Retired.com

Retired.com

Intermediary platform for crypto IRAs

Overview

Retired.com provides a platform that enables individual investors to add digital assets to their retirement portfolios through self-directed IRAs. The service acts as an intermediary that connects users with the key components for cryptocurrency investing: a qualified custodian to hold assets securely, digital wallets for storage, and a cryptocurrency trading platform for buying and selling crypto. It does not itself custody assets, issue wallets, or operate an exchange, nor does it act as a fiduciary. Fees likely come from setup or service charges for linking customers with third-party providers. The goal is to simplify the process of crypto investing inside an IRA, helping people diversify their retirement savings with digital assets while maintaining control over their accounts.

About Retired.com

Simplify's Rating
Why Retired.com is rated
D
Rated D+ on Competitive Edge
Rated D+ on Growth Potential
Rated D- on Differentiation

Industries

Fintech

Crypto & Web3

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Tempe, Arizona

Founded

2008

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Simplify's Take

What believers are saying

  • SECURE 2.0 mandates automatic 401(k) enrollment starting 2025, expanding the investor base seeking diversification[1].
  • Roth catch-up contributions for earners aged 50+ begin 2026, creating after-tax capital pools for crypto IRAs[1].
  • Crypto staking income offers passive retirement portfolio growth strategies emerging in 2026[1].

What critics are saying

  • Rebranding from BitcoinIRA triggers 60-80% mistrust and mass withdrawals due to 2022 SEC enforcement and $50M fund freeze[1].
  • Rocket Dollar Capital faces $12M lawsuits over misrepresented custody, implicating Retired.com as the parent platform within six months[1].
  • Non-fiduciary intermediary model exposes Retired.com to FTC fraud liability under 2025 guidance targeting connection-only crypto platforms[1].

What makes Retired.com unique

  • Retired.com connects clients to affiliated entities like BitcoinIRA and Rocket Dollar for crypto IRAs[1].
  • The platform is a non-custodian intermediary that does not act as a fiduciary or exchange[1].
  • It serves over 500,000 alternative-minded investors seeking self-directed retirement solutions beyond stocks[1].

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Paid Holidays

Remote Work Options

Phone/Internet Stipend

Professional Development Budget

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