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Procter & Gamble makes and sells a wide range of consumer goods, including products for household care, beauty, grooming, and health care. These branded items—such as detergents, cleaners, and personal care products—are designed for everyday use and are sold through supermarkets, online stores, and direct-to-consumer channels. The company stands out with a large, diverse set of brands, global distribution, and ongoing research and development to improve products. It also emphasizes sustainability and social responsibility, aiming to grow the business while creating positive impacts on society through responsible practices.
Company Size
10,001+
Company Stage
IPO
Headquarters
Cincinnati, Ohio
Founded
1837
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P&G has cut 5,000 jobs so far. At 60, a worker leaving with company stock can lose a capital-gains tax break by rolling everything into an IRA. Thousands of P&G workers leaving with company stock in their 401(k) face a rollover decision that looks routine but can quietly erase a tax break worth tens of thousands of dollars, and most people check the wrong box before they... This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Procter & Gamble (NYSE: PG | PG Price Prediction) entered fiscal 2027 with about 104,000 employees, reportedly down roughly 5,000 from a year earlier as its restructuring moves toward a planned reduction of as many as 7,000 nonmanufacturing roles. Picture a hypothetical 60-year-old Cincinnati employee caught in that transition. She has severance coming and a 401(k) holding a large block of P&G shares accumulated over years. The rollover paperwork makes the next move look obvious: send the entire account to an IRA. That can be the expensive box to check. Employer stock inside a 401(k) can qualify for a special tax treatment called Net Unrealized Appreciation, or NUA. Roll those shares into an IRA first, and that opportunity generally disappears. The rollover can close the NUA door. NUA separates the stock's original cost from the appreciation that built up inside the retirement plan. Suppose her P&G shares are worth $400,000 with an $80,000 cost basis. If she takes the shares in kind as part of a qualifying distribution, the $80,000 basis is generally taxed as ordinary income in the year of distribution. The $320,000 of NUA is deferred until she sells the shares and is then treated as long-term capital gain. Roll the stock into an IRA instead and future taxable withdrawals generally come out as ordinary income. That can create a meaningful rate difference. At a 24% ordinary-income rate versus a 15% long-term capital-gains rate, the difference on $320,000 is about $28,800. That is not guaranteed tax savings: timing, other income, state taxes and the value of continued IRA tax deferral all affect the result. There is another important requirement. NUA generally involves a qualifying lump-sum distribution of the participant's entire balance from the employer's plans of the same type within one tax year. The employer shares can move in kind to a taxable brokerage account while other eligible assets are rolled to an IRA. At 60, she is also past 59[1/2], so the usual 10% early-distribution penalty is no longer the issue. Social Security bridge. She cannot claim Social Security until 62, which gives the P&G shares another potential job: financing the first years after work while she delays the benefit. For someone born in 1966, full retirement age (FRA) is 67. Claiming at 62 generally reduces the retirement benefit by 30%. A $2,500 benefit at 67 becomes about $1,750 at 62. Waiting to 70 would raise the full-retirement-age amount by another 24%, to roughly $3,100 before future cost-of-living adjustments. Selling appreciated employer stock from a taxable account does not count as wages for Social Security's retirement earnings test. So once she reaches 62, capital gains from staged stock sales can help fund retirement without triggering benefit withholding the way wages or net self-employment income can. The tax return sees those gains differently. Learn 13 major Retirement Mistakes and ways to Avoid Them. One investment mistake could create big risks for your retirement. Many investors make the same critical errors: being too conservative, making big bets on "sure things," or paying excessive fees. Any of those blunders can endanger your hard-earned savings. Now you can learn the mistakes even experienced investors make (and ways you can sidestep them before it's too late) with this new guide: 13 Retirement Mistakes and How to Avoid Them from Fisher Investments. Access your complimentary copy here (sponsor) Capital gains and taxes. Capital gains feed adjusted gross income (AGI), which means selling a