Senior Software Engineer - Identity Graph
About the job
- Shipped product features end-to-end in production, from ingestion through storage and API to the customer.
- Owned a Postgres schema that real money or decisions depended on and kept it up to date as it evolved.
- Strong asynchronous Python skills and experience running asynchronous services at scale.
- Deep Postgres expertise, including schema design under live load, using EXPLAIN ANALYZE, and zero-downtime migration tooling.
- Experience shipping real APIs with authentication dependencies, OpenAPI contracts, and structured response models using FastAPI or a close equivalent.
- Built multi-tenant APIs with access control correctly scoped at the data layer.
- Ingest and normalize heterogeneous public records into the graph, owning the full pipeline from ingestion through normalizer and repository to API surface.
- Build and maintain entity-resolution and linking systems to match businesses or people across sources despite inconsistent keys, misspelled names, and differently formatted addresses.
- Design and ship customer-facing APIs for search, lookup, monitoring, and webhook delivery for engineers to put into production quickly.
- Own schema design and zero-downtime migrations on a database operating continuously.
- Optimize performance and scale, including query patterns for tenfold volume, ingestion pipelines, and API latency as the graph grows.
- Build multi-tenancy and access control, ensuring every query is scoped by organization, user, and permission at the data layer.
- Entity resolution, record linkage, or fuzzy matching at scale.
- Search infrastructure using full-text, fuzzy, or vector search kept in sync with a Postgres system of record.
- KYC, KYB, fraud, or underwriting data-pipeline experience.
- Address parsing and normalization at country scale.
- Webhook delivery infrastructure, including retries, signing, idempotency, and ordering guarantees.
- GCP experience with Cloud Run, Cloud Tasks, Cloud SQL, and batch pipelines.
ABOUT BASELAYER
Every business in America needs a bank account to exist. The system that decides whether they're real, who's behind them, and whether they're a risk, runs on infrastructure from the 1980s. We're rebuilding that layer from scratch.
Baselayer is the identity layer for institutions across the United States: the most complete business graph in America and every human tied to it. We fuse public records, IRS data, sanctions lists, web signals, and fraud telemetry from 2,200+ financial institutions into a single graph that resolves any business and the humans behind it in milliseconds. The legacy credit bureaus took 50 years to build something that gets 60% match rates. We've built something that gets 98% in under two years.
Today we're trusted by over 20% of financial institutions in America including FIS, Rho, Socure and top five US banks. But the graph is becoming infrastructure for anyone who needs to know if a business is real and worth trusting: gig platforms, marketplaces, AI companies, and commerce infrastructure at scale.
Trust is the substrate of every financial transaction. We're rebuilding it.
ABOUT THE TEAM
AI agents are starting to transact: opening accounts, buying services, moving money on behalf of the businesses and people behind them. Every one of those transactions has a counterparty asking the question banks have always asked: who am I dealing with, and can I trust them? Today's identity infrastructure wasn't built to answer it at agent speed.
The Agentic Economy team is extending Baselayer's business graph into the trust layer for agentic commerce: verifiable credentials that bind an agent to the verified business and human behind it, a registry counterparties can query in real time, and verification APIs that plug into the networks, platforms, and protocols where agent transactions happen.
We run like a startup inside a startup: a small senior team led by our GM of Agentic Economy, working directly with payment networks, banks, wallet providers, and agent platforms. The category is being defined right now; the standards, seats, and infrastructure decisions of the next 18 months will be consequential for a decade.
ABOUT THE ROLE
Baselayer is building the most comprehensive, accurate, and continuously-current identity graph of US businesses and consumers. Every entity, officer, address, relationship, and public record we can responsibly source - ingested, normalized, linked, and kept fresh. That graph powers fraud detection, KYB onboarding, portfolio monitoring, sanctions screening, and a growing surface of customer-facing API products. We're hiring a senior engineer to own product features across that surface end-to-end: schema design, data ingestion, entity resolution, API endpoints, scope and multi-tenancy, and performance under real customer load.
