Silvur

Silvur

B2B fintech platform for retirement planning

Overview

Silvur partners with credit unions and financial institutions to deliver retirement planning tools and education to their members. Its platform integrates with an institution's services and offers retirement plan validation, personalized financial education, and event-driven tools (such as Social Security COLA) on a subscription basis. The company differentiates itself through its B2B focus, emphasis on personalized education, and collaboration with institutions to reach members directly. Silvur aims to reduce wealth transfer risk by helping people prepare for retirement and stay engaged in planning.

Significant Headcount Growth

About Silvur

Simplify's Rating
Why Silvur is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

11-50

Company Stage

Series A

Total Funding

$11.3M

Headquarters

New York City, New York

Founded

2016

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Simplify's Take

What believers are saying

  • Silvur posted 2026 events across Financial Brand Forum, NACUSO, and Jack Henry-adjacent channels.
  • Its April 13, 2026 State of Retirement survey keeps fresh content tied to Social Security and Medicare.
  • Partnership-led distribution scales cheaply if 2026 renewals convert existing credit-union pilots into contracts.

What critics are saying

  • Last disclosed funding was Curql's $3 million on April 27, 2022; runway visibility is opaque.
  • Jack Henry or Alkami can bundle similar retirement tools, commoditizing Silvur's distribution by 2027.
  • Credit unions' budget pressure can kill integrations fast, leaving Silvur without a standalone consumer moat.

What makes Silvur unique

  • Silvur embeds retirement guidance inside Jack Henry Banno, reaching 8,000 financial institutions.
  • Its patent-pending Retirement Score and personalized lessons turn retirement education into a product.
  • White-labeled tools for credit unions directly monetize members' retirement-wallet decisions.

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Funding

Total Funding

$11.3M

Below

Industry Average

Funded Over

2 Rounds

Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Below Average

Industry standards

$15M
$8.2M
Discord
$10M
Silvur
$15M
Canva
$30M
Kalshi

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Holidays

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

-11%

1 year growth

10%

2 year growth

-20%
FF News
May 17th, 2023
Silvur Collaborates With Jack Henry To Guide Americans Age 50+ Through Key Retirement Decisions

Silvur, a financial technology company that partners with community and regional financial institutions to guide American’s through key retirement decisions, announced today that Retirement Simplified, powered by Silvur, is now accessible through the Jack HenryTM digital banking platform.Silvur leveraged the Banno Digital Toolkit™, the same set of APIs the Banno Digital Platform™ is built on, to embed its technology into the digital experiences offered by community and regional financial institutions. Access to Jack Henry’s API, design, and authenticated frameworks has enabled Silvur to directly integrate into the digital banking platform providing a seamless banking experience. This integration contributes to Jack Henry’s growing ecosystem of over 850 fintechs, providing approximately 8,000 financial institutions with relevant financial products and services for their account holders.Founded by CEO Rhian Horgan, a 17 year JP Morgan executive, Silvur has modernized what retirement decision-making in America looks like. In a sector filled with complexity, Silvur uses data to deliver bite sized, personalized education that allows Americans to retire with confidence. Through the Silvur experience consumers age 50+ have access to personalized tools and retirement calculators alongside over 1,000 lessons on topics including Social Security, Medicare, Taxes in Retirement and more. Silvur uses its powerful data platform to ensure that regional financial institutions expand their share of the retirement wallet.Rhian Horgan said: “We’re thrilled to embed our technology through Jack Henry ™ digital banking platform

Credit Union Times
Apr 28th, 2022
Curql Collective invested into Silvur in $3M on Apr 27th 22'.

The Curql Collective has made a $3 million investment in the startup Silvur, a producer of a retirement planning app, the CUSO announced Wednesday.

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