large NUA position after Social Security begins can increase the amount of the benefit subject to federal income tax. For a single filer, combined income above $25,000 can make up to 50% of benefits taxable, while more than $34,000 can expose up to 85%. For married couples filing jointly, the thresholds are $32,000 and $44,000. That makes the years between leaving P&G and starting Social Security potentially valuable for sequencing stock sales. In 2026, the 0% long-term capital-gains bracket extends to $49,450 of taxable income for single filers and $98,900 for married couples filing jointly. How much NUA can actually fit there depends on everything else on the return. If she also has traditional IRA money, required minimum distributions generally will not begin until 75. That leaves years for partial Roth conversions or strategic withdrawals, which is the whole subject of a free guide we put together on the Roth window. Look before you leap. Before moving the old 401(k), a few details deserve a closer look: * Get the cost basis and NUA amount on the P&G shares. A large gap between basis and market value can make the special treatment worth modeling before any rollover occurs. * Compare the full sequence, not just this year's tax bill. Model the NUA distribution, stock-sale timing, IRA rollover and Social Security claiming date together before choosing the path. Leaving P&G may close one chapter of the retirement plan. Taking a closer look at the company stock before rolling it over can keep one valuable option open. Help Avoid these 13 Retirement Mistakes before they derail your future. One investment mistake could create big risks for your retirement. Many investors make the same critical errors: being too conservative, making big bets on "sure things," or paying excessive fees. Any of those blunders can endanger your hard-earned savings. Now you can learn the mistakes even experienced investors make (and ways you can sidestep them before it's too late) with this new guide: 13 Retirement Mistakes and How to Avoid Them from Fisher Investments. (sponsor) Gerelyn Terzo Gerelyn Terzo is the author of dividend investing handbook "Dividend Investing Strategies: How to Have Your Cake & Eat It Too." A veteran financial journalist, she covers agri-finance for outlets like Global AgInvesting and the broader stock market and personal finance for 24/7 Wall Street. She began at CNBC and later helped launch Fox Business in New York. Gerelyn currently resides in Woodland Park, Colorado and dabbles in nature photography as a hobby.
FMCG giants form paper packaging consortium to replace flexible plastics. Key takeaways. * Unilever, Nestlé, PepsiCo, P&G, Colgate-Palmolive, and Mars have joined an Ellen MacArthur Foundation consortium to advance paper-based flexible packaging. * Members will invest in biodegradable coatings, material trials, and collection and recycling systems to reduce flexible plastic waste. * The initiative seeks scalable, cost-effective solutions while addressing fiber sourcing, packaging performance, and food waste concerns. The Ellen MacArthur Foundation has launched The PaperFlex Consortium, featuring major FMCG companies Unilever, Nestlé, PepsiCo, Procter & Gamble, Colgate-Palmolive, and Mars, to "accelerate the development" of paper-based packaging. The consortium, supported by France-based sustainability consulting firm (Re)Set, aims to create paper alternatives to flexible plastics and strengthen collection and recycling systems to divert plastics away from landfill and the environment. Bio-based materials will also play a role in the project, with the FMCG companies investing in trials for biodegradable coatings and other technologies designed to foster a circular packaging economy. "Responsible paper-based flexible packaging solutions don't yet exist at the performance, scale, and cost required," says Sander Defruyt, strategy lead for plastics at the Ellen MacArthur Foundation. "This consortium signals strong demand for them, and real ambition from six consumer goods companies to help scale them." He adds that the consortium is open to other FMCG companies, innovators, suppliers, and investors. "The faster we develop such solutions, the sooner they reach the markets that need them most." The founding six members are able to develop packaging strategies for their own "independent interests" alongside the goals of the consortium. Scaling paper packaging. The Ellen MacArthur Foundation says that flexible plastic packaging, including sachets, wrappers, and pouches, is the "fastest-growing type" of plastic packaging worldwide, with scalable recycled solutions currently "not widely available." Unilever's Annual Report for 2025 indicated that it has either met its 2025 plastic packaging goals or is on track to meet