WHAT YOU'LL DO
- Ingest and normalize heterogeneous public records into the graph, owning the full pipeline: ingestion to normalizer to repository to API surface.
- Build and maintain entity resolution and linking systems - matching the same business or person across sources where keys don't line up, names are misspelled, and addresses are formatted six different ways.
- Design and ship customer-facing APIs for search, lookup, monitoring, and webhook delivery - built for engineers who'll be live in production within a day of signing up.
- Own schema design and zero-downtime migrations on a database hot 24/7.
- Optimize performance and scale: query patterns for 10x volume, ingestion pipelines that finish before the next batch arrives, API latencies that don't drift as the graph deepens.
- Build multi-tenancy and access control: every query in the system scoped by org/user/permission at the data layer.
MINIMUM REQUIREMENTS
- Shipped product features that touched ingestion to storage to API to customer, end-to-end, in production.
- Owned a Postgres schema that real money or real decisions depended on, and stayed on top of its evolution.
- Strong async Python with experience running async services at scale.
- Deep Postgres expertise: schema design under live load, EXPLAIN ANALYZE as a reflex, zero-downtime migration tooling.
- FastAPI (or close equivalent): shipped real APIs with auth dependencies, OpenAPI contracts, and structured response models.
- Built multi-tenant APIs where access control is load-bearing and scoped correctly at the data layer.
WHAT SETS YOU APART
- Entity resolution / record linkage / fuzzy matching at scale.
- Search infrastructure - full-text, fuzzy, or vector - kept in sync with a Postgres system of record.
- KYC/KYB/fraud/underwriting data-pipeline experience.
- Address parsing/normalization at country scale.
- Webhook delivery infrastructure: retries, signing, idempotency, and ordering guarantees.
- GCP experience with Cloud Run, Cloud Tasks, Cloud SQL, and batch pipelines.
WORK LOCATION
- Based in SF; hybrid 4 days per week in office.
COMPENSATION
- Salary Range: $230k – $340k + Equity
BENEFITS
- Time off when you need it: Flexible PTO so you can recharge without red tape
- In-person energy: We're based in SF and meet in the office 4 days a week
- Competitive compensation: We pay well and back it with equity. We want you to think and act like an owner
- Career rocket fuel: You'll help build the foundation of a high-growth startup, working side by side with experienced founders and team members who've done it before
- Benefits on us: We cover 100% of your health, dental, and vision premiums. No surprise deductions from your paycheck
- 401(k) with company match: We match your contributions so your future self benefits too
- HSA contributions included: We contribute to your HSA on applicable plans, so your coverage works as hard as you do
- Stay healthy, stay sharp: A $250 monthly gym stipend to help you bring your best self to work, and everywhere else
- Lunch on us:Lunch stipend so you can stay fueled and focused without thinking about it
- A seat at the table: We believe in transparency, radical candor, and giving every team member a voice 🔥
About the company
Baselayer helps banks, fintechs and enterprises verify businesses and the AI agents acting for them, using Know Your Business (KYB) identity, credit and fraud data that SaaS customers rely on to onboard and underwrite merchants. This data prevents fraud and supports revenue growth for over 2,000 U.S. financial institutions. In 2026 Baselayer launched the Agentic Identity Suite, including Know Your Agent (KYA) credentials to verify which AI agent is acting, who authorized it, and whether a transaction should proceed, with partners such as FIS, Prove and Socure. The goal is to scale agentic identity infrastructure to reduce risk and enable trusted AI-enabled automation across financial services and other industries.
Company Size
11-50
Company Stage
N/A
Total Funding
N/A
Headquarters
Chandler, Arizona
Founded
2008
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Simplify's Take
What believers are saying
- M13 led Baselayer's $35 million Series A on September 22, 2026.
- ProveX integrated Baselayer on June 24, 2026, expanding distribution into onboarding flows.
- Nevermined and Baselayer launched September 2026 agentic payments, opening new transaction volume.
