Morpho is a decentralized lending protocol on the Ethereum blockchain that connects lenders and borrowers directly through peer-to-peer lending. Its operation centers on an on-chain market where third parties can build and manage their own lending markets using a Curator-as-a-Business model, while Morpho earns a small fee on borrower interest that goes to the treasury and token holders. The platform supports flexible loans and also fixed-rate, fixed-term options to provide more predictable financing in crypto markets. It differentiates itself from competitors with its marketplace-curator approach that enables customizable, modular lending markets, aiming to offer efficient, competitive borrowing and to grow a broad ecosystem of lenders, borrowers, and partners.
Company Size
51-200
Company Stage
ICO
Total Funding
$244.3M
Headquarters
Paris, France
Founded
2021
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