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Early Warning

Fraud prevention and identity verification platform

Technical Product Manager - Data

Full-Time
$101k - $203k/yr+ Discretionary incentive plan + 401(k) match
Senior
Bachelor's, Master's
San Francisco, CA, USA+2 moreMore locations: Chicago, IL, USA | Scottsdale, AZ, USA
Hybrid
ProductTechnical Product Management
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree in STEM, Computer Science, Information Systems, Engineering, or a related field, or equivalent qualifying experience, is typically obtained for this role.
  • At least 5 years of experience in Product Management, Data Product Management, Platform Product Management, Data Engineering, Analytics Engineering, or related disciplines.
  • At least 3 years of experience working directly with technical teams such as Data Engineering, Platform Engineering, Software Engineering, Analytics Engineering, or Data Architecture.
  • Experience delivering internal platforms, developer tools, data products, or enterprise technology capabilities.
  • A strong understanding of modern data platform concepts, including data pipelines, data lakes and warehouses, orchestration, metadata, governance, observability, data quality, code management, and application deployment.
  • Ability to translate complex technical concepts into clear product requirements and business outcomes.
  • Experience with Agile development methodologies and tools such as Jira.
  • Strong stakeholder management skills and ability to influence cross-functional teams and drive alignment across technical and business audiences.
  • Excellent written and verbal communication skills.
  • Working knowledge of SQL and modern data engineering concepts and workflows.
  • Candidates must independently possess eligibility to work in the United States for any employer at the date of hire.
Responsibilities
  • Execute the product roadmap for enterprise data platform capabilities, including data ingestion, data curation, governance, metadata management, data quality, observability, and self-service data workflows.
  • Partner with Data Engineering, Platform Engineering, Analytics, Architecture, Security, and Governance teams to deliver scalable platform capabilities that support enterprise data needs.
  • Develop a deep understanding of internal platform users—including data engineers, analytics engineers, software engineers, analysts, and data scientists—and translate their needs into platform requirements and product enhancements.
  • Drive the design and adoption of self-service experiences that enable users to onboard data, discover trusted datasets, manage data access, deploy and monitor pipelines, and troubleshoot issues with minimal operational support.
  • Define and prioritize product requirements, user stories, and technical capabilities that improve platform usability, reliability, scalability, and operational efficiency.
  • Establish success metrics and measure platform performance through adoption, user satisfaction, operational efficiency, platform reliability, and business impact outcomes.
  • Partner with engineering teams to define standards, reusable frameworks, and platform patterns that accelerate delivery and promote consistency across data products and pipelines.
  • Ensure data governance, lineage, metadata management, access controls, auditability, and data quality requirements are embedded into platform capabilities and workflows.
  • Collaborate with business and technical stakeholders to identify opportunities for automation, standardization, and process improvements across the data lifecycle.
  • Support the implementation and operationalization of enterprise data capabilities that enable analytics, reporting, operational processes, and data-driven decision making.
  • Balance short-term business priorities with long-term platform investments, technical sustainability, and architectural best practices.
  • Ensure platform capabilities align with security, compliance, privacy, and enterprise governance requirements while protecting the integrity and confidentiality of systems and data.
Desired Qualifications
  • A master's degree in STEM or a related field.
  • Experience building or managing enterprise data platforms, platform products, developer platforms, or internal tooling.
  • Prior hands-on experience in Data Engineering, Analytics Engineering, Software Engineering, Data Architecture, or a related technical discipline.
  • Experience designing developer or data platform experiences for technical users.
  • A strong understanding of data governance, metadata management, data quality, lineage, observability, and access management practices.
  • Experience operating in highly regulated industries such as financial services, payments, healthcare, or insurance.
  • Experience supporting cloud modernization and migration initiatives.
  • Experience with modern cloud data platform architectures and technologies, including Snowflake, Databricks, or equivalent data lakehouse, data warehouse, and data engineering ecosystems.
  • Experience working with large-scale distributed data environments.
  • A proven track record of launching and scaling platform capabilities that improve developer productivity and platform adoption.

About the company

Early Warning provides fraud prevention, identity verification, and risk management solutions for financial institutions, government entities, and payment companies in the United States. It operates by a bank-to-bank data-sharing network and acts as a nationwide specialty consumer reporting agency, managing and stewarding data to create a single view of fraud activity and enable real-time payments, deposit and check validation, and verification. Its strength lies in bank-to-bank data sharing and data stewardship across the banking industry, offering cross-functional fraud visibility for real-time payments and deposits. The goal is to prevent deposit losses and financial crime by delivering trusted data, risk insights, and verification capabilities across the US financial system.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

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Simplify's Take

What believers are saying

  • Citi launched Paze in March 2026, extending reach to millions of cardmembers.
  • ACI Worldwide added Paze in January 2026, expanding merchant distribution across Pay.On.
  • Early Warning announced India in June 2026, opening a massive remittance corridor.

