The Very Group

The Very Group

Online retail with flexible payments

Overview

The Very Group is a digital retailer that runs a family of online brands serving more than 4.5 million customers. It sells a wide range of products—from fashion to electronics—through its online platforms and earns revenue from direct product sales plus its financial services. The core product is the online shopping experience, enhanced by flexible payment options that let customers pay over time. Unlike other e-commerce players that only sell goods, The Very Group integrates consumer credit and payments into its shopping journey, making purchases more affordable. The company emphasizes ongoing innovation and a strong focus on customer experience to improve its platforms and services. It also pursues social responsibility, including mentoring LGBTQ refugees and developing early talent into future leaders. Overall, its goal is to make a broad assortment of products easily accessible and affordable online while building a trusted brand and responsible business practices.

Significant Headcount Growth

About The Very Group

Simplify's Rating
Why The Very Group is rated
C+
Rated B on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Consumer Software

Financial Services

Consumer Goods

Company Size

1,001-5,000

Company Stage

Growth Equity (Non-Venture Capital)

Total Funding

$165M

Headquarters

Liverpool, United Kingdom

Founded

2003

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Simplify's Take

What believers are saying

  • February 16, 2026 refinancing extended securitisation to 2029 and RCF to 2030.
  • The February 2026 deal cut senior secured note coupon from 13.25% to 9.75%.
  • Q1 FY26 EBITDA rose 16.3% to £63.4m, showing operating momentum.

What critics are saying

  • Carlyle is auctioning Very for £2 billion, signaling ownership instability through 2026.
  • Net finance costs jumped to £125.5m in Q2 FY26, squeezing earnings.
  • Existential risk: £2.3 billion borrowings and thin growth trap Very in perpetual refinancing.

What makes The Very Group unique

  • Very combines retail and finance, with £2bn revenue and flexible payments.
  • The Very Collection Home launched March 31, 2026, expanding own-brand depth 26%.
  • Q2 FY26 revenue rose 0.4% and Very UK retail sales increased 0.6%.

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Funding

Total Funding

$165M

Above

Industry Average

Funded Over

1 Rounds

Growth Equity Non VC funding comparison data is currently unavailable. We're working to provide this information soon!
Growth Equity Non VC Funding Comparison
Coming Soon

Benefits

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Training Programs

Employee Discounts

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

6%

1 year growth

6%

2 year growth

6%
Yahoo Finance
Feb 16th, 2026
Very Group secures £150M lifeline from Carlyle amid £2B sale push

The Very Group has secured £150 million in financial support from Carlyle, the US investment firm that seized control of the online retailer from the Barclay family in November 2025. Carlyle has injected new cash and converted some debt into equity to reduce pressure from interest payments. The support is part of a broader refinancing as Carlyle attempts to sell the company for £2 billion. Barclays and JPMorgan have been tasked with the sale. Very has also extended a £150 million credit facility until February 2030 and prolonged a £1.8 billion securitisation facility until February 2028. The Liverpool-based retailer, which had total borrowings of £2.3 billion last year, reported sales growth of 1.9% over Christmas. The company posted £500 million in losses in 2025 after writing off a major loan to the Barclay family.

Yahoo Finance
Nov 9th, 2025
Carlyle Group Takes Over The Very Group

US private equity firm Carlyle Group is set to take control of online retailer The Very Group from the Barclay family, ending their over 20-year ownership. The Barclay family, who acquired Very in 2002 for £750 million, has faced financial difficulties, losing control of several businesses. Carlyle, a lender to Very since 2021, has provided over £500 million in financing. Despite the ownership change, Very remains financially stable, reporting £307 million in earnings and £2.1 billion in sales last year.

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City A.M.
Feb 27th, 2024
The Very Group: Barclay family-owned retail giant welcomes £125m injection as it falls to half-year loss

The Very Group, the retail giant owned by the billionaire Barclay family, has secured a £125m investment as it fell to a half-year loss.

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