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KeyBank

Provides banking, loans, and financial services

Senior Relationship Manager - Commercial

Full-TimeUpdated on 10/21/2026Deadline 11/30/26
$128k - $268k/yr+ Production incentives + Commission + Discretionary incentives
Senior
Bachelor's, Master's
Cleveland, OH, USA
Hybrid
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A bachelor's degree in accounting, finance, or a related field, or equivalent experience, is required.
  • At least 7 years of financial services experience is required.
  • At least 1 year of formal commercial credit training and experience from a bank or financial institution is required.
  • A strong track record of achieving performance targets is required.
  • A valid driver's license and ability to operate a motor vehicle are required.
  • Prioritize clients’ needs, goals, and success by providing tailored and responsive service.
  • Make decisions reflecting high ethical standards and balancing client needs with regulatory and organizational responsibilities.
  • Take ownership of decisions, actions, and outcomes and hold oneself and others accountable for results.
  • Anticipate future trends and align client strategies with long-term business goals and market opportunities.
  • Communicate clearly and persuasively with senior executives to influence decisions and build trust.
  • Understand the financial, operational, and strategic drivers of commercial organizations to provide relevant banking solutions.
  • Use customer relationship management systems to track interactions, manage pipelines, and support relationship development.
  • Engage clients to uncover needs and deliver customized financial solutions aligned with their needs and the bank’s capabilities and strategic goals.
  • Possess knowledge of commercial banking products and services and their application to commercial clients.
  • Design and negotiate complex financial solutions that meet client needs and the bank’s risk and profitability standards.
  • Evaluate the likelihood and impact of risks and identify leading indicators to support informed decision-making and protect client and bank interests.
Responsibilities
  • Serve as the trusted financial advisor and business partner to clients, act as the commercial banking client expert, and serve as the primary contact for most client-related matters.
  • Drive a focused growth strategy and business development by maintaining a holistic understanding of clients’ and prospects’ businesses and industries.
  • Manage strategic issues, including capital raising, regulatory compliance, ownership transition planning, mergers and acquisitions, and revenue cycle management.
  • Educate clients on the bank’s capabilities in core product areas, including cash management, derivatives, and equipment finance.
  • Maintain active prospecting efforts, including identifying, qualifying, and contacting prospects, and develop a Center of Influence referral network.
  • Identify cross-sell opportunities and collaborate with community bankers and product specialists to structure, coordinate, and sponsor credit and non-credit products and services.
  • Continuously improve functional, technical, sales, and credit expertise and transfer knowledge to team members; partner with credit officers as the first-level sponsor for credit decisions.
  • Assemble and lead cross-functional teams to respond quickly to customer requests that cannot be addressed personally.
  • Lead credit processes and ensure asset quality, including underwriting, structuring, and portfolio management; prepare Asset Quality Reports and Risk Rating models for accurate risk assessment.
  • Mentor junior relationship managers and contribute to developing team capabilities and performance.
  • Lead strategic client reviews and deliver insights and recommendations aligned with client goals.
  • Contribute to strategic planning and commercial team initiatives.
  • Maximize the profitability of the assigned portfolio by effectively selling the value the bank provides.
  • Comply with company policies and procedures, conduct business ethically, avoid conflicts of interest, and act in the best interests of clients and the company.
  • Travel occasionally, including overnight stays; travel may require driving to multiple locations in a single day.
Desired Qualifications
  • A master's degree is preferred.
  • At least 5 years of high-performing experience providing financial expertise, counsel, and customized solutions to commercial clients in middle- to upper-market revenue brackets is preferred.
  • Experience working in relationship management teams and understanding the importance of balancing business development with asset quality is preferred.
  • Involvement in relevant boards and/or industry organizations is preferred.

About the company

KeyBank provides a full range of banking services for individuals, small businesses, and commercial clients across the United States. It offers checking and savings accounts, credit cards, mortgages, loans, and other financial products. Customers use these products by making deposits, borrowing money, or using credit in everyday life; the bank earns interest on loans, fees for services, and commissions on products. KeyBank differs from many rivals by offering a wide geographic footprint and a focus on tailored financial solutions plus tools to improve financial wellness, such as budgeting resources and planning guidance. Its goal is to help clients reach financial milestones—like buying a home, paying down debt, or saving for the future—through a comprehensive set of services.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Cleveland, Ohio

Founded

1824

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Simplify's Take

What believers are saying

  • Q2 2026 net income rose 26% to $472 million on $1.96 billion revenue.
  • KBCM won GLP Canada advisory on September 17, 2026, plus multiple energy financings.
  • KeyBank raised prime to 7.00% on September 17, 2026, supporting asset yields.

What critics are saying

  • Q2 2026 missed net interest income estimates; shares fell 6.6% on July 21.
  • Regional banks face fintech competition and deposit outflows; Key’s consumer franchise needs sharper execution.
  • A commercial real estate downturn would crush earnings, capital, and franchise credibility.

What makes KeyBank unique

  • KeyBanc closed Avantus’s $1.05 billion financing on July 31, 2026.
  • KeyBank hired JPMorgan’s Drue Anderson and M&T’s Mike Keane in late 2026.
  • KeyCorp repurchased $341 million shares in Q2 2026, targeting 16%-19% ROTCE.

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Benefits

  • Medical, dental, & vision
  • Wellness Programs
  • Fitness Reimbursement
  • Alternative Work Schedules
  • PTO
  • Parental Leave
  • 401(k) Savings Plan
  • Discounted Stock Purchase Plan
  • Tuition Reimbursement

Growth & Insights and Company News

Headcount

6 month growth

9%

1 year growth

9%

2 year growth

9%
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KeyCorp posts record $2.04B revenue and $537M Q3 profit, with EPS up 24%

KeyCorp reported third-quarter 2026 net income of $537 million, or $0.51 per diluted share, up from $454 million, or $0.41 per share, a year earlier. Diluted earnings per share rose 24% year-over-year. Revenue hit a record $2.04 billion, up 8% from a year ago and 4% from the second quarter. Net interest margin rose to 2.95%, up 20 basis points year-over-year. Average deposits grew $3.6 billion from the previous quarter, while average loans increased $1.5 billion. Investment banking and debt placement fees climbed 27% sequentially. Net loan charge-offs fell to $89 million from $114 million a year earlier. The bank repurchased $320 million of common shares and reported a Common Equity Tier 1 ratio of 11.1%. Chief executive officer Chris Gorman said Key expects to reach a return on tangible common equity of 15% or more by the end of 2027.

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