WWintrust Financial coordinates a network of community and commercial banks that provide banking, wealth management, insurance premium financing, mortgage origination, and related financial services across 175+ locations in Chicagoland, NW Indiana, southern Wisconsin, and Florida. Customers access products through checking and savings accounts, loans and lines of credit, and cash management, with wealth management offering advisory services and planning, premium financing enabling payment of insurance premiums over time, and mortgage origination helping clients secure home loans. The company differentiates itself by offering a broad, locally focused set of services across a wide regional footprint, tailored to community needs through its multiple divisions. Its goal is to deliver accessible, comprehensive financial solutions to individuals and businesses while expanding its network of community banks and services.
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Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Rosemont, Illinois
Founded
1995
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Total Funding
$111.7M
Above
Industry Average
Funded Over
0 Rounds
Simply Wall St has flagged three stocks that screen as undervalued on future cash flows, trading up to 45% below fair value: Wintrust Financial, Alphabet, and Amazon.com. The screener surfaces 474 more companies with similar cash flow and valuation gaps. Wintrust Financial, a Chicago-based regional bank, is valued at about $9.6 billion. Its Community Banking arm brings in about $2.1 billion in revenue, Specialty Finance about $538 million, and Wealth Management about $214 million. Alphabet is valued at about $4,145.1 billion. Google Services generates about $367.1 billion in revenue and Google Cloud about $77.6 billion. Amazon.com is valued at about $2.7 trillion. North America brings in about $453.7 billion, International about $173.6 billion, and AWS about $148.4 billion.
Wintrust Financial reported second-quarter revenues of $739.5 million, up 9.9% year on year, meeting analysts' expectations. However, the company slightly missed net interest income estimates whilst narrowly beating earnings per share forecasts. The Chicago-area regional bank, which operates community banks and provides specialty finance services including insurance premium financing and wealth management, achieved its sixth consecutive quarter of record net income. Chief executive Timothy Crane highlighted "strong diversified loan growth funded by robust organic deposit growth" as evidence of the company's business model strength. Despite the record results, Wintrust's shares fell 2.7% following the announcement, trading at $159.22. The stock was amongst 93 regional banks tracked, which collectively reported mixed second-quarter results with revenues meeting consensus estimates.
Wintrust Financial met Wall Street's revenue expectations in Q2 2026, reporting sales of $738.6 million, up 9.8% year on year. The regional banking company's non-GAAP profit of $3.30 per share beat analysts' consensus estimates by 4.7%. The quarter marked Wintrust Financial's sixth consecutive quarter of record net income. Net interest income reached $597.4 million, showing 9.3% year-on-year growth, though it slightly missed analyst estimates of $603.9 million. Chief Executive Officer Timothy S. Crane highlighted strong diversified loan growth funded by robust organic deposit growth. Founded in 1991 as a community-focused alternative to big banks in the Chicago area, Wintrust Financial has achieved an 11% compounded annual revenue growth rate over the past five years.
Wintrust Financial reported first-quarter results featuring robust loan and deposit growth, stable net interest margin and disciplined expense management. Revenue reached $715.8 million, beating analyst estimates of $707.2 million, whilst adjusted earnings per share of $3.22 exceeded expectations of $2.96. CEO Timothy Crane emphasised that "all of our growth is organic", highlighting momentum from existing business lines. Credit quality metrics remained stable, with low levels of nonperforming assets and charge-offs. The company's exposure to commercial real estate and speciality finance remains well diversified and monitored. During the earnings call, analysts questioned loan growth timing, premium finance outlook, deposit sustainability and wealth management revenue. Management indicated confident expectations for continued customer acquisition and stable competitive dynamics in core markets, though wealth management revenue should normalise in coming quarters.
Wintrust Financial reported Q1 revenue of $715.8 million, beating analyst estimates of $707.2 million with 11.4% year-on-year growth. Non-GAAP earnings per share of $3.22 exceeded consensus by 8.7%. The regional bank's results were driven by organic loan and deposit growth, with deposits up $1.2 billion and loans up $1 billion on an annualised basis. Net interest margin remained stable at 3.56%, whilst wealth management and operating lease income boosted noninterest revenue. Credit quality metrics stayed strong, with nonperforming assets and charge-offs at low levels. CEO Timothy Crane stated the company expects "solid net interest income growth in the coming quarters", projecting particularly strong loan growth in Q2 from property and casualty premium finance. Management plans to maintain net interest margin near 3.5% whilst investing in digital capabilities.
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Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Rosemont, Illinois
Founded
1995
Find jobs on Simplify and start your career today