Retired.com

Retired.com

Intermediary platform for crypto IRAs

Overview

Retired.com provides a platform that enables individual investors to add digital assets to their retirement portfolios through self-directed IRAs. The service acts as an intermediary that connects users with the key components for cryptocurrency investing: a qualified custodian to hold assets securely, digital wallets for storage, and a cryptocurrency trading platform for buying and selling crypto. It does not itself custody assets, issue wallets, or operate an exchange, nor does it act as a fiduciary. Fees likely come from setup or service charges for linking customers with third-party providers. The goal is to simplify the process of crypto investing inside an IRA, helping people diversify their retirement savings with digital assets while maintaining control over their accounts.

About Retired.com

Simplify's Rating
Why Retired.com is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Fintech

Crypto & Web3

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Tempe, Arizona

Founded

2008

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Simplify's Take

What believers are saying

  • September 1, 2026 Freedom Accounts let clients invest outside IRA limits on one dashboard.
  • August 4, 2026 BitcoinIRA expanded to 100 cryptocurrencies, improving retention and upsell opportunities.
  • Retired.com's July 2026 policies emphasize regulated Digital Trust custody, supporting trust and compliance messaging.

What critics are saying

  • Retired.com relies on Digital Trust, custodians, wallets, and exchanges it does not control.
  • Bitcoin Well launched a competing bitcoin IRA partnership in June 2026, pressuring fees and distribution.
  • If IRS or custodian rules tighten, tax-advantaged crypto demand can collapse quickly.

What makes Retired.com unique

  • September 2026 Retired.com bundles BitcoinIRA, WAO Advisory, and Rocket Dollar under one platform.
  • June 2026 product pages say clients can hold crypto, gold, real estate, and private deals.
  • BitcoinIRA, founded 2016, remains the first dedicated crypto IRA brand on Retired.com.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Paid Holidays

Remote Work Options

Phone/Internet Stipend

Professional Development Budget

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