Overview

Rise Alliance helps small and mid-sized businesses resolve financial distress tied to Merchant Cash Advance debt by providing debt settlement and personal guarantee resolution as part of Second Wind Consultants. Using the RISE Program—Restructure, Insulate, Strategize, Emerge—the approach restructures payments, shields the business from aggressive collection actions, guides credit rehabilitation, and re-enters traditional lending markets with support from a national funding network (potentially including Article 9 restructurings). It differentiates itself with a non-adversarial, structured workflow that preserves the business as a going concern and collaborates with creditors, lenders, attorneys, and turnaround professionals rather than pursuing litigious relief. The goal is to stabilize cash flow, protect stakeholder value, and return the business to normal credit markets while escaping high-cost MCA debt.