Overview
Super Payments is a fintech that lets merchants accept online payments through the Super app with no merchant fees, earning revenue from transaction commissions instead. For consumers, the app provides instant cashback at checkout and uses AI-powered technology to speed up and secure payments across multiple methods. It stands out by offering zero-fee processing for merchants while combining B2B and B2C features with a rewards program, led by a team with experience in finance-tech marketplaces. The goal is to create a more equitable and efficient digital payments ecosystem by removing merchant fees, rewarding shoppers, and growing adoption among merchants and consumers.
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Simplify's take
What believers are saying
- Super listed five open roles in November 2026, signaling active expansion.
- App Store shows 888 ratings, proving real consumer usage and repeat purchasing.
- Recent merchant partnerships with Kaisertech and Tribe Yarns validate the zero-fee pitch.
What critics are saying
- No funding has surfaced since 2022; cash burn threatens survival before 2027 scale.
- Super depends on Stripe, Yapily, Modulr, and Abound; one partner change can break checkout.
- Visa, Mastercard, Klarna, and Stripe already own merchant relationships, squeezing Super's adoption.
What makes Super Payments unique
- Samir Desai founded Super Payments after scaling Funding Circle in London.
- Super charges merchants zero processing fees using Stripe, Yapily, Modulr, and Abound.
- Super ties cashback rewards to checkout, strengthening consumer retention beyond pure payments.
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