Full-Time

Underwriting Director

Ocean Cargo

The Hartford

The Hartford

10,001+ employees

Insurance provider for individuals and businesses

Compensation Overview

$140k - $210k/yr

+ Bonus + Long-term incentives

Alpharetta, GA, USA + 1 more

More locations: New York, NY, USA

Hybrid

Three days on-site per week are expected for candidates near an office; others may work remotely and visit an office as business needs arise.

Category
Insurance (1)
Required Skills
Supply Chain Management
Financial analysis

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Requirements
  • At least 8 years of Ocean Cargo and/or Ocean Marine underwriting experience, including complex middle-market and large account exposures.
  • Demonstrated expertise in ocean cargo, logistics, warehousing, stock throughput, and global supply chain exposures.
  • Superior technical underwriting knowledge, sound judgment, and the ability to manage underwriting authority and complex risk selection decisions.
  • Strong financial acumen and understanding of portfolio profitability drivers, including pricing adequacy, loss ratio management, and growth metrics.
  • Strong analytical, critical thinking, and decision-making skills, with the ability to assess business problems, develop recommendations, and implement effective solutions.
  • Proven success developing and maintaining relationships with brokers, agents, clients, and internal business partners.
  • Excellent written, verbal, interpersonal, and presentation skills, with the ability to influence outcomes through communication and relationship management.
  • Strong organizational, prioritization, and portfolio management capabilities.
  • A valid driver's license and willingness to travel within the assigned territory as needed.
Responsibilities
  • Underwrite and manage a complex portfolio of Ocean Cargo and Marine business while balancing growth, retention, and profitability objectives.
  • Evaluate exposures, financial performance, operational risks, loss trends, and catastrophe accumulations to make underwriting decisions.
  • Ensure pricing adequacy and disciplined execution of underwriting strategies.
  • Monitor portfolio performance and develop actions to improve profitability, growth, and market positioning.
  • Exercise authority within granted underwriting limits and provide referral guidance on complex risks.
  • Develop and maintain relationships with brokers, agents, clients, and key distribution partners.
  • Drive agency and broker engagement strategies that support profitable growth.
  • Identify emerging market opportunities and strengthen the organization’s position within the Ocean Marine marketplace.
  • Represent the company in industry associations, customer meetings, broker events, and marketing initiatives.
  • Mentor, coach, and develop underwriting talent.
  • Foster a collaborative, inclusive, and high-performing team environment.
  • Support career development by building technical underwriting and leadership capabilities within the team.
  • Serve as a technical resource and referral partner for underwriters and business partners.
  • Lead through change while promoting accountability, ownership, and continuous improvement.
  • Contribute to underwriting strategy, product development, and process improvement initiatives.
  • Analyze market conditions, competitive trends, and emerging risks impacting the marine industry.
  • Recommend and implement solutions that improve operational efficiency and portfolio performance.
  • Challenge conventional thinking and identify innovative approaches to achieving business objectives.
  • Partner with cross-functional teams to advance strategic priorities and drive organizational success.
Desired Qualifications
  • An established network within the Ocean Marine marketplace.
  • Experience leading underwriting teams, mentoring talent, and influencing organizational initiatives.
  • Experience contributing to underwriting strategy, product enhancement, or process transformation efforts.
  • Marine insurance designations such as CPCU, ARM, AMIM, or equivalent.
  • Active engagement in professional development and industry organizations.

The Hartford provides insurance protection for individuals and businesses and extends its role beyond policy terms to make a positive impact. It underwrites and issues risk coverage, including assessing risk, pricing premiums, and handling claims to help people recover from losses and manage uncertainty. The company differentiates itself by pursuing social impact and practical help that goes beyond a standard insurance contract—focusing on human achievement and community support as part of its mission. Its goal is to protect people and organizations and to improve lives through responsible risk management and community involvement, not just by selling insurance but by contributing to broader well-being.

Company Size

10,001+

Company Stage

IPO

Headquarters

Hartford, Connecticut

Founded

1810

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 core earnings reached $945 million, with 18.7% trailing ROE.
  • The Hartford authorized a $4.2 billion buyback through 2028 after Hartford Funds sale.
  • Personal Insurance and Employee Benefits both posted improving 2026 growth and margins.

What critics are saying

  • Wellington closes Hartford Funds in Q1 2027, stripping recurring asset-management earnings.
  • MSP Recovery's Florida litigation keeps Hartford tied to reimbursement-lawfare and legal costs.
  • A reserve shock in casualty lines erases capital returns and earnings.

What makes The Hartford unique

  • Founded in 1810, The Hartford pairs P&C, Employee Benefits, and investment capabilities.
  • Its 2026 Columbus hub houses 75 AI and cloud specialists for insurance transformation.
  • Distribution depth drove 2026 Q2: Business Insurance grew 5% with 89.3 combined ratio.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Holidays

Hybrid Work Options

Remote Work Options

Tuition Reimbursement

Company News

Associated Press
Jul 15th, 2026
The Hartford appoints former AssuredPartners CEO Randy Larsen to board

The Hartford has appointed Randy Larsen to its board of directors, effective 1 September. He will serve on the Finance, Investment and Risk Management Committee and the Nominating and Corporate Governance Committee. Larsen spent 13 years with AssuredPartners, a large insurance brokerage firm, serving as chief executive officer from 2023 until Gallagher acquired the company in 2025. During his tenure, he oversaw significant business growth through organic initiatives and acquisitions whilst leading operational transformation efforts. Prior to AssuredPartners, Larsen spent 14 years with insurance brokerage Schifman Remley & Associates, which AssuredPartners acquired in 2012. He earned a bachelor's degree in finance from Nebraska Wesleyan University.

Yahoo Finance
May 16th, 2026
Hartford beats revenue estimates by 40% but shares drop 2.6% on disappointing earnings

Hartford reported Q1 revenues of $7.23 billion, up 6.1% year on year, exceeding analyst expectations by 40%. Despite the top-line beat, the multi-line insurance company missed analysts' book value per share and earnings per share estimates. The Hartford, recognisable by its stag logo dating to 1810, provides property and casualty insurance, group benefits and investment products across the United States. The company delivered the largest analyst estimate beat among multi-line insurance stocks tracked this quarter. However, investors appeared dissatisfied with the results. Hartford's stock has declined 2.6% since reporting and currently trades at $132.15. The multi-line insurance sector overall saw revenues beat consensus estimates by 8.6%, though share prices have declined an average of 2.8% following earnings.

Business Wire
Apr 14th, 2026
The Hartford and UConn partner on worker safety and energy innovation research

The Hartford and the University of Connecticut have launched a collaboration focused on business resiliency, worker safety and energy innovation. The partnership includes two key initiatives: The Hartford Laborer Safety Fund and The Hartford Sustainability Research Fellowship. The Hartford will invest in UConn's Korey Stringer Institute to research how extreme heat affects workers across industries, examining both short- and long-term impacts on health and productivity. The companies plan to pilot heat-management programmes with select business customers. The Hartford Sustainability Research Fellowship, established within UConn's College of Engineering, will examine evolving energy needs of data centres and emerging risks related to onsite generation, battery storage and renewable energy. The research aims to provide insights into future insurance and risk-management needs for emerging technologies.

Yahoo Finance
Mar 23rd, 2026
Hartford Insurance targets cluster around $150 amid underwriting strength and P&C cycle concerns

Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.

Yahoo Finance
Feb 1st, 2026
Hartford Insurance reports Q4 core earnings of $1.1B, plans to boost quarterly buybacks to $450M

The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.