Hunnisett and Porter join L&C Mortgages in senior roles. September 24, 2026 L&C Mortgages has made two appointments to its senior team, with Rachael Hunnisett joining as director of partnerships and communications and Kristina Porter as chief transformation and technology officer. Hunnisett was most recently director of mortgage distribution at April Mortgages and brings experience from across the mortgage lending and advice sectors, having previously worked at the Green Finance Institute (GFI) and Skipton Building Society. She will also support L&C's integrated communications and public relations strategy, strengthen relationships with key stakeholders and raise awareness of partnership opportunities across the sector. Hunnisett (pictured, left) said: "I am delighted to be joining the team. It's an incredibly exciting time to be joining L&C, with a huge amount of opportunity ahead. I'm passionate about building strong partnerships, bringing teams together around shared goals and, ultimately, making sure what Mortgagesolutions do delivers real value for both its customers and the business. "I'm very much looking forward to building on the existing strengths of the business and driving forward the next phase of growth." Porter will lead L&C's transformation, aligned with technology to support its growth strategy. She will work with the executive team to deliver its strategy into measurable business outcomes. She has more than 20 years' experience leading large-scale transformation across technology, operating models, and business performance in complex, regulated environments. Porter was most recently transformation director at Worldpay, a payments technology and software company. There, she led a global portfolio of strategic initiatives. Before this, she held senior transformation roles at Sky and Simplyhealth, where she delivered technology and business change programmes, including operating model redesign, digital transformation, scaled agile delivery, and enterprise-wide portfolio governance. Porter (pictured, right) said: "I'm thrilled to join the L&C team and be a part of the exciting growth trajectory that the business is targeting. I'm looking forward to building on all the good work that's already underway, as Mortgagesolutions look to underline L&C's position as the UK's favourite mortgage partner. "I was particularly attracted by L&C's commitment to putting its people at the heart of its transformation. My passion is in using technology and data to drive better customer experiences, improve productivity, and unlock growth. The focus on colleagues and customers will not only allow technology to power the business forward but also ensure that the change is managed and seamless." Mark Harrington, chief executive of L&C Mortgages, added: "I'm excited to announce the addition of Rachael and Kristina to the L&C team. L&C is at an important stage in its growth and transformation, and their experience will be key to helping shape the next phase of its development. "Rachael's focus on not only strengthening our existing partnerships but also driving new opportunities and Kristina's experience in managing transformation across a broad range of businesses will be invaluable, as L&C takes the next stride forward." He said: "The addition of Rachael and Kristina to the team will help L&C achieve its goal of continuing to lead the way in delivering great value mortgage advice and service to our customers."

Hunnisett joins L&C Mortgages in senior team expansion. L&C Mortgages has announced two new appointments to its senior team. Rozi Jones | Editor, Financial Reporter 24th September 2026 L&C Mortgages has appointed Rachael Hunnisett as its new director of partnerships and communications. Hunnisett has worked in roles spanning the mortgage lending and advice market, most recently as director of mortgage distribution at April Mortgages. In her new role, she will lead the development of L&C's existing partnerships while identifying new opportunities to expand L&C's reach to a broader customer base, playing a key role in shaping the future direction of the partnership proposition. Rachael will also contribute to L&C's integrated communications and public relations strategy. Kristina Porter has also joined the senior L&C team as its chief transformation and technology officer. Porter brings over 20 years' experience delivering large-scale transformation across technology, operating models, and business performance in complex, regulated environments. Most recently, Kristina was transformation director at Worldpay, the payments technology and software company, where she led a global portfolio of strategic initiatives. Prior to that, she held senior transformation roles at Sky and Simplyhealth, where she delivered major technology and business change programmes, including operating model redesign, digital transformation, scaled agile delivery, and enterprise-wide portfolio governance. Rachael Hunnisett commented: "I am delighted to be joining the team. It's an incredibly exciting time to be joining L&C, with a huge amount of opportunity ahead. I'm passionate about building strong partnerships, bringing teams together around shared goals and, ultimately, making sure what Financial Reporter do delivers real value for both its customers and the business. "I'm very much looking forward to building on the existing strengths of the business and driving forward the next phase of growth." Kristina Porter said: "I'm thrilled to join the L&C team and be a part of the exciting growth trajectory that the business is targeting. I'm looking forward to building on all the good work that's already underway, as Financial Reporter look to underline L&C's position as the UK's favourite mortgage partner. "I was particularly attracted by L&C's commitment to putting its people at the heart of its transformation. My passion is in using technology and data to drive better customer experiences, improve productivity, and unlock growth. The focus on colleagues and customers will not only allow technology to power the business forward but also ensure that the change is managed and seamless." Mark Harrington, CEO of L&C, added: "I'm excited to announce the addition of Rachael and Kristina to the L&C team. L&C is at an important stage in its growth and transformation, and their experience will be key to helping shape the next phase of its development. "Rachael's focus on not only strengthening its existing partnerships but also driving new opportunities and Kristina's experience in managing transformation across a broad range of businesses will be invaluable, as L&C takes the next stride forward. "The addition of Rachael and Kristina to the team will help L&C achieve its goal of continuing to lead the way in delivering great value mortgage advice and service to our customers." Popular this week Latest from Property Reporter Latest from Protection Reporter

Compare card payment providers: What should your business really be looking for? If you're reviewing your business costs, it's easy to focus on one number: the rate you're paying to take card payments. But in its experience at Switch4Profit, that's only part of the picture. The right payment solution needs to work with your EPOS, support your team when things go wrong, get your money into your bank quickly and give you the flexibility to change as your business grows. That's why Switch4Profit Ltd believe it's worth looking at the whole package, rather than simply comparing headline rates. So, how do they compare? There are plenty of payment providers competing for UK businesses, from established names such as Worldpay and Barclaycard to newer providers including Dojo, Teya, Square, SumUp and Flatpay. They all have their strengths, but there can be some important differences when you look beyond the headline price. It's not just about the headline rate. Switch4Profit Ltd has seen businesses spend far too much time comparing transaction rates without looking at what they're actually paying overall. For example, a flat rate might look attractive when you're processing a relatively small amount each month. But as your turnover increases, the difference between a flat rate and a properly structured pricing model can become significant. There can also be other costs to consider - monthly fees, settlement charges, terminal rental, PCI fees, authorisation fees and contract termination costs. The rate on the sales proposal isn't necessarily the number that matters most. Your total cost is. That's why Switch4Profit Ltd always recommend looking at your actual statements and invoices before deciding whether you're getting a good deal. Technology matters too. For a busy pub, restaurant, club or retail business, your card machine doesn't operate in isolation. It needs to work with your tills and EPOS, keep transactions moving when you're busy and make life easier for the people running the business. Dojo has integrations with more than 450 EPOS systems, meaning businesses have a wide choice of technology rather than being forced into one particular ecosystem. For hospitality businesses in particular, the ability to connect payments with EPOS, bookings and other systems can make a real difference. It can reduce manual keying, speed up service, simplify reconciliation and give you better visibility of what's happening across the business. And then there's support. A payment system can work perfectly for months - until it doesn't. When you're standing behind a busy bar on a Saturday night and payments stop working, being able to speak to someone quickly is very different from submitting an online support request and waiting for a response. Dojo provides 24/7 UK-based human support, which is particularly relevant for businesses that trade evenings and weekends. Cash flow is another big consideration. Getting paid isn't the same as having access to your money. For businesses with significant weekend turnover, waiting several days for funds to reach the bank can put unnecessary pressure on cash flow. Dojo offers next-business-day settlement, with faster settlement options also available. For a hospitality business that can take a significant amount of money over a weekend, that can make a meaningful difference. What about the other providers? There isn't a single payment provider that is right for every business. Square has built a strong reputation for simplicity and ease of getting started, particularly among smaller businesses. However, businesses wanting more advanced functionality may need to move onto paid plans, and its approach is more closely tied to the Square ecosystem. SumUp is another popular option for smaller businesses and mobile traders, with simple hardware and straightforward pricing. However, flat-rate pricing can become less attractive as transaction volumes increase. Flatpay promotes a very simple proposition and a low headline transaction rate. But businesses should look closely at the length of the agreement, terminal costs and what is included within the headline rate. Teya offers an increasingly broad range of payment, EPOS and financial services for SMEs. As with any provider, it's important to look beyond the headline offer and understand the full pricing structure, settlement options and contract terms. Worldpay, Elavon and Barclaycard are established providers with extensive experience and large customer bases. However, businesses should check contract length, settlement times, additional fees and termination arrangements before signing up. The point isn't that one provider is automatically right for everyone. It's about finding the right fit for your business. So, what should you actually compare? Before switching payment provider, Switch4Profit Ltd'd suggest looking at these five things: 1. Your total monthly cost. Don't just compare the transaction rate. Look at every fee you're paying. 2. Your contract. How long are you tied in for? What happens if you want to leave? Are there automatic renewals or termination charges? 3. Your technology. Will the payment system integrate properly with your existing EPOS, bookings and other systems? 4. Your cash flow. How quickly will your money reach your bank account, particularly after busy weekends? 5. The support you'll receive. That's where Switch4Profit comes in. At Switch4Profit, Switch4Profit Ltd don't believe businesses should switch provider simply because someone has offered them a lower rate. Switch4Profit Ltd look at the bigger picture. Switch4Profit Ltd review your current setup, your costs, your technology and your contracts, then help you understand where there may be opportunities to save money or improve the way your business operates. And its advice is completely free. If you're a pub, restaurant, club, retailer or other SME and you're wondering whether you're getting a good deal, send Switch4Profit Ltd your current statement. Switch4Profit Ltd'll take a look and tell you what Switch4Profit Ltd find. No hard sell. No obligation. Just straightforward advice.