Movers & shakers: C. Han Kim, Tina Wickert, Richard Huynh & Greg Cocchi. October 29, 2026 Bob Coleman Founder & Publisher C. Han Kim Joins United Midwest Savings Bank as Senior Vice President C. Han Kim has joined United Midwest Savings Bank as Senior Vice President and Senior SBA Commercial Loan Officer, bringing more than 30 years of banking, commercial lending and executive leadership experience. In his new role, Kim will focus on national SBA 7(a) lending, specializing in owner-occupied commercial real estate, business acquisitions, partner buyouts and complex financing transactions. He will work with business owners and their advisors to structure financing solutions that address SBA requirements while meeting borrowers' capital needs. Kim previously served as Vice President at Commercial Bank of California, where he originated SBA commercial real estate and business loans nationwide. Before that, he spent nearly five years as Senior Vice President at Harvest Small Business Finance, specializing in SBA 7(a), SBA 504 and conventional commercial real estate lending. Throughout his career, Kim has structured and funded hundreds of SBA transactions, including business acquisitions, commercial real estate purchases, refinancing and complex transactions requiring supplemental financing. His expertise includes SBA 7(a) and 504 lending, USDA financing, credit administration and commercial loan structuring. Based in Seattle, Washington, Kim also serves as Chair of the Board of Directors of PAWS (Progressive Animal Welfare Society), supporting animal welfare and wildlife rehabilitation initiatives throughout the Pacific Northwest. Kim holds a Bachelor of Arts in Economics from the University of Washington and a certificate in Executive Bank Management from Pacific Coast Banking School. Tina Wickert Joins The Fidelity Bank as Manager of SBA Credit Administration Tina Wickert has joined The Fidelity Bank as Manager of SBA Credit Administration, bringing more than a decade of experience in government-guaranteed small business lending, commercial credit and SBA underwriting. Wickert most recently served as Vice President, Commercial Credit Officer III at The Bancorp, where she previously spent nearly five years as Vice President, SBL Credit Officer III. Before returning to The Bancorp in April 2026, Wickert held several leadership positions at First Women's Bank, most recently serving as Senior Credit Officer. During her tenure, she worked in commercial credit and underwriting as the institution focused on expanding access to capital for women-owned businesses. Earlier in her career, Wickert served as Assistant Vice President and SBA Underwriter at BankUnited Small Business Finance. Her experience spans SBA 7(a) lending, government-guaranteed loan underwriting, credit risk assessment and commercial lending. Throughout her career, she has focused on evaluating borrower financing needs, managing credit risk and supporting small business lending operations. Richard Huynh Joins Fifth Third Bank as Vice President, SBA Lead Underwriter Richard Huynh has joined Fifth Third Bank as Vice President, SBA Lead Underwriter, bringing more than a decade of commercial banking experience and nearly $1 billion in cumulative loan volume underwritten and supported throughout his career. Huynh previously served as Vice President, SBA Underwriter at GBank, where he worked in a lending environment generating more than $500 million in annual SBA 7(a) loan volume. His responsibilities included underwriting complex hospitality, franchise and business acquisition transactions, managing credit risk and supporting portfolio growth. His experience spans SBA 7(a) lending, USDA Business & Industry financing, commercial real estate, construction lending and agribusiness. Throughout his career, Huynh has specialized in financial analysis, cash flow underwriting, transaction structuring, portfolio management and regulatory compliance. In his new role at Fifth Third Bank, Huynh will bring his experience in SBA underwriting, credit risk management and commercial lending to support the continued growth of the bank's SBA lending platform. Greg Cocchi Joins SBA Lafayette as Vice President, Business Development Officer Greg Cocchi has joined SBA Lafayette as Vice President, Business Development Officer, following more than seven years in SBA and commercial lending roles at Harvest and Newtek Business Services. In his new role, Cocchi will focus on providing financing solutions to small business owners nationwide, specializing in owner-occupied commercial real estate, business acquisitions, equipment financing, debt refinancing and working capital. SBA Lafayette is a direct non-bank lender with a team bringing more than 150 years of combined SBA lending experience. Cocchi previously spent more than five years at Harvest, most recently serving as Vice President, Senior Business Development Coordinator. During his tenure, he developed a business development coordination role that was eventually implemented nationwide. He managed loan pipelines across SBA 7(a), SBA 504 and conventional lending, regularly overseeing approximately 60 loans in process and supporting approximately $50 million in annual funded loan volume. Based in Asheville, North Carolina, Cocchi holds a Bachelor of Science in Finance from the University of Delaware's Alfred Lerner College of Business and Economics.

The Bancorp launches Finetics(R), its bank-led embedded finance solution. Strategic expansion of the Fintech Solutions capabilities builds on expansive fintech experience and established scale Meet Finetics(R), The Bancorp's bank-led embedded finance solution that helps nonbank organizations integrate financial services into their digital experiences. WILMINGTON, Del.-(BUSINESS WIRE)-The Bancorp, Inc. (NASDAQ: TBBK), through its wholly owned subsidiary, The Bancorp Bank, N.A., today announced the launch of Finetics(R), The Bancorp's embedded finance solution. The bank-led solution leverages The Bancorp's Fintech Solutions capabilities, building on its Program Sponsorship and Payment Services experiences to help nonbank organizations integrate financial services into their current digital experiences. Finetics(R), The Bancorp's bank-led embedded finance solution, helps nonbank organizations integrate financial services into their digital experiences. Share At its core, the solution brings together flexible technology, comprehensive program management and compliance expertise. A central technology integration hub offers its Finetics clients the option to use a prebuilt configuration for faster deployment or select modules tailored to their desired experience. The Bancorp can manage end-to-end program management or support clients by embedding its application programming interfaces (APIs). "The launch of Finetics marks another significant step in The Bancorp's transformation and the execution of APEX 2030, our long-term strategic plan," said Ryan Harris, EVP, Head of Fintech Solutions at The Bancorp. "We continue to invest in technology and expand the capabilities at the center of our fintech-focused strategy. By applying our fintech experience and established scale to embedded finance, we are positioning The Bancorp for the next phase of technology-driven banking transformation." Built on The Bancorp's proven banking-as-a-service infrastructure, Finetics is designed to accelerate speed to market without requiring clients to create and manage a complex system of integrations and partners. A dedicated partner team supports implementation and ongoing program management. Initial capabilities include instant payouts, prepaid cards, digital wallets and built-in financial tools. "Our experience across Program Sponsorship, Payment Services and Fintech Lending gives us a strong foundation for delivering a bank-led embedded finance solution," said Joshua Pro, Chief Product Officer for Fintech Solutions at The Bancorp. "With Finetics, we are extending that expertise through a flexible solution that pairs technology choice with experienced support from implementation through ongoing growth." Designed for nonbank organizations, Finetics can support gig and workforce products, marketplace and payroll platforms, business-to-business disbursement providers and other digital businesses. The solution is backed by The Bancorp's established fintech infrastructure. About The Bancorp The Bancorp, Inc. (NASDAQ: TBBK), through its subsidiary, The Bancorp Bank, N.A., is defining the future of banking. As one of the first banks to embrace fintech, The Bancorp has been a driving force behind the industry's evolution, serving as an essential financial enabler of fintech innovation for more than 25 years. Led by its Fintech Solutions business, the company delivers a dynamic portfolio of payment and lending solutions that empowers its clients to turn bold ideas into real-world success. Ranked by the Nilson Report as the No. 1 issuer of prepaid cards in the U.S. and among the top 10 debit card issuers nationally, The Bancorp provides credit solutions through its Institutional Banking, Fleet Management Services, and Real Estate Bridge Lending businesses. Across every line of business, The Bancorp fosters prosperity through the perpetual transformation of banking and aims to drive growth for its clients, investors, employees, and the communities it serves. Forward-Looking Statements Statements in this press release that are not historical facts are "forward-looking statements" within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as amended. Forward-looking statements provide management's current expectations of future events based on certain assumptions and include any statement that does not directly relate to any historical or current fact. Sentences containing words such as "believe," "intend," "plan," "may," "expect," "should," "could," "anticipate," "estimate," "predict," "project," or their negatives, or other similar expressions of a future or forward-looking nature generally should be considered forward-looking statements. While the Company considers these expectations and assumptions to be reasonable, they are inherently subject to significant business, economic, competitive, regulatory, and other risks and uncertainties, most of which are difficult to predict and many of which are beyond the Company's control. The Company undertakes no obligation to review or update any forward-looking statements, whether as a result of new information, future events or otherwise, unless required by law. Contacts. Media Relations Rachel Brick Director of Strategic Communications (302) 385-5410 [email protected] Investor Relations Dominic Canuso EVP, Chief Financial Officer (302) 385-5220 [email protected] More News From The Bancorp, Inc. WILMINGTON, Del.-( BUSINESS WIRE )-The Bancorp Bank, N.A., a wholly owned subsidiary of The Bancorp, Inc. (NASDAQ: TBBK), today announced the next phase of its ongoing efforts to align its business priorities, operating model, and resources with Apex 2030, its long-term strategic plan. The Bancorp is restructuring its Small Business Lending business line ("SBL") and intends to discontinue retail and wholesale new originations by the end of 2026, while continuing to responsibly manage and serve... WILMINGTON, Del.-( BUSINESS WIRE )-The Bancorp, Inc. (NASDAQ: TBBK) today announced that Kroll Bond Rating Agency, LLC ("KBRA") has affirmed all long- and short-term credit ratings for both The Bancorp, Inc. (the "Company") and its wholly owned subsidiary, The Bancorp Bank, N.A. (the "Bank") (collectively, "The Bancorp"). For the Company, KBRA affirmed a BBB+ rating for senior unsecured debt, a BBB rating for subordinated debt, and a K2 rating for short-term debt. In addition, KBRA affirmed the... WILMINGTON, Del.-( BUSINESS WIRE )-The Bancorp, Inc. (NASDAQ: TBBK), a financial holding company, today reported its financial results for the second quarter of 2026, reporting net income of $60.7 million and $1.45 per diluted share for the quarter, reflecting diluted EPS growth of 14.2% from the second quarter of 2025. "Its performance in the second quarter of 2026 significantly surpassed its own forecasts of profitability and GDV growth, which Business Wire, Inc. believe demonstrates its strong momentum as Business Wire, Inc....