Triver raises £8M to turn Cashflow Streaming into embedded SME finance. UK fintech Triver has raised an additional £8 million in a Series B equity round led by Calderwood Capital, with support from existing investors. The round brings the company's total venture capital investment to £30 million as it looks to scale its Cashflow Streaming proposition for small and medium-sized businesses. Founded in London in 2023, Triver uses bank account data, accounting data and AI to assess SME borrowing risk and advance cash against outstanding invoices. The company says businesses can receive a new facility of up to £700,000 within 10 minutes of starting an application, while individual invoices can typically be funded in less than five minutes. The real product is Speed. Traditional SME finance often requires businesses to wait for applications, underwriting and manual checks before accessing working capital. Triver is building around a different assumption: if a fintech can analyse a company's financial data in real time, funding decisions can happen when the business actually needs the money. Its integrations with Sage, Xero and QuickBooks allow Triver to connect directly to the accounting systems where invoices already exist. Fees start at 1.8% for a 30-day invoice, giving businesses a way to turn outstanding receivables into cash without waiting for customers to pay. The proposition appears to be resonating with its target market. Triver now serves 2,400 clients and has financed more than 40,000 invoices worth £400 million since launch. More than 90% of its monthly revenue comes from repeat usage, while its Net Promoter Score stands at 92. From fintech product to embedded infrastructure. The next phase of Triver's strategy is particularly interesting. The company plans to use the new capital not only to improve its own product, but also to build integrations with brands that want to offer funding directly to their SME customers. Triver is already working with Tide Bank to make Cashflow Streaming available within its environment, with additional embedded finance partnerships in development. This creates a second distribution model for the company. Instead of acquiring every SME directly, Triver can become the financing infrastructure behind platforms that already serve them. That shift could materially expand its addressable market. Accounting platforms, banks and other SME-focused software providers already have the customer relationships and financial data. Triver can provide the underwriting and funding layer on top. Data is changing SME underwriting. Triver's model also reflects a broader evolution in business lending. Access to bank transaction data and accounting information gives lenders a much more current picture of an SME's financial position than traditional application-based underwriting. For Triver, AI is what turns that data into an automated decisioning process. The company's proposition is built around continuously assessing the business rather than treating financing as a one-off application. The model is led by Jerome Le Luel, who previously served as Chief Risk Officer at Funding Circle and Global Head of Risk Analytics at Barclays. That background is particularly relevant for a company whose core challenge is balancing faster access to capital with responsible risk assessment. Key takeaways for fintech startups. * Solve the timing problem: Triver is addressing a fundamental SME pain point by making capital available when invoices are created rather than when customers eventually pay. * Turn data into infrastructure: Bank and accounting data become significantly more valuable when they can support automated financial decisions. * Build distribution into the model: Embedded partnerships can allow fintechs to scale through existing customer relationships rather than relying entirely on direct acquisition. * Repeat usage matters: More than 90% of Triver's monthly revenue coming from repeat customers suggests the product is becoming part of customers' ongoing financial workflows. * Speed only works with risk controls: Faster underwriting needs strong data and risk expertise underneath it, particularly in SME finance. Triver is now moving from proving that businesses want faster invoice funding to proving that Cashflow Streaming can become a broader infrastructure layer for SME finance. If you're building a fintech product and looking to turn it into scalable financial infrastructure, Contact Your Fintech Story.

