ALM Senior Specialist
Nubank
ALM Senior Specialist
Nubank
Digital bank offering credit cards
Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.
Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.
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At Nubank, the ALM area plays a strategic role by planning and managing liquidity, funding, and interest rate risk, which provides a global view of the bank as a whole.
The Senior ALM Analyst works on solving advanced analytical problems, using data, experience, and tools. They work in close collaboration with finance teams, such as FP&A and Controllership, as well as with risk areas and internal stakeholders.
• Strategically planning and managing long-term liquidity and funding structure, interest rate risk of the banking book (IRRBB), and the funds transfer pricing (FTP) framework.
• Solving advanced analytical problems using data, experience, and tools.
• Developing a global financial view of Nubank's business as a whole.
• Supporting liquidity and funding management for national and international operations.
• Collaborating with team members and other teams in a constructive and data-driven manner.
Required
• Experience with balance sheet management, risk management, or asset and liability management (ALM), or related areas.
• An analytical background.
• Statistical and forecasting skills.
• Interest or knowledge in data manipulation tools (such as DataBricks, SQL, Python, and SAS).
• Previous experience in related areas is a plus (e.g., ALM Treasury, Market and Liquidity Risk, Financial Planning, etc.).
• Advanced English proficiency.
Location
São Paulo, Brasil
Work model
Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/
Office requirement
For more details, visit https://building.nubank.com/nu-hybrid-work-model/
Chance of earning equity at Nubank
Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
Public Transportation Commuting Benefit (Vale-Transporte)
NuCare – Psychological, Financial and Legal Assistance Program
Life Insurance
Medical Plan
Dental Plan
NuLanguage – Language Course Program
Nucleo - Our learning platform of courses
Extended Parental Leave
Daycare Allowance
Parental Consultancy
Work-from-home Allowance
Gym Partnerships
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.
To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here
Nubank is a digital bank in Latin America that offers financial services mainly through its mobile app, including credit cards, personal loans, and digital payment solutions for individuals and small businesses. Customers access and manage products through the app, with loans earning interest and merchants paying transaction fees; the bank aims to minimize or eliminate fees and provide a simple, transparent user experience. Nubank’s products work by delivering credit and payment services online, with revenue coming from interest on loans, card interchange fees, and premium services. The company differentiates itself through a strong focus on a no-fee, user-friendly digital experience, scale across Brazil, Mexico, and Colombia, and technology-driven operations that emphasize accessibility and transparency. Its goal is to simplify banking, expand access to financial services, and become a leading, trusted financial platform in Latin America.
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