United Fintech appoints three new partners to scale wholesale finance infrastructure. Quick summary. United Fintech has appointed Guy Hopkins, Rasmus Bagger, and Darren Coote as new partners to lead its next phase as a wholesale finance infrastructure provider. The move establishes a long-term ownership model supported by major banks like Citi and Barclays, focusing on AI-native financial products and shared industry platforms. How does united fintech scale wholesale finance infrastructure? United Fintech solves the problem of fragmented legacy systems by providing a neutral infrastructure layer where financial institutions can collaborate. By appointing three new partners - Guy Hopkins, Rasmus Bagger, and Darren Coote - the firm is transitioning from a startup phase to a permanent institutional platform. This model ensures that the individuals building the technology have long-term equity alignment, mirroring the stability required by their Tier-1 bank clients. * 250+ financial institutions currently utilize the platform. * 11 of 12 largest global banks are active users. * 5 major banks (Barclays, BNP Paribas, Citi, Danske Bank, Standard Chartered) act as strategic shareholders. What is the impact of the new senior leadership team? The new leadership structure is designed to accelerate global commercial growth and product innovation. With Marc Levin returning as Group COO and Guy Hopkins serving as Chief Product Officer, the company is prioritizing an AI-first product strategy. This leadership team is tasked with transforming individual fintech products into a unified platform approach, allowing banks to discover and adopt new technologies without the friction of multiple vendor integrations. Why is a neutral partnership model essential for banks? For wholesale finance, neutrality and longevity are critical. United Fintech's partnership model ensures the platform isn't controlled by a single entity, fostering a shared foundation for the industry. By involving both internal partners and external bank shareholders, the company creates a governance structure that supports capital markets infrastructure over decades. This collaborative environment enables institutions to build once and benefit together, reducing the total cost of ownership for wholesale finance infrastructure. Ff news take: United Fintech is successfully moving the needle by proving that the 'platform of platforms' model works for Tier-1 banks. By locking in key talent through a formal partnership, they are signaling to the market that they are a permanent fixture in the financial stack, not just another fintech exit play. This structural maturity is exactly what wholesale finance needs to finally embrace true digital transformation. Featured speakers.

United Fintech acquires 100% of Trade Ledger to advance AI innovation in banking. London, Nov. 05, 2025 (GLOBE NEWSWIRE) - United Fintech, the digital transformation group for financial institutions, has acquired Trade Ledger, the pioneering technology company behind an AI-powered solution that automates commercial and business lending. Trade Ledger brings to United Fintech a strong customer base that includes Barclays and Bank of Queensland, along with proven expertise in data-driven lending and commercial banking automation. The company will retain its leadership and brand identity while becoming an integral part of United Fintech's expanding Commercial Banking division. "AI is redefining how banks operate, and Trade Ledger is at the forefront of that change. Trade Ledger CEO and Co-Founder Martin McCann and his team have built exceptional technology that transforms lending into a real-time, data-driven experience for customers. Together with our acquisition of CBA earlier this year, we're now building the most complete digital infrastructure for commercial banking, from lending and trade finance to payments. Through the United Fintech ecosystem, we're scaling this innovation globally to give financial institutions the intelligent infrastructure they need to thrive in the AI era," said Christian Frahm, CEO and Founder of United Fintech. The acquisition of Trade Ledger follows United Fintech's successful integration of CBA earlier this year, which added payments and trade finance capabilities to the group. Together, they highlight the growing demand from banks for smarter, AI-driven solutions and create strong synergies between payments and commercial banking technology, strengthening United Fintech's position as a strategic partner helping financial institutions automate workflows, enhance credit decisioning, and accelerate digital transformation. The acquisition is structured as an all-share transaction, aligning the long-term interests of both companies. As part of the deal, Trade Ledger's founders have exchanged their shares for equity in United Fintech, reflecting their confidence in the shared vision and future growth potential of the combined group. "Joining United Fintech marks an exciting new chapter for Trade Ledger. As founders, our ambition has always been to transform how banks use data and technology to serve their customers. By becoming part of United Fintech, we gain the expertise, scale, and global reach to accelerate that vision and deliver impact faster than we could alone. We're also proud to become shareholders in United Fintech, reflecting our belief in the long-term value of being part of something bigger," said Martin McCann, CEO and Co-Founder of Trade Ledger. About Trade Ledger - Trade Ledger provides the world's first AI-native Agentic Platform for commercial banking, helping financial institutions transform their lending landscape. The platform uses proprietary data models and advanced AI workflows to automate loan origination, underwriting, and portfolio management, enabling banks to deploy capital more efficiently and securely. The company was founded in 2016 in Sydney, Australia and is headquartered in London, UK. For further information, visit www.tradeledger.io About United Fintech - United Fintech, founded in 2020, is an industry-neutral digital transformation group that brings financial institutions and fintechs together in a single ecosystem. By acquiring and integrating proven fintech solutions, United Fintech simplifies procurement and accelerates deployment, giving banks and institutions seamless access to innovation. Backed by strategic investors such as BNP Paribas, Citi, Danske Bank, and Standard Chartered, United Fintech combines capital markets expertise with innovation to help financial institutions address challenges and drive sustainable growth. For further information, visit www.unitedfintech.com Contact - For further enquiries, please contact [email protected], or +4520729972