What critics are saying

  • New York's July 2026 ruling keeps the fraud case alive through discovery and trial.
  • Attorney General James alleges Zelle enabled over $1 billion in fraud, threatening restitution.
  • India launch and ZelleUSD invite regulator scrutiny before global expansion proves durable.

What makes Early Warning unique

  • Seven owner banks anchor Early Warning's fraud data network and payments reach.
  • Paze combines eligible cards into one bank-backed checkout wallet, reducing manual entry.
  • Zelle now spans $1.2 trillion annual transfers and global remittance rails.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Family Planning Benefits
  • Flexible Work Hours

Company News

Yahoo Finance
Jun 27th, 2026
New York AG sues Zelle for allegedly allowing fraudsters to steal $1B from consumers

New York Attorney General Letitia James has sued Early Warning Services, Zelle's parent company, alleging the payment platform failed to implement safeguards that allowed fraudsters to steal over $1 billion between 2017 and 2023. The lawsuit claims Zelle's rushed launch led to design flaws including quick registration and lack of verification. EWS is co-owned by seven major banks, including Bank of America, JPMorgan Chase and Wells Fargo. The suit follows a similar case by the Consumer Financial Protection Bureau, which was dropped after the agency faced significant restructuring under the Trump administration. James's lawsuit seeks restitution for affected New Yorkers and a court order requiring anti-fraud measures. A Zelle spokesperson called the lawsuit a "political stunt". Zelle had 151 million users as of 2024.

Boland Hill Media, LLC
Jun 12th, 2026
Zelle's foray into India and other digital transactions news briefs from 6/12/26.

Zelle's foray into India and other digital transactions news briefs from 6/12/26. * Early Warning Services LLC said India is the first country outside the United States where U.S. users of the Zelle peer-to-peer payments service can send remittances. Simultaneously, Early Warning introduced its first stablecoin, ZelleUSD, aimed at international payments from U.S. users. * Stable, a blockchain network featuring the stablecoin USDT, has joined the Mesh Alliance Program as a Gold member. The effort is expected to help enable enterprise companies to connect more directly to transactions using USDT. * E-commerce technology developer Shopware has launched Shopware Payments, based on technology from PayPal. * Bridge, a technology developer for health care, launched its Patient Access and Revenue Suite, which includes embedded-payments capabilities and digital wallets. * Cryptocurrency payments company BitPay marked its 15th year in business and said it has processed more than 900,000 transactions so far this year, up 12% from this time last year. Stablecoins account for nearly half of that volume, the company said. * Block Inc.'s Square point-of-sale payments platform has launched Square High Yield Savings, which offers Square merchants a 3.5% average yield if they maintain a daily balance of at least $10,000 or more in a Square Savings account. * Nacha, the governing body for the automated clearing house network, said it has named Backpack a preferred partner for ACH experience, open banking, and risk and fraud prevention. Backpack specializes in payments for higher education. Preferred partners "offer products and services that advance the ACH network," Nacha said. * Power Financial Credit Union has chosen the NCR Atleos Corp. and Allpoint+ networks to widen its cash-access services for customers. * "High Risk Merchant Accounts 101: The Essential Guide to Payment Processing in High Risk & Regulated Industries," a book published by SoarPay, has achieved best-seller status on Amazon since its release in May, according to authors Adam Carlson, SoarPay's chief executive, and entrepreneur Andy Hagans.

Associated Press
Jun 11th, 2026
Zelle launches India expansion and ZelleUSD stablecoin after moving $1.2T in 2025

Zelle will expand to India later this year, marking the peer-to-peer payment service's first international market since launching nine years ago. Early Warning Services, which operates Zelle, selected India as its starting point because roughly a third of annual remittances to India originate from the United States. The company plans further international expansion and will create ZelleUSD, a US dollar-backed stablecoin to support operations in other markets. Zelle processed over $1.2 trillion in transfers during 2025, making it one of America's most popular direct payment services. The expansion follows years of scrutiny over fraud and unauthorised transfers. A Consumer Financial Protection Bureau lawsuit filed in December 2024 was dropped in March 2025, though New York Attorney General Letitia James's similar lawsuit continues. Early Warning Services is owned by seven major banks including JPMorgan Chase and Bank of America.

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

PR Newswire
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub