New Second Mortgage Loan Product Offers Low Monthly Payments to Fund Goals, Such As Home RenovationsSAN FRANCISCO, March 7, 2025 /PRNewswire/ -- Unison Mortgage Corporation, a Unison company, today announced the launch of its Equity Sharing Home Loan in New Jersey, which provides homeowners with cash today while offering half the monthly payment compared to alternate home financing options.*The innovative Unison Equity Sharing Home Loan combines the benefits of home loans and home equity sharing agreements into a unique mortgage solution that allows homeowners to convert part of their home equity into cash with low monthly payments.Homeowners lucky enough to have a low-interest first mortgage can maintain their favorable rates, and are usually reluctant to move, opting instead to renovate or expand. Unison's Equity Sharing Home Loan is an exciting new option that homeowners can utilize to get cash with a minimal impact on their monthly cash flow."The U.S. home equity market is $35 trillion ; homeowners come to Unison in the hope of leveraging their equity to obtain cash to renovate their homes, or consolidate high-interest debt. We designed the Unison Equity Sharing Home Loan to offer a solution that suits their needs," said Ryan Downs, President of Unison."With lower monthly payments, made possible by shared home appreciation, homeowners can confidently pursue their financial goals with peace of mind."With Unison's Equity Sharing Home Loan, homeowners can:Invest in renovations and home improvement projectsConsolidate high-interest debtRefinance second mortgages for lower monthly paymentsIncrease their retirement savingsUnison vs. Other Loan OffersUnison designed an innovative new financing option that delivers lower monthly payments and is tailored to meet the demands of homeowners. Unison has taken a creative approach by combining low interest rates with a share of the property's future appreciation

Record 4.5% Year-Over-Year National Increase in Home Prices; 45 States See Equity Gains, With Connecticut and New Jersey Leading Growth. SAN FRANCISCO, Dec. 3, 2024 /PRNewswire/ -- Unison, the pioneer of equity sharing agreements, today announced the release of its 2024 Annual Home Equity Report, a comprehensive analysis of the U.S. housing market that highlights notable trends in home equity growth across states and metropolitan areas. The report is available for free download on Unison's website and offers distinct insights for homeowners, investors, media and financial analysts