What critics are saying
- Visa, Mastercard, Stripe, and Shopify are building adjacent agent-commerce rails now.
- Banks buy Baselayer for fraud reduction; tighter underwriting budgets slow 2027 expansion.
- If major platforms standardize KYA, Baselayer becomes a commoditized data vendor.
What makes Baselayer unique
- Baselayer serves 2,300 institutions with live KYB data and fraud controls.
- Its September 2026 KYA suite binds agents to authorizers with cryptographic credentials.
- Partnerships with Prove, Socure, FIS, and Nevermined embed Baselayer into onboarding.
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Benefits
- Flexible Paid Time Off
- Remote Work Options
- Hybrid Work Options
- Healthcare
- 401(k) Retirement Plan
- Company Equity
Growth & Insights and Company News
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0%Baselayer raises $35 million; rolls out agentic identtity suite. Baselayer secures $35M to automate identity verification, aiming to reduce friction and false declines in the consumer financing process. Curated by Financing Your Way from original reporting by Finextra - Lending. Summary is AI-assisted and editorially reviewed - see its editorial standards. Baselayer's recent $35 million funding round and the launch of its 'agentic identity' suite signal a shift in how your lending partners approve customers. For retailers and operators, this technology is designed to fix a major headache: the 'gray area' where legitimate customers get flagged as fraud or rejected because their digital identity is thin. The company's new AI-driven tools help lenders verify applicants in real-time by analyzing more than just basic credit scores. This is particularly important for merchants in high-ticket industries like home improvement or automotive, where a false rejection at the point of sale can cost thousands in lost revenue. Baselayer's infrastructure is already used by 20% of U.S. financial institutions. As this technology scales, you should expect to see smoother approval flows and fewer 'false positives' in fraud detection. The goal is to make the financing process invisible and instant, reducing the friction that often kills a deal at the final moment of the sale. If your current lenders are struggling with high decline rates for seemingly good customers, this type of identity infrastructure is the solution they are likely moving toward. Who else is covering this
Baselayer raises $35M Series A led by M13, launches identity infrastructure for AI agents. Business · SEP 22, 2026 PR Newswire Already used by more than 1 in 5 financial institutions to verify businesses and manage risk, Baselayer is extending its identity network to agents acting... Already used by more than 1 in 5 financial institutions to verify businesses and manage risk, Baselayer is extending its identity network to agents acting and transacting on their behalf NEW YORK, Sept. 22, 2026 /PRNewswire/ - Baselayer, the identity and risk infrastructure company trusted by 1 in 5 financial institutions nationwide, today announced it has raised a $35 million Series A led by M13, with participation from Torch Capital, Picus Ventures, Afore Capital, and Matt Thompson of Socure. Alongside the round, the company launched its Agentic Identity Suite, bringing the industry's first interoperable trust layer and agentic fraud consortium to the global agentic economy. The problem Baselayer solves Agentic commerce is arriving faster than the trust infrastructure required to ensure it can safely flourish. In June, Stripe reported that 70% of the commands used to access data through its API now come from AI agents. Over the past year, Visa, Mastercard, and American Express have all shipped agent commerce protocols, and Shopify turned on agentic sales channels by default for roughly one million merchants. That creates a new identity problem for financial infrastructure built to recognize people and businesses, not autonomous software acting on their behalf. Before a bank, merchant, or platform lets an agent transact, it has to know: who does this agent represent, is it authorized to act, and can it trust the party on the other side. Baselayer already answers the equivalent questions for businesses. Its platform provides identity verification and risk infrastructure to 2,300+ financial institutions and payments companies, and has helped customers prevent more than $1 billion in fraud losses. Founded in 2024 by machine learning