Senior Investment Analyst - Structured Credit & Mortgages

Job Description

We’re looking for a Senior Investment Analyst to join our Structured Credit & Mortgages team within Institutional Retirement Investments. You’ll help assess new investments, monitor existing portfolios and work across areas including securitisations, mortgages and other asset-backed opportunities. 

This could suit someone coming from investments, banking, structured finance, credit, a rating agency, actuarial or advisory background who has strong analytical foundations and wants to broaden their investment experience.

What you'll be doing:

• Supporting the underwriting and assessment of new structured credit and mortgage investments
• Analysing financial information, cashflows, structures, collateral and key investment risks
• Reviewing transaction documentation, rating agency materials and due diligence
• Researching structured credit markets, issuance trends and relative value
• Working with Asset Management colleagues and overseeing relevant investment mandates
• Monitoring portfolios, performance, risk metrics and emerging issues
• Preparing investment papers and governance materials for decision-making
• Building your knowledge across structured credit, private fixed income and insurance investing

Who we're looking for:

• A strong grounding in credit analysis, fixed income, investments or a closely related area
• Relevant experience gained within investments, banking, structured finance, credit, a rating agency, actuarial or advisory environment
• Exposure to structured finance concepts and an understanding of how cashflows, collateral, ratings and structural protections interact
• Strong Excel and financial modelling capability
• Confidence analysing information and turning it into clear, evidence-based conclusions
• Strong written and verbal communication with good attention to detail
• Curiosity and an appetite to learn new asset classes and investment topics
• A collaborative and adaptable approach to working across different teams and priorities

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Healthcare Plan (permanent employees only)
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
• There are many discounts we offer – both for our own products and at a range of high street stores and online
• We’re creating net‑zero carbon workplaces by 2030 by investing in our sustainable, modern offices across the UK, all designed to bring people together and elevate the in‑person experience

Qualifications

Additional Information

At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all. 

If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. 

It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.