The Savings Group

The Savings Group

Digital auto lending marketplace connecting lenders

Overview

The Savings Group (TSG) is a digital automotive finance marketplace and holding company for RateGenius, AUTOPAY, and Tresl. It operates a proprietary online platform that connects car buyers and owners with more than 180 lenders across all 50 states to offer options for auto loans, including new financing, loan refinancing, and lease buyouts. The platform presents multiple competitive financing offers to consumers with the goal of securing lower rates and better terms, while providing lenders with a steady flow of qualified auto loan applications on a pay-for-performance basis. TSG also offers vehicle protection plans. The company differentiates itself by uniting multiple brands under one umbrella, leveraging a large lender network and a turnkey digital lending experience that moves financing outside traditional dealerships. Its goal is to simplify automotive financing for consumers and help lenders grow their loan portfolios while reducing risk.

About The Savings Group

Simplify's Rating
Why The Savings Group is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Consumer Software

Fintech

Financial Services

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Denver, Colorado

Founded

2021

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Simplify's Take

What believers are saying

  • TSG’s August 2026 site claims more than 1,000 employees, signaling operating scale.
  • RateGenius and AUTOPAY advertise nationwide coverage and soft-pull prequalification in 2026.
  • NerdWallet cites 2026 access to about 240 lenders, supporting stronger borrower match rates.

What critics are saying

  • The 2023 Austin WARN class action remains unresolved as of December 2025.
  • Competitors beat its pricing: LendingTree shows RefiJet starting at 4.29% versus RateGenius 4.67%.
  • Its marketplace depends on lender appetite; tighter 2026 credit standards cut funded volume quickly.

What makes The Savings Group unique

  • TSG combines RateGenius, AUTOPAY, and Tresl under one auto-finance marketplace.
  • Its August 2026 site says over 200 lenders span all 50 states.
  • It offers refinance, lease buyout, purchase financing, and protection plans.

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Benefits

401(k) Company Match

Training Programs

Paid Vacation

Paid Holidays

401(k) Retirement Plan

Health Savings Account/Flexible Spending Account

Dental Insurance

Vision Insurance

Disability Insurance

Life Insurance

Gym Membership

Commuter Benefits

Health Insurance

Supplemental Insurance

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

1%

2 year growth

0%
GlobeNewswire
Apr 26th, 2022
The Savings Group Acquires Tresl to Broaden Auto Marketplace

AUSTIN, Texas and DENVER, April 26, 2022 (GLOBE NEWSWIRE) -- The Savings Group have announced the acquisition of Tresl, the third auto finance and...

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