A bank account represents a direct connection to a business or consumer’s daily financial life. It holds all manner of data points that give lenders and payment service providers the information they need to improve their decision making, ward off would-be fraudsters and inform credit underwriting. Call it “bank account intelligence.” As ValidiFI CEO John Gordon told Karen Webster in an interview, the granular details that give insight into an account’s behavior and payment performance are critical in improving the financial ecosystem at large as enterprises are better informed about attractive customer behavior that speeds approvals — and gets to more positive outcomes in the process

ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. In a new strategic integration, ValidiFI’s credit risk solutions will be added to DigiFi’s automated digital lending platform, the companies said in a Wednesday (Dec. 4) press release. “We are excited to add ValidiFI as a valuable partner to our platform,” DigiFi CEO and Co-Founder Joshua Jersey said in the release. “With this addition, our clients will gain access to credit risk solutions that provide a comprehensive view of creditworthiness, enabling more predictive, automated decisions.”

Collaboration enables real-time bank account enrollment for consumers to pay at convenience and wholesale petroleum retailers. ALPHARETTA, Ga., Nov. 20, 2024 /PRNewswire/ -- ValidiFI, Inc., the leading provider of predictive bank account and payment intelligence, is thrilled to announce a strategic technology integration with PDI Technologies, a global leader in the convenience retail and petroleum wholesale ecosystem, to offer real-time bank account validation within its consumer enrollment process for the PDI Payments solutions. The integration will also include GasBuddy, a PDI company. GasBuddy is the leading fuel savings platform saving North American drivers and consumers money on gas and more every day. Selecting ValidiFI as the preferred provider for bank account validation empowers consumers to choose how they enroll their bank account – using their online banking credentials or manually entering bank account information