pioneer Timothy Hyde and risk management veteran Jonathan Awad, the company is now extending that same infrastructure to autonomous agents. "Every era of commerce has required a new trust layer, but historically that infrastructure gets built only after fraud and abuse make the problem impossible to ignore," said Jonathan Awad, co-founder and CEO of Baselayer. "Agentic commerce is moving too fast for the industry to repeat that mistake. We already help one in five U.S. financial institutions answer, 'Can I trust this business?' Now we're building the infrastructure they need to answer, 'Can I trust this agent, who does it represent, and what is it allowed to do?'" The Agentic Identity Suite Baselayer works with agent builders, card networks, and leading FIs and payments companies including FIS, Prove, Socure, Exa, Parallel Web Systems, Natural, Nevermined, Lane, and more, to offer agentic identity and risk solutions to meet accelerating enterprise demand. Beyond the products they develop, Baselayer is helping to establish and promote the industry standards the agentic economy will run on, including the FIDO Alliance Authentication Working Group, Legal Context Protocol, and the x402 Identity Working Group alongside companies like Cloudflare, Google, Visa, and Mastercard. "Agents don't carry ID, and the infrastructure built to verify humans and businesses simply doesn't recognize them," said Timothy Hyde, co-founder and CTO of Baselayer. "Static fraud controls end up blocking good customers while sophisticated attacks walk through. We built the Agentic Identity Suite so any institution can know, cryptographically, which agent it's dealing with, who that agent represents, and whether its own agent can safely proceed with any transaction." "AI agents are rapidly becoming economic actors, but the identity infrastructure underneath commerce was never designed for software that can open accounts, make purchases, move money, or enter into transactions on someone else's behalf," said Karl Alomar, Managing Partner at early stage venture capital firm M13. "That creates an enormous new trust problem, and we believe identity will become one of the foundational infrastructure layers of the agentic economy. What made Baselayer especially compelling is that Jonathan and Timothy are not starting from a whiteboard. They already have a network spanning more than 2,300 financial institutions, deep risk data, and infrastructure in production today. They have the distribution and the underlying trust graph to become the system institutions rely on to know not just who they are dealing with, but which agents are authorized to act for them." M13 manages $2.2 billion in assets and has backed 18 companies at seed or Series A that later reached unicorn status. About Baselayer Baselayer is the leading risk and identity infrastructure platform for 2,300+ financial institutions, Fortune 500s, and government agencies as they onboard and underwrite businesses, consumers, and the agents they deploy. Learn more at baselayer.com. Media Contact Jonathan Awad Co-Founder & CEO, Baselayer SOURCE Baselayer Published by News Desk · WeeklyReviewer The WeeklyReviewer news desk monitors breaking developments around the clock - sourcing, verifying, and publishing real-time industry news across business, technology, politics, science, sports, and world affairs. Every story that comes through the Live Wire is reviewed for accuracy before publication, keeping our readers ahead of the curve without the noise.
Baselayer partners with Nevermined to bring identity verification to agentic payments. * Business identity and risk intelligence firm Baselayer has partnered with agentic payments infrastructure company Nevermined. * The partnership will bring identity verification to agentic payments, enabling agents to obtain the authority they need to make transactions on behalf of users. * Baselayer was founded in 2023 and made its Finovate debut at FinovateSpring 2026 in San Diego. A new partnership between Baselayer and Nevermined is helping give AI agents the authority they need to act on behalf of human users. In order for AI agents to transition from conducting research and making recommendations to taking action, they need three things: access to data, permission to access the solutions and services required to complete the task, and the ability to prove to the businesses they interact with that they are legitimate actors. Business