Reliant Community Credit Union

Reliant Community Credit Union

Not-for-profit member-owned financial cooperative serving NY

Overview

Reliant Community Credit Union is a not-for-profit, member-owned financial cooperative serving New York state, offering personal and business banking services. Members open accounts and access loans and cards, with revenue from interest and fees reinvested to provide better rates and lower fees. It differentiates itself by focusing on local communities in Monroe, Ontario, and Wayne counties, offering teen and Fresh Start accounts, plus investment and insurance services through partners, while profits stay with members. Its goal is to deliver affordable, comprehensive financial services that support members and communities, grow membership, and continually reinvest earnings to improve rates and reduce costs.

About Reliant Community Credit Union

Simplify's Rating
Why Reliant Community Credit Union is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Sodus, New York

Founded

1970

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Simplify's Take

What believers are saying

  • July 23, 2026 Habitat for Humanity donation reinforces local brand trust.
  • June 22, 2026 United Way projects mobilized 29 employees for 230 volunteer hours.
  • August 1, 2026 certificates show 3.75% APY on 12-month CDs.

What critics are saying

  • Reliant's 726 million-dollar balance sheet leaves it outgunned by KeyBank and M&T Bank.
  • Online banking fraud remains an acute threat, despite Reliant's security warnings and alerts.
  • A cyber breach could trigger NCUA intervention and destroy member confidence.

What makes Reliant Community Credit Union unique

  • Member-owned, not-for-profit structure keeps pricing local across 10 branches in three counties.
  • Forty-seven thousand members give Reliant a loyal, community-embedded deposit base.
  • Its 2026 rates page and online banking support both consumer and business relationships.

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Benefits

Remote Work Options

401(k) Retirement Plan

401(k) Company Match

Health Insurance

Paid Vacation

Paid Sick Leave

Paid Holidays

Wellness Program

Professional Development Budget

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