E

Early Warning

Fraud prevention and identity verification platform

Staff Cloud Engineer - Contract

Contract
No salary listed
Senior, Expert
Bachelor's, Master's, PhD
Chicago, IL, USA+1 moreMore locations: Scottsdale, AZ, USA
HybridHybrid work model applies in Scottsdale and Chicago.
DevOps & InfrastructureCloud Engineering
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree in computer science or a related technical field, or equivalent education and experience.
  • Eight or more years of relevant experience.
  • Seven or more years of experience developing distributed systems, software-as-a-service, cloud solutions, or microservices.
  • Hands-on experience with Docker.
  • Two or more years of experience developing front-end solutions and familiarity with modern frameworks such as Angular or React.
  • Six or more years of experience with Java and Spring, with proficiency in Maven or Gradle.
  • Demonstrated experience delivering business-critical systems to market.
  • Experience designing and developing scalable systems.
  • Experience with event-driven architecture and messaging frameworks such as Pub/Sub, Kafka, or RabbitMQ.
  • Working experience with cloud infrastructure such as Google Cloud Platform, Amazon Web Services, or Azure.
  • Knowledge of mature engineering practices, including continuous integration and continuous deployment, testing, and secure coding.
  • Knowledge of Software Development Lifecycle best practices, software development methodologies such as Agile, Scrum, or LEAN, and DevOps practices.
  • Experience designing cloud infrastructure for robustness, security, and observability.
  • Expertise with infrastructure-as-code tools such as Terraform and Ansible and continuous deployment pipelines.
  • Expertise in Amazon Web Services foundations, including compute, networking, storage, observability, and security.
  • Experience automating Amazon Web Services services using Terraform and Ansible.
  • Experience with highly scalable distributed datacenter or cloud computer systems.
  • Strong knowledge of Amazon Web Services services including EC2, IAM, ELB, Route 53, S3, Lambda, CloudFormation, and DynamoDB.
  • Experience architecting Kubernetes-based systems.
  • Experience with container orchestration technologies including Kubernetes, TKGi, EKS, and ECS.
  • Proficiency using and debugging networks, DNS, HTTP, TLS, load balancing, build systems, Linux, and Docker.
  • Experience building continuous integration and continuous deployment pipelines.
  • Experience building and scaling workflow pipelines.
  • Experience with data center operations, monitoring, alerting, and notifications.
  • Ability to pass a background and drug screen.
Responsibilities
  • Build technical strategy for broad or complex requirements using forward-looking approaches that solve large open-ended problems.
  • Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs.
  • Drive technical architecture, design, prototyping, and implementation in support of product needs and overall technology strategy.
  • Provide technical leadership in building a technical plan and backlog of stories, then execute the design and build process through production delivery.
  • Guide a broad functional area and lead efforts through functional team members and the team's overall planning.
  • Represent engineering in cross-functional sessions and present arguments to influence agreement or behavior change.
  • Collaborate with product managers, designers, and engineering groups to conceptualize and build new features and create product descriptions.
  • Own features or systems, define their long-term health, and improve surrounding systems.
  • Assist support and operations teams in identifying and resolving production issues.
  • Develop and implement tests to ensure application quality, performance, and scalability.
  • Improve engineering standards, tooling, and processes.
  • Support the company's risk-management commitment and protect the integrity and confidentiality of systems and data.
  • Lead infrastructure-as-code projects, design application programming interfaces, and build tools for reliable and repeatable cloud deployments.
  • Implement abstractions that simplify cloud providers, open-source technologies, and internal infrastructure.
  • Design usable and predictable systems for engineers working with infrastructure at scale.
  • Troubleshoot complex infrastructure problems spanning multiple stack layers and teams.
Desired Qualifications
  • A master's degree or PhD.
  • Experience with JavaScript and scripting frameworks such as jQuery and AngularJS.
  • Experience with monitoring and alerting systems such as AppDynamics.
  • Experience with C#, Ruby, Python, and PHP.
  • Knowledge of ACH/EFT.
  • Knowledge of real-time payment networks such as RTP and FedNow.
  • FinTech experience.
  • Kubernetes experience.
  • Amazon Web Services or Azure certification.

About the company

Early Warning provides fraud prevention, identity verification, and risk management solutions for financial institutions, government entities, and payment companies in the United States. It operates by a bank-to-bank data-sharing network and acts as a nationwide specialty consumer reporting agency, managing and stewarding data to create a single view of fraud activity and enable real-time payments, deposit and check validation, and verification. Its strength lies in bank-to-bank data sharing and data stewardship across the banking industry, offering cross-functional fraud visibility for real-time payments and deposits. The goal is to prevent deposit losses and financial crime by delivering trusted data, risk insights, and verification capabilities across the US financial system.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Get referred to Early Warning

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Citi launched Paze in March 2026, extending reach to millions of cardmembers.
  • ACI Worldwide added Paze in January 2026, expanding merchant distribution across Pay.On.
  • Early Warning announced India in June 2026, opening a massive remittance corridor.