identity and risk intelligence innovator Baselayer has teamed up with agentic payments infrastructure company Nevermined, combining agentic payments and identity verification to enable agents to obtain the bounded authority they need to operate and the verified business context necessary for confident transactions. "Agentic commerce requires more than giving an agent the ability to pay," Nicole Dunn, Baselayer GM, Agentic Economy, said. "Agents need bounded authority to transact, and the ecosystem needs confidence in who is on either side of the transaction. Nevermined is building the delegation and payments layer while Baselayer establishes identity and trust. Together, we're moving toward commerce where agents can act autonomously without sacrificing accountability." Typically, AI agent builders face a dilemma. They can create a process in which every tool call and purchase by an AI agent must be approved, which blunts agent autonomy and limits the efficiency gains made possible by agentic AI. The other option is to give AI agents access to all the credentials they could possibly need, potentially creating an unnecessarily broad scope of access and opening the door to out-of-control spending. In contrast, Nevermined uses a budget and spending-boundary approach, in which users set spending and transaction duration limits in advance. The AI agent can then purchase access to Baselayer APIs as needed. This avoids both unrestricted access and the requirement that a human manually top up the account. Because the underlying payment instrument is a card, the transaction remains within familiar enterprise payment and reporting infrastructure. Baselayer will bring Nevermined's card delegation experience into its Trusted Registry, linking agent identity with the authority to conduct transactions. Nevermined will leverage Baselayer to verify sellers in its marketplace to ensure that agents and their operators know who they are transacting with. By delegating authority to AI agents in much the same way businesses delegate authority to human employees, the Baselayer/Nevermined partnership provides a better operating model for autonomous work and opens up new workflows for other operations. These could include onboarding and compliance agents, procurement and research agents, fraud and underwriting agents, and commerce agents. "The most capable agents won't just use the tools they were given, they'll discover and purchase the capabilities they need to get a job done," Nevermined Chief Revenue Officer Josh Wadinski said. "Nevermined gives agent builders a way to enable that autonomy with clear spending boundaries. By partnering with Baselayer, we're pairing that delegated authority with trusted identity, so agents can transact more autonomously without giving up the controls enterprises require." Founded in 2022 by Don Gossen and Aitor Argomaniz and headquartered in Zug, Switzerland, Nevermined offers a commerce platform that enables AI agents to conduct transactions autonomously. Nevermined allows users to enroll a card and set a mandate, after which the agent can begin spending with any agent-enabled merchant. For their part, merchants connect their PSP and set their pricing. Agents then pay as prescribed, with payments settled before the service is delivered through the merchant's existing rails. This announcement represents the first phase of the partnership between the two companies. Baselayer and Nevermined plan to integrate identity more closely with agentic payments by verifying the sellers that AI agents can transact with, connecting spending authority with registered agents, and eventually establishing the identity of the people or businesses behind the agents. Baselayer is a business identity network and fraud intelligence platform that provides KYB verification, fraud prevention, risk intelligence, and ongoing portfolio monitoring. The company's flagship KYB solution is used by more than 2,200 financial institutions to instantly verify business identity. The technology matches applicant input data against authoritative Secretary of State (SoS) filings in all 50 states in the US, validates taxpayer identification numbers (TINs) with the IRS in real time, screens against Office of Foreign Assets Control (OFAC) and other sanctions lists, and provides risk assessments with confidence scores. The company made its Finovate debut at FinovateSpring 2026, demonstrating its Portfolio Monitoring solution.
Baselayer raises $20M Series A. Baselayer raises $20M Series A led by Koro Capital and M13 to enhance its AI-driven business verification and KYB platform for financial institutions. Updated August 12, 2026 Baselayer, a New York-based startup providing AI-driven business verification tools, has secured $20 million in a Series A funding round. This latest injection of capital brings the company's total funding to approximately $47 million. Investors. The Series A round was co-led by Koro Capital and Santa Monica-based M13. Baselayer use of funds. Baselayer plans to use the new capital to enhance its AI-driven business verification platform and expand its reach among banks, fintech companies, and government agencies to help automate risk checks. About Baselayer. Founded in 2023 by Jonathan Awad, Timothy Hyde, and William Slessman, Baselayer provides an AI-powered platform for Know Your Business (KYB) processes. The software helps financial institutions replace manual reviews with automated onboarding, risk assessment, and continuous portfolio monitoring for sanctions, fraud, and entity changes. Funding details. Company: Baselayer Raised: $20M Round: Series A Funding Date: August 10, 2026 Lead Investor: Koro Capital, M13 Company Website: https://baselayer.com Software Category: Fintech Source: https://www.citybiz.co/article/886247/baselayer-secures-20m-series-a-to-enhance-ai-driven-business-verification/ Updated August 12, 2026
3 NYC startups raised $41.85M on August 3. Advertisements Three New York startups announced funding rounds totaling $41.85M today, spanning AI risk assessment, construction compliance, and sales coaching. Baselayer led with a $20M Series A, followed by Dili at $15M and Othello at $6.85M. Advertisements Baselayer: $20M for AI fraud prevention. Baselayer builds an AI platform that automates business risk assessment and fraud prevention for financial institutions and government agencies. Koro Capital and M13 led the Series A, bringing the company's total reported funding to $47M. Founded in 2023 by Jonathan Awad, Timothy Hyde, and William Slessman, Baselayer sits in a crowded fraud detection market. What differentiates it, according to the company, is the combination of risk assessment and fraud prevention in a single automated workflow, rather than requiring separate tools for each function. The $20M raise suggests Baselayer has found traction with enterprise buyers. Financial institutions have accelerated AI adoption for compliance and fraud work over the past two years, driven partly by regulatory pressure and partly by the sheer volume of transactions that manual review cannot handle. Dili: $15M for construction wage compliance. Dili automates prevailing wage monitoring and certified payroll review for infrastructure, construction, and energy projects. The $15M Series A was led by Khosla Ventures, with participation from Y Combinator, Allianz, Brick and Mortar Ventures, and Rebel Fund. The investor mix is notable. Khosla rarely invests in compliance software, preferring frontier tech bets. Allianz, a major insurer, has obvious strategic interest in construction compliance, since payroll violations can trigger project delays and legal exposure that affect underwriting risk. Anand Chaturvedi, Brian Fernandez, and Stephanie Song founded Dili in 2023. The company has now raised $21.7M total. Prevailing wage laws, which require contractors on public projects to pay union-scale wages, create a compliance burden that most firms still manage with spreadsheets. Federal infrastructure spending under the Inflation Reduction Act and CHIPS Act has expanded the number of projects subject to these rules. Advertisements Othello: $6.85M for real-time sales coaching. Othello provides AI sales coaching with real-time in-call guidance and automation for sales teams. The $6.85M round, disclosed in an SEC filing, came from 35 investors. Jared Zelman founded the company in 2025. The 35-investor cap table is unusual for a raise this size. It suggests either a heavily syndicated angel round or a rolling close with many small checks. Neither approach is inherently problematic, but a fragmented cap table can complicate future rounds. Real-time sales coaching is a competitive space. Gong, Chorus, and several smaller players offer conversation intelligence, though most focus on post-call analysis rather than live guidance. Othello's pitch appears to be the real-time element, whispering suggestions to reps while they're still on the call. Logicity's take. The three rounds share a thread: AI that replaces human review work. Baselayer automates fraud analysts, Dili automates payroll auditors, Othello automates sales managers. For founders in adjacent spaces, the signal is that investors remain bullish on AI tools that sit between a data stream and a compliance or coaching decision. The challenge is differentiation. AI fraud detection and AI sales coaching are both crowded categories, and the winners will likely be determined by distribution and integration depth, not model quality. What the numbers mean for August. A single day's funding announcements don't reveal much about market direction. But the mix of sectors is worth noting: fintech risk infrastructure, construction compliance, and sales enablement. All three are enterprise B2B plays with clear paths to recurring revenue. None of these companies are chasing consumer adoption or network effects. They're selling workflow automation to industries with regulatory or operational pain. That's a safer bet in a market where consumer AI apps have struggled to retain users, and where enterprise buyers have budget for tools that reduce headcount or audit risk. Total raised by three NYC startups on August 3, 2026 Need help implementing this? Want to understand how AI compliance tools or sales enablement platforms might fit your operations? Reach out to Logicity's network of vetted consultants for a tailored walkthrough. Advertisements Huma Shazia Senior AI & Tech Writer Produced with AI assistance and reviewed by the Logicity editorial team. Learn more in its Editorial Policy.