Full-Time

Senior Compliance Analyst

Confirmed live in the last 24 hours

Hometap

Hometap

201-500 employees

Provides cash for home equity access

Fintech
Financial Services

Senior

Remote in USA

Category
Risk & Compliance
Legal & Compliance

You match the following Hometap's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 3+ years of experience in compliance in a financial institution setting
  • Working knowledge of laws and regulations governing marketing and solicitations within the consumer finance industry, with a strong preference for equity investment or mortgage experience
  • Familiarity with real estate, lending, mortgage, and related industries
  • Prior experience conducting first or second line of defense control testings
  • Proven ability to partner effectively across all levels of the organization and develop positive working relationships
  • Experience developing and delivering compliance training
  • Demonstrated conceptual thinking and analytical skills
  • Ability to work independently in a continuously changing environment
  • A strong customer-service orientation, with experience working closely with cross-functional teams
  • Exemplary personal and professional integrity and business ethics
  • Commitment to diversity and a respect for others
  • Bachelor’s degree or equivalent years of experience
Responsibilities
  • Partner with business teams to provide advice on existing policies, procedures, and training
  • Participate in the completion of risk assessments, including conducting remediation validation testing
  • Complete monitoring and compliance testing activities according to a quarterly schedule, including preparing reports and summarizing findings to stakeholders and senior management
  • Maintain current working knowledge of federal, state, and local regulations applicable to the business
  • Partner with business teams on completion of issue remediation, including identification of new or open risks
  • Provide expert regulatory advice regarding compliance program elements
  • Monitor internal controls and establish testing programs within the various operational teams to ensure proper compliance to laws and regulations
  • Assist in maintenance of a Third Party Risk Management program via ongoing vendor management and due diligence reviews
  • Conduct reviews of marketing materials for adherence to regulatory requirements
  • Assist in review and resolution of customer complaints
  • Develop and deliver compliance training and communication programs for employees
  • Maintain knowledge of the broader regulatory environment, industry standards and best practices and procedures governing financial institutions

Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap profits by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.

Company Stage

Debt Financing

Total Funding

$405.6M

Headquarters

Boston, Massachusetts

Founded

2017

Growth & Insights
Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-5%
Simplify Jobs

Simplify's Take

What believers are saying

  • Hometap's expansion into New York City enhances market presence and growth opportunities.
  • The appointment of experienced executives strengthens Hometap's structured finance and investor engagement.
  • Rising home values and inflation increase demand for Hometap's alternative financing solutions.

What critics are saying

  • Rising interest rates may make traditional home equity loans more appealing to homeowners.
  • Economic downturns could decrease home values, affecting Hometap's investment profitability.
  • Expansion into new markets may lead to increased regulatory compliance costs.

What makes Hometap unique

  • Hometap offers debt-free home equity access, unlike traditional loans with monthly payments.
  • The Home Equity Dashboard provides homeowners with digital tools for financial decision-making.
  • Hometap's model allows homeowners to access up to $600,000 without selling their home.

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Benefits

401k plan with match

Commuter benefits

Healthcare coverage

Flexible work schedule

Paid parental leave

Unlimited PTO

Learning & development

Generous share package