Unlimit

Unlimit

Borderless payment infrastructure provider

Overview

Unlimit provides borderless payment services for businesses, helping them operate locally and globally. It runs a large, self-built payment infrastructure that supports accepting payments, sending payments, and managing corporate funds. Companies can issue cards, access alternative payment methods, and handle international transfers through a single platform. The product works as a payment infrastructure-as-a-service: businesses integrate Unlimit’s platform to process payments, issue and manage cards, and settle funds across multiple regions. What sets Unlimit apart is its extensive geographic coverage and wide array of local payment options, enabling companies to enter new markets with ease. Its goal is to support innovative businesses by moving beyond traditional banking, providing a scalable, global financial backend for growth.

About Unlimit

Simplify's Rating
Why Unlimit is rated
C
Rated B on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

London, United Kingdom

Founded

2009

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Simplify's Take

What believers are saying

  • September 17, 2026, Polygon integration positions Unlimit inside the fastest-growing stablecoin payments narrative.
  • September 3, 2026, Hopscotch adopted Unlimit for UPI and cards during peak checkout loads.
  • May 7, 2026, Decentro partnership opens Indian cross-border merchants across Europe, LATAM, Southeast Asia, and Africa.

What critics are saying

  • September 15, 2026, Unlimit Group A/S filed reconstruction for Haslev1409, after failed bank talks.
  • Tracxn on September 17, 2026, still lists Unlimit as unfunded, limiting M&A and burn buffers.
  • Stablecoin off-ramps face MiCA, banking, and custody scrutiny; one enforcement action can freeze Stable.com.

What makes Unlimit unique

  • September 17, 2026, Stable.com lets Polygon users send USDT or PYUSD directly to bank accounts.
  • Unlimit covers 180 countries and 150 currencies, giving merchants unusually broad local-rail reach.
  • July 24, 2026, Xiaomi GetApps deepened Unlimit's gaming distribution-plus-payments bundle.

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Benefits

Hybrid Work Options

Paid Vacation

Company News

Demivolt
Sep 18th, 2026
Unlimit brings self-custody stablecoin payouts to Polygon network.

Unlimit brings self-custody stablecoin payouts to Polygon network. Published 4 days ago Unlimit's Stable.com platform now lets Polygon users send USDT and PYUSD directly to bank accounts from self-custody wallets, eliminating the need for custodial intermediaries. Direct wallet-to-bank transfers. Unlimit has integrated its Stable.com platform into the Polygon Open Money Stack, allowing businesses and individuals to send bank transfers straight from self-custody wallets on the Polygon network. The service supports USDT and PayPal USD (PYUSD). Users can now execute transactions in their own name without moving stablecoins to a custodial platform first. Traditional stablecoin-to-fiat off-ramps require transferring funds to an intermediary before processing payouts, but this integration lets holders maintain control of their assets during the entire transfer. Eliminating custody friction. Polygon Labs CEO Marc Boiron emphasised the significance of keeping control during transactions. People should not have to surrender control of their assets simply because they want to send money to a bank account. Stable.com gives USDT and PYUSD holders a direct route from their Polygon wallets to the payment systems people already use. This is the connection between onchain money and everyday financial services that Polygon Open Money Stack was built to support. Stable.com infrastructure. Stable.com serves as Unlimit's financial platform, offering a global account with local banking details, multi-currency balance management, payment cards, and treasury tools. The platform also provides access to tokenised assets and decentralised finance protocols across multiple blockchain networks. The partnership connects Polygon-based stablecoins to Unlimit's payment infrastructure, which operates in more than 180 countries and supports payouts in over 150 currencies. Polygon Open Money Stack. Polygon Open Money Stack combines blockchain settlement, fiat on- and off-ramps, embedded wallets, and cross-chain routing capabilities. The Polygon network has processed more than eight billion cumulative transactions to date. Unified money management vision. Unlimit founder and CEO Kirill Eves outlined the company's broader vision for financial infrastructure. The future of finance will not be divided between traditional and digital systems. People and businesses will expect money to move freely across currencies, accounts and blockchain networks without having to navigate the infrastructure behind them. Adding Polygon advances its vision for Stable.com: one place to manage money, regardless of the currency, asset or network underneath it. Original coverage by electronic payments international. Use the button below to read the article on the publisher website. Related to this article

FinTech Global
Sep 3rd, 2026
Hopscotch taps Unlimit to strengthen peak-period payments.

Hopscotch taps Unlimit to strengthen peak-period payments. September 3, 2026 Hopscotch has rolled out Unlimit's payment solution across its website and mobile app as the Indian children's fashion retailer looks to strengthen checkout performance during periods of peak demand. The deployment is designed to support Hopscotch during seasonal launches, festive campaigns and flash sales, when transaction volumes can rise sharply. The solution supports both domestic Unified Payments Interface (UPI) transactions and card payments, routing transactions through available payment options and retrying eligible payments that initially fail. The aim is to reduce payment failures at checkout and improve the conversion of shoppers into completed transactions during high-volume periods. Hopscotch operates a catalogue of more than 40,000 products and adds around 500 new styles each day, increasing the pressure on its payment infrastructure as demand rises during major shopping periods. Data from Unicommerce showed Indian ecommerce order volumes increased 24% year on year during the 2025 Diwali period, highlighting the scale of demand retailers can face during the country's key festive shopping windows. Unlimit provides financial infrastructure across more than 180 countries and 150 currencies, integrating with local payment methods to support domestic and cross-border commerce. Founded in 2009, the company is headquartered in San Francisco and London and also operates Stable.com, a financial platform offering multi-currency balances, cards and treasury tools. Its customers include Xiaomi, Telegram, Convera and inDrive. Unlimit CEO of Global Payments Irene Skrynova said, "The battle for conversion is not won when a shopper clicks 'buy'. It is won when the payment goes through. During peak retail periods, every avoidable failure is a customer and a sale that a retailer has already worked hard to earn." The deployment highlights the growing focus among ecommerce businesses on payment reliability as retailers look to protect conversion rates during periods of heightened online demand. Read the daily FinTech news for the intelligence and early insight that keeps industry leaders ahead of what's next. Enjoying the stories? Investors. The following investor(s) were tagged in this article.

Unlimit
May 12th, 2026
Comviva and Unlimit partner to strengthen global payment capabilities for merchants.

Comviva and Unlimit partner to strengthen global payment capabilities for merchants. Unlimit, the global growth infrastructure provider, has partnered with Comviva, a global leader in digital transformation solutions, specialising in customer experience management, data monetisation, and digital financial services, to enable simplified, reliable checkout experiences for merchants. Unlimit Experts

Financial IT
May 7th, 2026
Unlimit and Decentro partner to power cross-border growth infrastructure for Indian businesses.

Unlimit and Decentro partner to power cross-border growth infrastructure for Indian businesses. * Payments * 07.05.2026 09:59 am Unlimit, the global financial infrastructure platform, today announced that Decentro, India's leading fintech enabler, has integrated the platform's universal operating layer to extend its cross-border payment capabilities into new markets and payment methods. Through this integration, Decentro's partners can now access Unlimit's proprietary payment network, effectively collapsing the fragmented global payment landscape into a single, high-performance financial infrastructure. As Indian fintechs and digital platforms scale globally, they face a wall of structural complexity: disparate regulatory requirements, fragmented local payment rails, and high-latency settlement cycles. By combining Decentro's licensed payment infrastructure with both Unlimit's payments stack and the access to local alternative payment methods it provides across Europe, Southeast Asia, LATAM, and Africa, the partnership delivers a unified experience for Indian businesses looking to scale globally - without adding complexity. While these markets represent a significant opportunity for merchants - with Southeast Asia's digital economy projected to reach $1 trillion by 2030 and Africa's digital payment economy expected to reach $1.5 trillion by the same year - businesses often face operational complexity when scaling across them. The partnership moves cross-border commerce from a logistical challenge to a matter of code. By combining Decentro's licensed infrastructure with Unlimit's extensive global APM access and deep market regulatory expertise, the partnership enables customers to accept locally preferred payments such as PIX in Brazil, SEPA Instant in Europe, and regionally dominant e-wallets in APAC, without the need for multiple local entities or fragmented third-party providers. This infrastructure-first approach provides Indian businesses with a unified programmable layer for payment acceptance and fund orchestration. Together, Decentro and Unlimit handle the underlying complexity of multi-currency conversion, local compliance, and smart routing, allowing businesses to settle transactions with the speed and precision of a local domestic player. Irene Skrynova, CEO, Global Payments at Unlimit, said, "Unlimit was built to be the foundational layer for the world's most ambitious platforms. Our partnership with Decentro enables businesses anywhere to access a truly end-to-end global payments capability, empowering the next wave of innovators to scale at the speed of the internet. Our mission is to provide the programmable rails that make hyper-local market depth accessible to every business, ensuring that moving value globally is a matter of code, not geography." Rohit Taneja, Founder and CEO at Decentro, added, "To compete effectively on a global stage, our customers require access to sophisticated, high-fidelity financial infrastructure. By integrating Unlimit's proprietary stack, we are giving global merchants a definitive gateway to international markets. This partnership allows our customers to deliver localised payment experiences anywhere in the world, backed by the scale and regulatory certainty of a global leader."

Unlimit
Mar 16th, 2026
Unlimit becomes Strategic Fintech Partner for CYGMA, supporting the growing global gaming industry.

Unlimit becomes Strategic Fintech Partner for CYGMA, supporting the growing global gaming industry. Unlimit has been named Strategic Global Fintech Partner for CYGMA, the Cyprus Game Makers Association. Unlimit Experts Unlimit will provide the organisation's members with a dedicated global payment infrastructure and fintech support. The partnership will support Cyprus' fast-growing games sector, which includes more than 300+ game studios and generates an estimated $1.6B in annual revenue. Through this collaboration, CYGMA members will gain access to exclusive benefits tailored for international game studios. These include deep financial services expertise in payment solutions for the game development industry, dedicated account management with a personal approach, fast online onboarding, and competitive fees tailored for CYGMA members. As game development companies increasingly operate across multiple regions, platforms, and revenue models, efficient cross-border payment infrastructure has become essential. The partnership strengthens the financial backbone available to studios within the CYGMA ecosystem, enabling smoother international transactions and scalable operational support. "We chose Unlimit because they understand how modern game studios operate - internationally, digitally, and at scale. Their focus on personal service and their industry expertise make them a natural partner," said Andrey Ivashentsev, General Manager at CYGMA. "Having supported game development studios for nearly a decade, we see Cyprus becoming an exciting industry hub. Modern studios manage cross-border payments, diverse revenue streams, and evolving regulations. Our focus is on removing operational friction by providing the payment infrastructure and expertise that studios need to scale and compete internationally. We are proud to work with CYGMA members to help develop Cyprus as a game development hub," said Sergejs Dupleca, Head of Business Growth & Partnerships, Unlimit Accounts at Unlimit. The partnership reflects Unlimit's broader commitment to supporting growth in emerging technology ecosystems and enabling businesses to scale internationally through robust financial infrastructure. The collaboration marks another step in strengthening the infrastructure supporting Cyprus' growing role in the global games industry.

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