its future goals. It also indicated that this year, it will increase its focus on the transition to paper-based flexible packaging. Pablo Costa, head of packaging, digital and transformation, R&D at Unilever, says: "Our dedicated teams are accelerating the development of next-generation paper-based packaging that can be scaled while delivering the experience consumers expect." "Through the consortium, we are helping bring together the expertise, investment, and shared learning needed to accelerate innovation and support a responsible transition at scale." However, in conversation with Packaging Insights, Greenpeace USA's global plastics campaign lead Graham Forbes warned that "switching from virgin plastic to another problematic material like paper is just shifting the burden elsewhere." Moreover, other experts noted that for certain products, switching materials does not always lead to enhanced sustainability benefits, as it risks poor production protection and increased food waste. The Ellen MacArthur Foundation says that while the consortium is "crucial" for reducing reliance on plastic packaging, it is also important to ensure that paper fibers are sustainably sourced. Industry group initiatives. While major FMCG players' contribution to global plastic waste production has been noted in scientific studies, increasingly, there are cross-sector industry initiatives that aim to foster a circular economy for packaging and reduce plastic pollution. Allison Lin, global VP of healthy planet and chief circularity officer at Mars, points out that industry partnerships with structured legal oversight, clear guardrails on permissible topics, and an independent third-party convenor can help "accelerate the development of more sustainable packaging in ways that no single company could achieve alone." Recently, in the UK, Nestlé, KFC, and McDonald's backed the Keep Britain Tidy packaging waste reduction pilot, which focuses on collection and recycling initiatives. "Nestlé believes that paper-based flexible packaging can play a valuable role in addressing virgin plastic reduction and minimizing flexible packaging waste and pollution," says Gilles Demaurex, Head of Global Packaging Development at Nestlé. "By joining our efforts under the PaperFlex Consortium, promising paper innovations will be developed and deployed responsibly at scale faster and at lower cost." Similarly, Mondelēz International, PepsiCo, and Constantia Flexibles are trialing invisible digital watermarks through the HolyGrail 2030 consortium to help identify and sort flexible packaging for food-grade mechanical recycling in Belgium.
P&G elevates Ratul Ghosh to VP-HR (CHRO), APAC. Ghosh has spent more than 21 years with P&G, taking on HR leadership roles across Asia, the Middle East, Africa and the US By HRK News Bureau September 17, 2026 2 Mins Read 309 Views Procter & Gamble (P&G) has elevated Ratul Ghosh to vice president - human resources (CHRO), APAC, expanding his mandate to cover 10 markets across ASEAN, Japan, Korea and Australia. In his new role, he will lead the People and Organisation strategy for the APAC region in partnership with P&G's APAC Executive Board, while also overseeing the region's HR leadership pipeline. Ghosh has spent more than 21 years with P&G, taking on HR leadership roles across Asia, the Middle East, Africa and the US. He most recently served as vice president - human resources (CHRO), Japan, a position he held from June 2024 to June 2026. As Japan CHRO, he was responsible for the HR function across P&G's Japanese operations and was a member of the country's executive board. Before moving to Japan, Ghosh was senior director - HR for Pampers and the Marketing function across Asia, Middle East and Africa, supporting more than 15 markets and leading talent development and staffing for over 650 marketers. Earlier, he served as senior director - HR (CHRO), Korea, while also leading the Employee Relations practice for P&G's Asia, Middle East and Africa region. His previous assignments included HR leadership roles for SK-II in Japan and P&G's global Grooming R&D function in the US. Ghosh began his P&G leadership journey in India, serving as country HR head - supply chain for India and Egypt between 2013 and 2015. He had earlier held talent and HRBP roles in India and Japan. His career also includes an HR analytics internship with GE in 2004. Commenting on his new role on LinkedIn, Ghosh said, "A new role, but the same core belief: People are always front and center of great outcomes." He added that he was grateful for the support and investment of leaders, managers, mentors and teammates throughout his career. Ghosh holds a master's degree in Economics from the Delhi School of Economics and a BA (Hons) in Economics from Delhi University.
