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KeyBank

Provides banking, loans, and financial services

Senior Relationship Manager - Commercial

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeCleveland, OH, USA

About the Job

Requirements

  • A bachelor's degree in accounting, finance, or a related field, or equivalent experience, is required.
  • At least 7 years of financial services experience is required.
  • At least 1 year of formal commercial credit training and experience from a bank or financial institution is required.
  • A strong track record of achieving performance targets is required.
  • The role requires the ability to drive to multiple locations in a single day and a valid driver's license.
  • The role requires occasional travel, including overnight stays.
  • Prioritize client needs, goals, and success in decisions and interactions, providing tailored and responsive service.
  • Make decisions that reflect high ethical standards while balancing client needs with regulatory and organizational responsibilities.
  • Take ownership of decisions, actions, and outcomes, and hold oneself and others responsible for delivering results.
  • Anticipate future trends and align client strategies with long-term business goals and market opportunities.
  • Communicate clearly and persuasively with senior executives to influence decisions and build trust.
  • Understand the financial, operational, and strategic drivers of commercial organizations to provide relevant banking solutions.
  • Use customer relationship management systems to track interactions, manage pipelines, and support relationship development.
  • Engage clients in dialogue to uncover needs and deliver customized financial solutions that create measurable value aligned with client needs and bank capabilities.
  • Know commercial banking products and services and how they apply to commercial clients.
  • Design and negotiate complex financial solutions aligned with client needs and the bank's risk and profitability standards.
  • Evaluate the likelihood and impact of risks and identify leading indicators to support informed decisions and protect the client’s and bank’s interests.
  • Demonstrate Key’s Values and abide by Key’s Code of Conduct.

Responsibilities

  • Serve as the trusted financial advisor and business partner to clients, acting as the commercial banking client expert and primary contact for most client-related matters.
  • Drive a focused growth strategy and business development efforts by building and maintaining a clear understanding of clients’ and prospects’ businesses and industries.
  • Manage strategic issues, including capital raising, regulatory compliance, ownership transition planning, mergers and acquisitions, and revenue cycle management.
  • Educate clients on the bank’s capabilities in core product areas, including cash management, derivatives, and equipment finance.
  • Maintain active prospecting efforts, including identifying, qualifying, and calling prospects, and develop an active Center of Influence referral network.
  • Identify cross-sell opportunities and collaborate with community bankers and product specialists to structure, coordinate, and sponsor credit and non-credit products and services.
  • Continuously improve functional and technical sales and credit expertise and transfer this knowledge to team members, partnering with Credit Officers as the first-level sponsor for credit decisions.
  • Assemble and lead cross-functional teams to respond quickly to customer requests that cannot be addressed personally.
  • Lead credit processes and ensure asset quality, including underwriting, structuring, and portfolio management; prepare Asset Quality Reports and Risk Rating models for accurate risk assessment.
  • Mentor junior Relationship Managers and contribute to team capability and performance development.
  • Lead strategic client reviews and proactively deliver insights and recommendations aligned with client goals.
  • Contribute to commercial team strategic planning and initiatives.
  • Maximize the profitability of the assigned portfolio by effectively selling the value provided by the bank.
  • Perform other duties as assigned; duties, responsibilities, and activities may change or new ones may be assigned at any time.
  • Comply with all bank policies and procedures, conduct business ethically, avoid conflicts of interest, and act in the best interests of clients and the bank.

Desired Qualifications

  • A master's degree is preferred.
  • At least 5 years of high-performing experience providing financial expertise, counsel, and customized solutions to commercial clients in middle- to upper-market revenue brackets is preferred.
  • Experience working in relationship management teams, with an understanding of balancing business development and asset quality, is preferred.
  • Involvement in relevant boards and/or industry organizations is preferred.

About the Company

KeyBank

Provides banking, loans, and financial services

KeyBank provides a full range of banking services for individuals, small businesses, and commercial clients across the United States. It offers checking and savings accounts, credit cards, mortgages, loans, and other financial products. Customers use these products by making deposits, borrowing money, or using credit in everyday life; the bank earns interest on loans, fees for services, and commissions on products. KeyBank differs from many rivals by offering a wide geographic footprint and a focus on tailored financial solutions plus tools to improve financial wellness, such as budgeting resources and planning guidance. Its goal is to help clients reach financial milestones—like buying a home, paying down debt, or saving for the future—through a comprehensive set of services.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Cleveland, OH
Founded
1824

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