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Texan Insurance

Provides commercial and personal insurance services

Overview

Texan Insurance provides access to commercial and personal property/casualty coverage, employee benefits, and life insurance through 40+ regional and national carriers. It offers both personal and business insurance options (homes, autos, umbrellas, flood, boats, homeowners, commercial auto, general liability, workers’ compensation, restaurants, contractors, etc.) and uses licensed agents to evaluate client needs, present competitive quotes, and tailor risk management solutions for individuals and businesses. The company distinguishes itself with a Texas-and-Louisiana focus, a wide carrier network, and a commitment to strong customer service. Its goal is to help clients protect their assets by delivering comprehensive coverage and personalized service through an easy evaluation and quote process.

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About Texan Insurance

Simplify's Rating
Why Texan Insurance is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Houston, Texas

Founded

1985

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Simplify's Take

What believers are saying

  • January 2025 J&M Insurance expanded Texan's Austin footprint and commercial pipeline.
  • Texan cites 2,500-plus five-star Google reviews, strengthening online lead generation.
  • March 2026 M&A pages signal active deal execution and continued acquisition appetite.

What critics are saying

  • Houston consolidation compresses margins as Acrisure, Hub, and Brown & Brown chase Texas agencies.
  • Carrier defection would collapse renewals, destroying Texan's brokerage economics within months.
  • If 2026 acquisitions stall, Texan's roll-up strategy loses momentum and buyer credibility.

What makes Texan Insurance unique

  • Founded 1985, Houston-based Texan Insurance sells personal, commercial, life, and health coverage.
  • BBB lists A+ accreditation and representation of 40 regional and national carriers.
  • Its 2026 M&A platform uses Ashton Partners backing and a 90-day close process.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Paid Holidays
  • Professional Development Budget
  • Paid Time Off

Company News

Coverager
Jan 17th, 2025
Texan Insurance Acquires JM Insurance

Texan Insurance, founded in 1985 and based in Houston, has acquired Austin-based JM Insurance, established in 2005 by Todd Michalowski. This acquisition allows Texan Insurance to expand its footprint and enhance its service offerings across Texas. The company, known for its partnerships with over 40 carriers and an A+ BBB rating, aims to provide comprehensive insurance solutions. Rahim Virani, President of Texan Insurance, emphasized the shared vision for exceptional service and community focus.

Texan Insurance
Dec 15th, 2022
Texan Insurance Acquires Texas Direct Insurance, Its Third Acquisition of 2022

On August 31, 2022, Texan Insurance acquired Texas Direct Insurance Agency, LP (Texas Direct) in an all-cash transaction.

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