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Senior Full-Stack Engineer - Member Benefits & Rewards

San Francisco, CA, USA

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San Francisco, CA, USA

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San Francisco, CA, USA

Full-Time

Senior Full-Stack Engineer

Member Benefits & Rewards

Posted on 5/6/2025

SoFi

SoFi

1,001-5,000 employees

Offers diverse personal finance solutions

No salary listed

Senior

Company Historically Provides H1B Sponsorship

San Francisco, CA, USA

Hybrid position requiring onsite presence 4 times per month.

Category
Full-Stack Engineering
Software Engineering
Required Skills
Kotlin
Kubernetes
React.js
Apache Kafka
Java
Postgres
Docker
TypeScript
Microservices
AWS
Scala
Connection
Connection
Connection
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Requirements
  • Bachelor’s Degree in Computer Science or related field.
  • 5+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
  • Full-stack experience, including frontend (React, TypeScript), infrastructure (CI/CD, observability tools).
  • Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot.
  • Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
  • Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
  • Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
  • Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
  • Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.
Responsibilities
  • Architect and scale high-performance systems and services that drive member growth and marketing efficiency.
  • Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
  • Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
  • Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
  • Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities.
  • Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.
  • Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies.

SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Their offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options. SoFi's platform is designed to be user-friendly and mobile-first, allowing members to access their financial tools easily. The company differentiates itself from competitors by offering a comprehensive suite of services under one roof, which encourages users to engage with multiple products. SoFi's goal is to support its members in achieving their financial objectives while fostering an inclusive environment and providing educational resources to simplify financial decisions.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2011

Simplify Jobs

Simplify's Take

What believers are saying

  • SoFi's member deposits grew to $27.3 billion, indicating strong customer trust.
  • The company secured $3.2 billion in commitments to expand its Loan Platform Business.
  • Cross-selling of financial products is accelerating, increasing customer lifetime value.

What critics are saying

  • Increased competition from digital investing platforms like Robinhood may affect SoFi's growth.
  • Resumption of student loan collections could lead to higher default rates among SoFi's customers.
  • SoFi's reliance on partnerships for loan origination exposes it to potential partner risks.

What makes SoFi unique

  • SoFi offers a comprehensive suite of financial products under one roof.
  • The company leverages mobile-first technology to enhance user experience.
  • SoFi provides educational resources to help users navigate complex financial decisions.

Help us improve and share your feedback! Did you find this helpful?

Benefits

You’re taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.

Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Growth & Insights and Company News

Headcount

6 month growth

-8%

1 year growth

0%

2 year growth

0%
Yahoo Finance
May 6th, 2025
Ohio Woman Left School With $52K In Debt — Yet She’S One Of The Lucky Ones As Loan Collections Set To Resume

Francesca Barrett, a Kent State graduate, has never missed a student loan payment — even during the pandemic. But that doesn’t mean she’s not struggling with the remainder of her $52,000 student loan. “My first paycheck of the month covers rent, student loan, groceries for two weeks, and I get about $30 left over,” she told News 5 Cleveland. “I look at that number that’s in my bank account two to three times a week.” Barrett is one of the lucky ones. She’s not in default, which puts her in a better position than over five million federal borrowers who are (and four million more nearing default). But that protection doesn’t apply to those who fall behind because starting May 5, the U.S

PYMNTS
Apr 29th, 2025
Sofi Member Deposits Grow To $27.3 Billion And Cross-Selling Accelerates

SoFi Technologies posted first-quarter earnings results Tuesday (April 29) that showed continued growth in deposits and debit spending, as well as a roadmap to fee-based and broadened product offerings, as cross-selling accelerated across its platform. During the quarter, the company added 800,000 new members, up 34% year on year to a current roster of more [] The post SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates appeared first on PYMNTS.com.

Yahoo Finance
Apr 26th, 2025
7 Key Signs You’Re Wealthier Than You Think

Controversial but consummately successful podcaster Joe Rogan once said he felt like he’d “made it” financially when he had enough money to eat at a restaurant at night without feeling guilty and stressed about what it cost the following day. Learn More: Here’s the Minimum Salary Required To Be Considered Upper-Middle Class in 2025 Read Next: How Far $750K Plus Social Security Goes in Retirement in Every US Region Rogan’s net worth is now estimated at $200 million, which is all the money in the world — unless you’re Elon Musk. That makes Rogan’s $200 million fortune he made bloviating opinions less than 0.05% of Musk’s $391 billion fortune he made buying cars and rocket ships. The point is that how you feel about wealth is subjective and can come from many sources. In a country where more than half of all six-figure earners reportedly live paycheck to paycheck, how do you know if you’re rich, or at least richer than you think? Here are eight key signs you may be wealthier than most Americans. Your salary, of course, plays a significant role in your ability to accumulate wealth and has a lot to do with how you measure up to the masses

Yahoo Finance
Apr 23rd, 2025
How To Beat Inflation This Year If You’Re Earning An Average Or Minimum Wage

Housing, groceries, gas, utilities and more: Basic needs are expensive these days. It might seem like no matter how much you earn, costs keep creeping up, making it harder to afford everyday life, even if you’re earning more than $60,000 per year. Read Next: 9 Things the Middle Class Should Consider Downsizing To Save on Monthly Expenses Try This: 12 SUVs With the Most Reliable Engines The U.S. Bureau of Labor Statistics found that the median weekly earnings of full-time workers was $1,194 in the first quarter of 2025. Considering there are 52 weeks in a year, that means the average full-time worker’s annual salary is about $62,088. However, despite what seems like a livable wage, most U.S

PYMNTS
Apr 17th, 2025
Sofi Adds $3.2 Billion In Commitments To Loan Platform Business

SoFi has secured agreements that amount to a $3.2 billion expansion to its Loan Platform Business, which refers prequalified borrowers to loan origination partners and originates loans on behalf of third parties.One agreement includes a $2 billion extension of an earlier agreement for personal loans with fund managed by affiliates of global investment manager Fortress Investment Group, while the other involves SoFi originating an additional $1.2 billion in loans with technology powered by a joint venture between Fortress and technology-driven investment firm Edge Focus, SoFi said in a Thursday (April 17) press release.The extension announced in the release builds on a $2 billion agreement between SoFi and Fortress that was announced in October, according to the release.“The additional $3.2 billion commitment helps us better meet borrower demand for personal loans while moving SoFi towards less capital-intensive and more fee-based sources of revenue,” SoFi CEO Anthony Noto said in the release. “We’re building strong momentum for our Loan Platform Business in 2025 and beyond.”Dominick Ruggiero, global co-head of asset-based credit at Fortress, said in the release that the extension of the agreement reflects Fortress’ confidence in SoFi’s consumer loan product offerings.“We are excited to expand this mutually beneficial partnership that helps increase the availability of personal loans for consumers and creates a compelling investment opportunity,” Ruggiero said.SoFi and Fortress Investment Group announced their original $2 billion Loan Platform Business agreement in October.In March, SoFi finalized an agreement with asset manager Blue Owl Capital that is worth at least $5 billion and will allow SoFi to expand its Loan Platform Business.The company said at the time in a press release that the two-year deal with Blue Owl reflects an increasing demand for personal loans from members and debt investors.“Blue Owl is excited to be partnering with SoFi to help meet the growing needs of customers through their loan platform business,” Ivan Zinn, head of alternative credit at Blue Owl, said in the March 13 release. “SoFi has been expanding credit access to more people with innovative solutions. We see a strong opportunity in being part of this growth through this strategic program.”