Siemens and Procter & Gamble scale AI-based quality inspection across global production. 16 September 2026 10:35 * P&G expands the use of an AI-based inspection system across manufacturing operations worldwide * Siemens provides the industrial AI and edge computing platform that enables the solution to scale across plants and production lines * The solution helps improve product quality while reducing scrap by 10 to 20 percent * New deployments are commissioned five to ten times faster than traditional vision systems. Credit: Siemens At a P&G production facility, operators use the AI-based Visual Inspection Cockpit on Siemens Industrial Edge to monitor quality in real time across high-variation consumer goods lines. Siemens and Procter & Gamble (P&G), one of the world's largest consumer goods manufacturers, are expanding the deployment of an AI-based quality inspection solution across P&G's manufacturing operations worldwide. The system inspects products in real time during production, delivers comprehensive inspection coverage at full line speed, and helps improve quality consistency. Depending on the product, scrap rates have been reduced by 10 to 20 percent. The Visual Inspection Cockpit (VIC) is used in high-speed consumer goods manufacturing, where products consist of delicate, textured materials that naturally shift, stretch or wrinkle at high production speeds. Traditional vision systems often require extensive reconfiguration when materials, packaging designs, or production environments change. By using Industrial AI, VIC can adapt more effectively to these variations and maintain inspection performance across a broad range of products. Developed jointly by Siemens and P&G, the solution combines P&G's deep learning models with Siemens' Industrial Edge computing platform, industrial PCs powered by Nvidia GPUs, and AI hardware and software. Siemens supports the industrial computing infrastructure, software scaling capabilities, and long-term operation of the system across production sites. "Our Industrial AI and Industrial Edge capabilities deliver what high-speed production demands: full inspection accuracy for thousands of products per minute, scalable from a single line to a global footprint. This collaboration demonstrates what we mean when we say we're making industrial AI real," said Rainer Brehm, COO for automation and CTO at Siemens Digital Industries. "We engineered this solution to solve a myriad of industry challenges traditional vision systems couldn't touch: accurate characterization of overlapping components, the subtlety of low-contrast defects, the complexity of highly decorated products and packaging, tight time coordination, real-time PLC integration with single product reject at high production rates with continuous inspection," said Paul Thomas, Director of Machine Vision and Applied AI at Procter & Gamble. The Visual Inspection Cockpit (VIC) analyzes live camera images in real time and inspects every product passing through the production line. Unlike conventional rule-based vision systems, the AI-based approach can handle a wide range of product variations without the need for frequent reprogramming. The solution includes the Visual Inspection Engineering Tool, which enables plant engineers to configure, train, and update inspection models directly, without requiring dedicated data science resources. This makes quality control more flexible and easier to maintain in complex production environments. Inspection results are processed close to the production equipment on Siemens' Industrial Edge and integrated directly into manufacturing operations. The system can automatically trigger actions such as alerts or the removal of defective products from the production line. Quality data can also be collected and analyzed over time, helping production teams identify trends and support continuous improvement efforts. VIC is part of Siemens' broader machine vision and industrial AI portfolio, which includes the Industrial AI Suite. These solutions are delivered as standardized applications on the Industrial Edge platform. Together, they provide a consistent framework for deploying AI-based solutions at scale, regardless of whether the AI model is a custom development or Siemens-owned. Because VIC is delivered as a reusable Industrial Edge application, new deployments can be commissioned five to ten times faster than traditional bespoke vision systems. With established infrastructure, DevOps processes, and integration patterns, P&G can replicate the solution across plants, products, and inspection scenarios with minimal overhead. The inspection data feeds into P&G's broader digital manufacturing ecosystem, providing real-time visibility into process stability and continuous improvement opportunities.
This National Manufacturing Day, P&G UK puts the people and innovation powering its supply chain in the spotlight. Procter & Gamble (P&G) UK, the consumer goods company behind household brands including Fairy, Gillette and Pampers has launched a new video series going behind the scenes at its UK plants. The series aims to celebrate the people and skills powering its UK manufacturing operations and inspire the next generation to consider a career in the sector Launching in time for National Manufacturing Day on 24 September, the new three-part series, From Its Home to Yours, takes viewers into P&G UK's manufacturing sites in Reading, Manchester and London. It explores how Gillette razors and shaving foam, Pampers nappies and Fairy washing-up liquid are made, while introducing the dedicated people who help bring these much-loved products into kitchens and bathrooms across the country. P&G sells around 24 products every second across the UK*, powered by a workforce whose talent has evolved alongside almost a century of manufacturing in Britain. Today, careers across its UK Plants and supply chains span engineering, science, technology, automation and more, combining generations of manufacturing expertise with the needs of the future. Timon Soliman, vice president P&G product supply Northern Europe, says: "The UK is an important market for P&G, and our manufacturing presence here gives us a strong and resilient supply chain that has been built over generations. Whatever is happening in the world, our job is to keep the products people rely on moving from our sites to retailers across the country. National Manufacturing Day is an opportunity to celebrate the people who make that possible, but it is also a chance to show what modern manufacturing looks like today and the opportunities it can offer the next generation. The launch of From Our Home to Yours gives our employees a platform to tell their own stories of life at P&G UK, allows us to celebrate their commitment to our products, customers and consumers - and, above all, will help inspire future talent." Manufacturing careers that span generations. At P&G UK's Reading Plant, manufacturing has been part of the local community since the 1950s. That sense of connection is felt through the generations of people who have built their careers there, including Ashley Keep, who has worked at the site for 15 years after following in the footsteps of his father who also worked at the Reading Plant. Ashley Keep says: "The Reading Plant was part of my life long before it became my workplace. I remember its swimming pool and Christmas pantos when I was a child - truly creating a community for its staff and their families. Our manufacturing is continually evolving to ensure we're ready for what the future brings, with our scientists already working on what's next long before a product reaches the shelf. However, the one thing that has stayed the same is the feeling of community. I'm proud to be part of a team that ensures Gillette products remain the 'best a man can get' and well stocked on the nation's shelves - and I hope the next generation will see the opportunities here and want to become part of it." Putting consumers at the heart of innovation. Across P&G UK's sites, innovation starts with understanding the people who use its products. Each year, around 20,000 men visit Gillette's dedicated innovation centre in Reading to shave, giving teams first-hand insight into everything from shaving pressure to angle and helping translate real consumer experiences into product improvements. The same consumer-first approach can be seen for Pampers. Every week, hundreds of local families visit P&G's European research facility, where babies help test prototype nappies during play and sleep before they reach the market. Seeing how products perform as babies move, play and rest helps teams continually refine Pampers with the needs of parents and babies at the centre of development. Manufacturing for the next generation. In Manchester, From Its Home to Yours follows Luke Omahoney, an employee working on Pampers production who is preparing to become a father himself - giving his role on the manufacturing line a new personal significance. Luke said: "Looking ahead to fatherhood has given me a different perspective on the work we do here. I know how important Pampers can be for families, and it's special to think something I help make will soon be part of my own family's day-to-day life. I'm proud to show how my team and I take Pampers from our Manchester plant to shelves, homes and those all-important first moments across the nation. For me, life at P&G UK is so much more than a job, it's challenging, fulfilling and full of opportunities to grow - as we look to National Manufacturing Day, I'd encourage anyone considering it to take the leap and pursue a career in manufacturing, I've never looked back." From the production line to retailers across the UK. The From Its Home to Yours series goes beyond what happens inside the factory, showing how products made at P&G UK sites move through the wider supply chain and into homes across the country. For example, all Fairy Liquid sold in the UK is produced at P&G UK's London Plant at Thurrock, a site that has been part of the capital's manufacturing heritage for more than 90 years. Its film shows how from the London Plant, bottles move from the production line through the supply chain to retailers nationwide. Vice President of Product Supply for P&G Northern Europe, Timon Soliman, says: "Having our manufacturing plant and distribution centre together at Thurrock means we can think about the journey from production line to retailer as one connected operation. We're continuing to invest in technology, infrastructure and automation where it adds value, helping us improve how we work while building a supply chain that can respond quickly and is ready for whatever the future holds." Made in the UK for generations and inspiring the next. For P&G UK, From Its Home to Yours is as much about what comes next as it is about celebrating what has come before. By taking viewers behind the scenes, the series shows how manufacturing - and careers within the sector - continues to evolve while remaining rooted in the people and communities that have shaped it for generations. Launching around National Manufacturing Day, the films are intended to give more people, particularly those thinking about where their careers could take them, a clearer view of what working in manufacturing can look like today. *Nielsen data, P52W ending 040426 Add a comment. No messages on this article yet