Yapily

Yapily

Open banking API platform for payments

Overview

Yapily provides an open banking platform that lets banks and financial institutions connect with its services through an API. This API enables client applications to communicate with Yapily’s system to access data and process payments, offering features like secure payments, real-time cash flow visibility, and automated data entry. The platform also supports credit and affordability assessments to help improve loan conversions, and it handles licensing so clients can innovate across payments and data without extra licenses. Yapily’s approach focuses on secure, easy integration that helps its clients improve user experience and increase conversion rates. Its goal is to help financial brands deliver smooth, compliant open banking experiences while growing their business.

About Yapily

Simplify's Rating
Why Yapily is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Series B

Total Funding

$69.3M

Headquarters

London, United Kingdom

Founded

2017

Get referred to Yapily

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • July 2026 Google expanded Yapily verification to eleven SEPA markets, accelerating volume.
  • February 2025 Adyen partnership broadened Yapily into merchant onboarding and KYB demand.
  • August 2026 cVRP launches unlock recurring account-to-account payments in utilities, finance, and ecommerce.

What critics are saying

  • January 2026 FinTelegram flagged Yapily rails feeding offshore casino payments and compliance exposure.
  • Google and Adyen can commoditize Yapily by internalizing verification flows after integration.
  • FCA rule changes or bank consent failures would break Yapily's core connectivity model.

What makes Yapily unique

  • July 2026: Yapily connects Google Cloud to 2,000 banks across 19 markets.
  • February 2025: Adyen chose Yapily for merchant verification and onboarding across Europe.
  • August 2026: Yapily is a UKPI founding shareholder launching commercial VRP coverage.

Help us improve and share your feedback! Did you find this helpful?

Funding

Total Funding

$69.3M

Above

Industry Average

Funded Over

3 Rounds

Series B funding is typically for startups that have proven their business model and need more funding to expand rapidly—often by entering new markets or adding more products. Investors are usually venture capital firms that specialize in later-stage investments.
Series B Funding Comparison
Above Average

Industry standards

$35M
$45M
Linktree
$51M
Yapily
$65M
Substack
$100M
ClickUp

Benefits

Health Insurance

Life Insurance

Disability Insurance

Mental Health Support

Paid Vacation

Remote Work Options

Hybrid Work Options

Parental Leave

Company Equity

Employee Referral Bonus

Professional Development Budget

Commuter Benefits

Team Social Events

Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

2%

2 year growth

0%
Open Banking Expo
Jul 15th, 2026
Wollette partners with Yapily to enable sweeping VRPs for wallet funding.

Wollette partners with Yapily to enable sweeping VRPs for wallet funding. Wollette, the integrated commerce platform connecting merchants, consumers, and banks, has announced its use of Yapily's Open Banking infrastructure to enable sweeping Variable Recurring Payments (VRP) for wallet funding and balance management. Wollette provides consumers with an interest-bearing wallet that can be used to save and spend. Through Yapily's sweeping VRP capability, customers can authorise automatic transfers from their personal bank account to their wallet whenever the wallet balance falls below a customer-defined threshold, without needing to manually initiate each transfer. Advancing account-to-account payments in everyday retail. Wollette gives merchants a suite of tools built around Open Banking, including a point-of-sale system, digital receipts, customer loyalty programmes, and data analytics. By combining the convenience consumers have come to expect from card-based payments with the efficiency of account-to-account infrastructure, Wollette is delivering a streamlined payment experience for consumers while helping merchants reduce payment acceptance costs. The integration with Yapily forms an important part of this experience by enabling customers to automatically replenish their wallet balance through customer-authorised sweeping VRPs. This helps ensure funds are available when needed while removing the need for repeated manual top-ups. The same experience extends online through Wollette's pay-by-link functionality, giving merchants a unified way to accept payments across channels while providing consumers with a simple and consistent payment experience. Yapily is an Event Partner of Open Banking Expo UK & Europe 2026, which takes place on 13-14 October at the Business Design Centre in London. Click here to find out more.

Open Banking Expo
Oct 9th, 2025
Google taps Yapily to power bank account verification in Europe

Yapily - Europe's leading Open Banking infrastructure provider - has announced its strategic collaboration with Google to support the rollout of Google's bank account verification service as an option for business customers in Europe.

FF News
Apr 25th, 2025
Riseup Partners With Yapily To Bridge The Gap Between Financial Insights And Payments

RiseUp, the AI-driven financial insights tool, has partnered with European open banking infrastructure provider Yapily to help RiseUp customers turn insights into action by enabling fast and seamless payments between accounts. Founded in 2017, RiseUp harnesses the power of open banking and AI to help financial institutions instantly deploy deposit and lending conversion strategies. By integrating Yapily’s Single Payments and Sweeping Variable Recurring Payments (VRPs) technology, RiseUp’s partners can now turn these strategies into impact in the form of payments.  By giving customers the ability to instantly move money to where it benefits them most, whether that’s paying down debt, increasing savings, or making investments, based on RiseUp’s AI recommendations. RiseUp’s use of Yapily’s payment infrastructure bridges the gap between data and payments, offering financial institutions and their customers a powerful tool to achieve their financial goals

FinTech BoostUP
Apr 24th, 2025
RiseUp Partners with Yapily to Enable Seamless Payments

RiseUp, the AI-driven financial insights tool, has partnered with European open banking infrastructure provider Yapily to help RiseUp customers turn insights into action by enabling fast and seamless payments between accounts.

Crowdfund Insider
Apr 11th, 2025
European Open Banking Fintech Yapily Partners with UK's Allica Bank

Europe's open banking infrastructure platform Yapily has partnered with the UK Fintech, Allica Bank, to bring the "benefits" of open banking top-ups to UK SME current accounts.

Recently Posted Jobs

Sign up to get curated job recommendations

Yapily is Hiring for 10 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →