Smartstream unveils new version of Smart Reconciliations Premium - agentic AI reconciliations with GRIT - Governance, ROI, Integration and Trust TMCnet News [September 23, 2026] | / | Smartstream unveils new version of Smart Reconciliations Premium - agentic AI reconciliations with GRIT - Governance, ROI, Integration and Trust Smartstream, the trusted data solutions provider for leading global financial institutions and enterprises, today announces a new version of Smart Reconciliations Premium, introducing agentic AI that can investigate, progress and resolve reconciliation exceptions autonomously. Settlement cycles compressed to T+1 leave no time to chase breaks across systems and inboxes, and audit expectations that rise never fall back: reconciliations must now keep pace with the market, not the month-end. AI has meanwhile reached its inflection point, and its highest returns sit in post-trade, where workflows are predictable and data-rich, yet operations leaders are being asked to deliver against flat or shrinking budgets. This new release marks the move from AI that describes to AI that acts: Smart Agents no longer surface a break for someone to work, they investigate it, act on it and close it, under centralised governance and with a full audit trail. It delivers approximately 25% lower total cost of ownership and 50% more throughput on hardware clients already own. Thomas Steinborn, Chief Product & Technology Officer, Smartstream: "For four decades our clients have relied on us for the reconciliation truth their businesses depend on and their regulators inspect. This release puts AI underneath that foundation rather than beside it, so the platform no longer simply records and matches: it investigates, reasons, resolves, and learns within boundaries our clients set and can evidence. That is the difference between AI that describes and AI that acts, and it is where the returns are." Having served top-tier banks globally for decades, processing more than 10 billion transactions a month, the release is built on four principles Smartstream describes as GRIT: Governance, ROI, Integration and Trust. * Governance: Centralised controls across AI models, workflows and permissions, with full auditability and human accountability. Models can also run within a client's own environment for high sensitivity use cases. * ROI: Autonomous exception management, enhanced supervised machine learning and new unsupervised fuzzy matching, reducing manual investigations and improving matching efficiency. * Integration: Outbound APIs and the Model Context Protocol (MCP) enable enterprise systems and AI assistants to query data, trigger workflows and perform approved actions, with existing permissions and audit controls maintained. * Trust: Eight reconciliation domains including securities, cash, treasury, payments, general ledger, NAV, OTC derivatives and digital assets run on one real-time engine, with deployment measured in weeks rather than months. The new version of Smart Reconciliations Premium launches today at Smartstream Connect Europe in London and will be showcased at Sibos in Miami from 28 September to 1 October 2026. ABOUT SMARTSTREAM Smartstream unlocks trusted, intelligent data insights - clearly, consistently, and without compromise. Empowering leading global financial institutions and enterprises with innovative solutions that deliver accurate, timely data insights to streamline operations, reduce costs, and meet regulatory demands with confidence. By harnessing data at the core of customer operations, Smartstream drives smarter, faster outcomes across reconciliations, liquidity, collateral, corporate actions, fees, and reference data solutions. smart.stream View source version on businesswire.com: https://www.businesswire.com/news/home/20260924223060/en/ [ Back To TMCnet.com's Homepage] |

Smartstream adds MCP servers for agentic AI collateral operations. September 15, 2026 * Smart Collateral helps financial institutions manage the complete margin and collateral lifecycle, providing the control, visibility and governance required to operate at scale. Teams can now interact with that information in plain language, getting answers on agreements, eligibility, positions, margin calls and interest calculations without navigating multiple screens and reports across separate systems. * Workflow actions, including creating or failing movements and issuing margin calls, are opt-in, so each firm decides exactly what an AI assistant is permitted to do. * Two model context protocol (MCP) servers connect any MCP-compatible AI assistant to Smart Collateral: one for operating the platform's APIs, one read-only over the reporting database. Smartstream announced two new model context protocol (MCP) servers for Smart Collateral, enabling dynamic, agentic collateral operations. Firms can connect an MCP-compatible AI assistant directly to their collateral management platform and interact with it conversationally, giving teams instant answers and controlled workflow automation while retaining full governance and oversight. Collateral operations have grown steadily more complex. As margin requirements rise and regulatory expectations continue to evolve, financial institutions are under pressure to lower operational risk and raise efficiency across the collateral lifecycle. Yet when markets move quickly, teams must still assemble a picture from several systems before they can act on it, while manual steps that would benefit from automation wait on scarce development resource. AI adoption is expanding across these organisations, but delivers little without timely, well-governed data. The business benefits are clear. By providing immediate access to accurate collateral data and operational insights, firms can investigate issues faster and make better-informed decisions, reducing the risk of acting on an incomplete picture. Integration work that would otherwise sit in a development queue can be started straight away. And because MCP is an open standard, firms can use MCP-compatible assistants they have already approved and trust, rather than committing to a proprietary ecosystem. "Collateral teams spend too much of their day hunting for answers and writing integration code," said Jason Ang, program manager for Smart Collateral at Smartstream, in a statement. "These MCP servers let firms point an AI assistant of their choosing straight at Smart Collateral, interrogating reporting data on demand, operating the integration APIs and, only where they choose to enable it, acting under their control. Because we ship domain skills alongside the tools, the assistant already understands collateral workflows, so teams get accurate answers immediately rather than spending months bridging prompts to outcomes. It is an open, standards-based approach that keeps our clients in charge of their data, their workflows and their governance." The first server turns Smart Collateral's integration APIs into a secure toolset an AI assistant can operate directly, spanning agreements, positions, margin activity and interest calculations. It can also pre-validate a proposed movement against Smart Collateral's existing eligibility and concentration rules before anything is executed. Write actions are switched off by default and enabled one at a time. The second gives AI assistants read-only access to Smart Collateral's reporting database. A question returns a concise answer instead of a trail of reports, and dashboards can be assembled quickly as they are needed. The same infrastructure also supports development teams, helping them scaffold integration code, generate reconciliation and exception-handling routines, and prototype automation workflows, all still subject to each firm's normal review, testing and deployment process.

Smartstream has launched two Model Context Protocol servers for Smart Collateral, allowing financial institutions to connect MCP-compatible AI assistants directly to their collateral management platform. The technology enables collateral teams to interact with the system using plain language, obtaining answers on agreements, eligibility, positions, margin calls and interest calculations without navigating multiple screens. The workflow automation is opt-in, meaning firms control exactly what the AI assistant can do. One server operates the platform's APIs, whilst the other provides read-only access to the reporting database. The move addresses growing complexity in collateral operations as margin requirements rise and regulatory expectations evolve. Jason Ang, Programme Manager for Smart Collateral at Smartstream, said the servers eliminate time spent hunting for information and writing integration code whilst maintaining firm control over data, workflows and governance.