A recap on its partners. Contractors and temporary workers can sometimes find it difficult to access the best deals compared to their permanently employed counterparts. Determined to disrupt this trend, Clipper Contracting Group Ltd has partnered with industry leading companies that are contractor specialists, providing you access to exclusive benefits built around your way of working. Sundial Training Resources Sundial provide high quality online training courses, ensuring that essential construction site tickets stay up to date whilst strengthening H&S compliance. Clipper Contracting Group Ltd understand that keeping on top of tickets is an extra expense that falls on workers, so its partnership with Sundial unlocks discount codes for key courses that may be an essential requirement for work on site. These include; * Asbestos Awareness * Manual Handling * Working at Height * Fire Safety Awareness Workers can choose their required course, and apply Clipper's discounted code at the checkout. Clipper Contracting Group Ltd is delighted to be able to help you stay up to date at a reduced cost. Take a look at https://sundialtraining.com and contact Clipper Contracting Group Ltd for more information for access. Gorilla Accounting - Tax Returns and Limited Company Support If you're a self-employed worker, you will need to file a self-assessment tax return every year. Gorilla Accounting are a 5* rated Trust Pilot accountancy company that specialise in the contractor market, and Clipper Contracting Group Ltd is pleased to have secured a 10% discount with them for anyone that uses this link to complete a tax return. Similarly, if you operate outside of IR35 and are looking to professionalise your freelance experience and build something for the future, Gorilla can guide you through setting up your own business alongside simplifying the accountancy process for you. Find out more here. Cleerly - Mortgages and Protection Products Working as a contractor can be rewarding and flexible both financially and professionally, but it can also be uncertain. Products such as income protection and critical illness cover can provide some comfort during these times and its trusted partner Cleerly can help broker a solution. They can help you arrange income protection, critical illness cover, home insurance and life insurance, providing that extra peace of mind. Clearly are also specialists in contractor mortgages. They are able to use your annualised hourly or daily rate to secure the most cost-effective mortgage solution, so if you're a first-time buyer or re-mortgaging, its partnership with them enables you to access your bespoke arrangement. Contact them here! Tide - Current Account Self employed, but unsure of where to open your business account? Clipper Contracting Group Ltd has partnered with Tide who are offering £40 cashback* when opening a free business current account by using this link. Tide offers a number of additional benefits for the self-employed worker. From a leading market rate of 3.55% AER (variable) to a simple online platform that simplifies bookkeeping, Tide can help the self-employed manage their finances effectively. Fast, focused, simple and secure - contact Tide for more details. *T&C's apply Kingsbridge - Bespoke £2.5k Tool Insurance It's important that freelancers understand the need to protect themselves and their business while working on assignment, and so business insurance is something all freelancers should hold. Insurance gives the peace of mind that you are protected against any potential damages, tax liabilities or claims against your business. Again, as Clipper Contracting Group Ltd recognise that this is an additional cost, Clipper Contracting Group Ltd has partnered with Kingsbridge who provide adaptable insurance packages to small businesses, tradespeople and the construction industry. They're delighted to offer a bespoke product for construction individuals that provides £2.5k of cover for tools as standard, and can also price match any like for like quote. To take advantage of this excellent offer from Kingsbridge, click below for your quote https://www.kingsbridge.co.uk/clipper-contracting/ The Gym Group - Discounted Gym Membership Let's get physical - Clipper Contracting Group Ltd has secured a 10% discount on gym membership with The Gym Group for all its workers. With the best high-spec kit, unlimited free classes, highly qualified personal trainers, no joining fee and open 24/7, The Gym Group is the best choice for workouts that work around work. Clipper Contracting Group Ltd is committed to assisting workers to help stay on top of their essential freelance administration whilst also attempting to reduce their costs. For any additional information, its team are ready and waiting to help - get in touch with Clipper Contracting Group Ltd to explore all of your options.

