Overview

Resolution Life consolidates life insurance and annuity blocks by buying in-force portfolios from other insurers and running them on its own platform. It acquires mature policies to release capital for the selling company, then manages policy administration, claims, and risk for the policyholders across multiple regions (US, Bermuda, UK, Australia, New Zealand). The company’s product is the continued administration and payout of existing policies, not new insurance sales. Unlike many peers, Resolution Life operates at scale with regional platforms and is backed by a large group of financial institutions and funds, allowing it to acquire sizeable run-off blocks and manage them efficiently. Its goal is to optimize capital and risk for primary insurers by taking over and running legacy portfolios, while growing assets under management and serving millions of policyholders.