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Ubiquity Retirement and Savings
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Flat-fee retirement plans for small businesses
Ubiquity Retirement and Savings
Work Here?
Flat-fee retirement plans for small businesses
Overview
Ubiquity Retirement + Savings provides retirement plans for small businesses, startups, and self-employed individuals. Its Paradigm RKS platform automates recordkeeping and plan management, integrates with major payroll providers, handles IRS and Department of Labor compliance, and offers access to 30,000+ mutual funds and ETFs. It uses a flat-fee model with monthly administration fees and setup fees, and offers plan tiers such as Saver(k), Custom(k), and Reserve(k) to fit different needs. With over 16,000 clients across all 50 states and more than $3 billion in assets, the company aims to make affordable, compliant retirement plans easy to scale for small employers and the self-employed.
About Ubiquity Retirement and Savings
Industries
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series D
Total Funding
$20M
Headquarters
San Francisco, California
Founded
1999
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Simplify's Take
What believers are saying
- James Hobson became CEO on January 26, 2026, sharpening partnership-led growth.
- May 1, 2026 Advisor Partner Program deepens distribution through independent financial advisors.
- Ubiquity's June 5, 2026 Secure 2.0 guidance attracts employers facing Roth changes.
What critics are saying
- Betterment, Human Interest, and Guideline undercut Ubiquity with simpler, cheaper onboarding in 2026.
- BBB logged 16 complaints in three years, signaling service friction by October 2025.
- If payroll platforms bundle retirement plans, Ubiquity's advisor channel gets commoditized by 2027.
What makes Ubiquity Retirement and Savings unique
- Since 1999, Ubiquity focused on flat-fee small-business 401(k)s, not asset-based pricing.
- Paradigm RKS automates recordkeeping and compliance for startups and self-employed owners.
- DriveWealth partnership adds fractional-share 401(k) investing, first among small-business providers.
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Funding
Total Funding
$20M
Below
Industry Average
Funded Over
2 Rounds
Industry standards
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Remote Work Options
Hybrid Work Options
Growth & Insights and Company News
6 month growth
↑ 2%1 year growth
↑ 2%2 year growth
↑ 3%Ubiquity Retirement + Savings has been named to the 2026 Inc. 5000 list for the 13th time, placing it amongst America's most consistently growing private companies. The San Francisco-based retirement solutions provider moved up more than 500 spots from last year's ranking. The company recently appointed James Hobson as chief executive officer in January and launched its Advisor Partner Program at the 2026 NAPA 401(k) Summit. The programme offers financial advisors business development resources, relationship management and market insights to expand their retirement plan practices. Founded in 1999, Ubiquity provides retirement plans for small businesses through flat-fee pricing and customisable 401(k) solutions. The Inc. 5000 ranking measures sustained revenue growth over three years.
According to the Aug. 14 announcement, Ubiquity Retirement + Savings will join forces with Bench Accounting to "elevate their offerings" to make retirement planning and financial security easier and more accessible for small businesses everywhere.
Ubiquity Retirement + Savings revealed a new logo and revamped website that are part of a larger rebranding effort leading up to its 25-year anniversary in August.
SAN FRANCISCO--(BUSINESS WIRE)--Ubiquity Retirement + Savings started a new era in their journey, showcasing a new logo and revamped website that are part of their larger rebranding initiative. Their brand name will stay the same, but they will be represented by new design components and upgraded tools and resources that will help them drive their mission of ensuring that everyone can access the retirement they dream of. The reimagined features are accompanied by their industry-leading technology and world-class support team. “Just like cars, phones, and fashion change and improve over time, so do we. The new look and feel and client experience reflects the maturity, stability, and commitment we have demonstrated as a provider to small businesses,” Chad Parks, Ubiquity’s CEO and Founder, stated. Their rebrand consists of a fresh, bold color palette and a contemporary logo design that conveys strength, perseverance, and their dedication to helping their clients achieve upward growth
Insurtech leader Mylo has selected small business retirement planning platform Ubiquity Retirement + Savings to provide a suite of group and individual 401(k) products.
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About Ubiquity Retirement and Savings
Industries
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series D
Total Funding
$20M
Headquarters
San Francisco, California
Founded
1999
Ubiquity Retirement and Savings is Hiring for 1 Jobs on Simplify!
Find jobs on Simplify and start your career today