Tide crosses 2 million members worldwide - big step forward in mission to support and grow small businesses. * Continuing to grow in the UK and internationally, with India seeing especially strong member growth in the last 12 months * In the UK, Tide has 15% market share and has helped small businesses access over £1.75bn in credit * Rapid roll out of products; from admin, accounting and tax tools; subscription options; payment solutions; government registrations; bill payments and credit LONDON-(BUSINESS WIRE)- Tide, the UK's leading business management platform, today announces it has crossed 2 million members globally, with India in particular seeing strong growth. More than 1.1 million small businesses joined Tide in India since the company launched there in December 2022. This makes India Tide's fastest-growing market by member acquisition. The UK is Tide's home market, with 900,000 SMEs, 15% market share, and the majority of the company's revenue. Tide's steadily expanding its presence in Europe, with Germany and France, where the platform is gaining strong traction, thanks to millions of small businesses turning to digital to manage their businesses. In late 2025, Tide received a strategic investment from TPG, a leading global alternative asset manager, valuing the company at $1.5 billion. Oliver Prill, CEO of Tide, said: "Novumpr is delighted to be crossing the 2 million member milestone. This number is a testament to the trust that its members place in Novumpr in all its markets. Behind every number, there's a story of a member choosing a simpler, less time-heavy, connected way of managing their business. "This success is also thanks to the passion our teams bring to their role every day. From our world-leading 900-strong product engineering teams, to operations, marketing and support functions; a commitment to excellence and agility has brought us to this point. India's growth in member numbers is phenomenal, and shows how getting the product-market fit right when considering new markets is crucial. We'll continue to expand both internationally and provide a richer and more connected product offering, ensuring we focus at all times on our mission to save members time and money." Highlights: Product pipeline, International expansion and the future * Product pipeline: Growth is driven by its product offering and relentless ambition to solve SME problems. Tide's all-in-one business management platform provides members with access to fast, compliant business registration, time-saving accounting and administrative tools, and integrated team management features such as expense management and payroll. It also offers savings accounts, affordable credit, seamless payment solutions, and connected sales tools, including acquiring and website building. Tide's objective is to deliver integrated solutions that address the core needs of small businesses, from inception to growth. Recent launches include Insurance, Making Tax Digital tools and Cash Isas. * India: A current and rapidly growing 1.1m plus member base, officially 72 million and unofficially 140 million MSMEs. The company is targeting India's underserved markets - tier 2, 3, and 4 cities, where small businesses operate in the informal sector without access to digital and financial tools. Tide is aiding this shift by simplifying access to essential services like Udyam and GST registration, payments, and lending, helping them unlock growth opportunities. * UK: With 900,000 members, and 15% market share, against a backdrop of 5.2m small businesses, make Tide the leading business management platform. The focus is on diversification and connectivity, with products that are admin and business friendly. * Europe: Bringing the full richness of Tide's UK platform to each of its international markets over time. Tide is also looking to further expand its presence on the European mainland. Following the entry of Germany the previous year, Tide entered France in late 2025. Tide's Credit Intermediation is leading initial growth in these two EU markets with over EUR 50 million already disbursed. Tide recently announced the establishment of its European headquarters in Luxembourg. * AI: Tide is leveraging AI to generate growth in regulated environments, using its large, proprietary SME dataset to gain real-time insights within a strong risk framework. This data advantage enables it to build practical, scalable AI tools that solve everyday small business challenges, such as access to finance. * Tideans: Strengthening its leadership and OneTeam * Bernie Miles joined as Chief Data and Technology Officer (CDTO) earlier in 2026, providing a major boost to Tide's Executive Team. * Dan McNally joined as SVP and CEO of Tide Insurance Services late in 2025, to lead its growing global insurance business and advance the next phase of Tide's expansion into business protection. * Marc Lacroix joined as Country Managing Director for France in mid-2025, to launch Tide in France, with a view to building a team on the ground. * More than 2,800 employees and rising; largely in the UK; India, Germany, France, Bulgaria, Luxembourg, Lithuania, and Serbia. * Women in Business: Dedicated to supporting female-led businesses in the UK and India, Tide has now surpassed its goal of onboarding 200,000 women-led businesses in the UK - reaching the milestone nearly two years ahead of schedule - while continuing to target 500,000 women-led businesses in India by the end of 2027. Two Tide owned reports in India and in the UK in 2025 highlighted the challenges and opportunities for women in business. With over 20% of small businesses led by women in all its markets, the company strongly believes that supporting women business owners is a powerful lever of economic growth. * Continued commitment to Net Zero: Using carbon removals to match all Scope 1, 2, and 3 emissions, a practice maintained since 2022. Tide is also firmly on track to reduce CO2e emissions per employee by 90% by 2030, and by doing so to also reduce emissions by revenue by 97%. Tide is now working to make the transition to net zero easier for its members by providing integrated tools and support to help them achieve their goals.