What critics are saying

  • New York's July 2026 ruling keeps the fraud case alive through discovery and trial.
  • Attorney General James alleges Zelle enabled over $1 billion in fraud, threatening restitution.
  • India launch and ZelleUSD invite regulator scrutiny before global expansion proves durable.

What makes Early Warning unique

  • Seven owner banks anchor Early Warning's fraud data network and payments reach.
  • Paze combines eligible cards into one bank-backed checkout wallet, reducing manual entry.
  • Zelle now spans $1.2 trillion annual transfers and global remittance rails.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Family Planning Benefits
  • Flexible Work Hours

Company News

Yahoo Finance
Jun 27th, 2026
New York AG sues Zelle for allegedly allowing fraudsters to steal $1B from consumers

New York Attorney General Letitia James has sued Early Warning Services, Zelle's parent company, alleging the payment platform failed to implement safeguards that allowed fraudsters to steal over $1 billion between 2017 and 2023. The lawsuit claims Zelle's rushed launch led to design flaws including quick registration and lack of verification. EWS is co-owned by seven major banks, including Bank of America, JPMorgan Chase and Wells Fargo. The suit follows a similar case by the Consumer Financial Protection Bureau, which was dropped after the agency faced significant restructuring under the Trump administration. James's lawsuit seeks restitution for affected New Yorkers and a court order requiring anti-fraud measures. A Zelle spokesperson called the lawsuit a "political stunt". Zelle had 151 million users as of 2024.

Boland Hill Media, LLC
Jun 12th, 2026
Zelle's foray into India and other digital transactions news briefs from 6/12/26.

Zelle's foray into India and other digital transactions news briefs from 6/12/26. * Early Warning Services LLC said India is the first country outside the United States where U.S. users of the Zelle peer-to-peer payments service can send remittances. Simultaneously, Early Warning introduced its first stablecoin, ZelleUSD, aimed at international payments from U.S. users. * Stable, a blockchain network featuring the stablecoin USDT, has joined the Mesh Alliance Program as a Gold member. The effort is expected to help enable enterprise companies to connect more directly to transactions using USDT. * E-commerce technology developer Shopware has launched Shopware Payments, based on technology from PayPal. * Bridge, a technology developer for health care, launched its Patient Access and Revenue Suite, which includes embedded-payments capabilities and digital wallets. * Cryptocurrency payments company BitPay marked its 15th year in business and said it has processed more than 900,000 transactions so far this year, up 12% from this time last year. Stablecoins account for nearly half of that volume, the company said. * Block Inc.'s Square point-of-sale payments platform has launched Square High Yield Savings, which offers Square merchants a 3.5% average yield if they maintain a daily balance of at least $10,000 or more in a Square Savings account. * Nacha, the governing body for the automated clearing house network, said it has named Backpack a preferred partner for ACH experience, open banking, and risk and fraud prevention. Backpack specializes in payments for higher education. Preferred partners "offer products and services that advance the ACH network," Nacha said. * Power Financial Credit Union has chosen the NCR Atleos Corp. and Allpoint+ networks to widen its cash-access services for customers. * "High Risk Merchant Accounts 101: The Essential Guide to Payment Processing in High Risk & Regulated Industries," a book published by SoarPay, has achieved best-seller status on Amazon since its release in May, according to authors Adam Carlson, SoarPay's chief executive, and entrepreneur Andy Hagans.

Associated Press
Jun 11th, 2026
Zelle launches India expansion and ZelleUSD stablecoin after moving $1.2T in 2025

Zelle will expand to India later this year, marking the peer-to-peer payment service's first international market since launching nine years ago. Early Warning Services, which operates Zelle, selected India as its starting point because roughly a third of annual remittances to India originate from the United States. The company plans further international expansion and will create ZelleUSD, a US dollar-backed stablecoin to support operations in other markets. Zelle processed over $1.2 trillion in transfers during 2025, making it one of America's most popular direct payment services. The expansion follows years of scrutiny over fraud and unauthorised transfers. A Consumer Financial Protection Bureau lawsuit filed in December 2024 was dropped in March 2025, though New York Attorney General Letitia James's similar lawsuit continues. Early Warning Services is owned by seven major banks including JPMorgan Chase and Bank of America.

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

PR Newswire
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub