Who We Are

At Old Second, you're first! For more than 150 years, Old Second has consistently put businesses and individuals throughout the Chicago area first, and we're only getting started.

With great employees we've grown from a single location in the back of a general store to 50 locations and over $6 billion dollars in assets. At Old Second we embrace values that foster an environment of community and growth. Recently, we've been voted a Forbes Best-In-State Bank for Illinois by our customers. Be a part of something big as we continue our growth story together!

Move your career forward at Old Second.

Position Overview

The Treasury Management Officer (TMO) partners with community bank clients to identify cross-sell opportunities, support onboarding, and manage a small business treasury portfolio. This role requires strong knowledge of the bank’s treasury management products and services, along with the ability to recommend solutions, influence sales outcomes, and provide exceptional client support.

The TMO works closely with internal partners and external clients to expand relationships, increase revenue, and ensure a high level of service. This position also supports the Treasury Management Sales Team through proposal preparation, pricing support, implementation coordination, and account analysis.

Essential Job Functions

Partner with Treasury Management Advisors to support middle market commercial clients.
Manage and grow treasury sales opportunities within the business banking client portfolio.
Prepare proposals, agreements, and implementation documents in compliance with bank policies and procedures.
Cross-sell treasury products and services to expand client relationships and improve profitability.
Provide exceptional support to new and existing clients by addressing service requests, inquiries, and technical issues.
Resolve complex client issues in a timely and professional manner.
Support the Treasury Management Sales Team with daily activities and sales initiatives.
Assist with new treasury pricing, exception pricing, and annual pricing reviews.
Coordinate and support implementation meetings for new treasury management clients.
Perform operational functions related to treasury service delivery.
Run pro forma models, prepare pro forma account analysis statements, sales presentations, and analyze complex account analysis statements.

Minimum Requirements

Bachelor’s degree and 3+ years of experience in treasury management, cash management, or commercial banking; or an equivalent combination of education and experience

Core Competencies

Excellent written and verbal communication skills.
Strong analytical, interpersonal, and negotiation skills.
Proven success in treasury management sales.
Strong proficiency in Microsoft Word, Excel, and PowerPoint.
Ability to manage multiple priorities and meet tight deadlines.
In-depth knowledge of treasury management products, pricing, and BSA requirements.
Strong account analysis skills, including experience with complex analyses and pro forma modeling.
Effective presentation skills to support business development efforts.

Location Details

This position is considered a hybrid role based in Aurora, IL (37 S. River Street). With management approval, an incumbent may work a combination of remote and onsite work to perform the regular responsibilities of the role. Actual schedule requirements may vary based upon business needs.

Compensation & Benefits

Base pay: $61,400 - $83,400 annually.

Officer Bonus Eligible: Eligible to participate in the Annual Officer Incentive plan with a target bonus up to 40% of base salary based various performance components.

Old Second is committed to fair and equitable pay practices. Pay is dependent upon the pay range and the incumbent’s knowledge, skills and experience.

Benefits: How We Support You - Old Second

Thanks for considering Old Second!

About the company

Old Second National Bank provides traditional banking services in the Chicago metropolitan area, offering deposits, loans, and a full set of card products (debit, credit, and prepaid) along with treasury services for commercial clients. Its products work by taking customer deposits, funding loans, and enabling payments and cash management through card usage and treasury services; the bank is modernizing its online experience with a new Corporate O2 platform to improve online banking for commercial customers. The bank differentiates itself through deep local roots and a strong focus on community commitment, combined with substantial commercial banking capabilities, including treasury management, tailored to individuals, families, and businesses in the Chicagoland area. Its goal is to serve the local community with personalized financial solutions, help clients manage money efficiently, and support business growth by providing reliable banking services and updated technology.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Aurora, Illinois

Founded

1871

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Simplify's Take

What believers are saying

Q2 2026 net income reached $28.2 million, with ROA improving to 1.65%.
Net interest margin expanded to 5.23% in Q2 2026, boosting core profitability.
Loans grew $60.6 million in Q2 2026, led by commercial, construction, and multifamily.

What critics are saying

Q1 2026 nonperforming loans jumped to $75.5 million, hitting 1.5% of loans.
Q1 2026 charge-offs included downtown Chicago office, warehouse, and powersport credits.
Deposit balances fell 2.16% in Q2 2026, raising funding pressure if runoff continues.

What makes Old Second National Bank unique

Chicago-only footprint with 55 branches and deep local middle-market relationships.
Evergreen integration completed October 2025, adding scale, deposits, and powersport lending.
Michael Graf joined June 2026 to strengthen middle-market banking across greater Chicago.

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Benefits

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

1 year growth

2 year growth

MarketBeat

Jul 27th, 2026

DA Davidson issues positive forecast for Old Second Bancorp (NASDAQ:OSBC) stock price.

DA Davidson issues positive forecast for Old Second Bancorp (NASDAQ:OSBC) stock price. July 27, 2026 Key points. * DA Davidson raised its price target for Old Second Bancorp from $24.00 to $25.00 while maintaining a "neutral" rating, implying roughly 4.04% upside from the prior close. * