including push-to-card disbursements. The arrangement eliminates the need for routing transactions through legacy third-party processors, reducing costs and complexity. REPAY will handle clearing and settlement operations for clients using the platform.

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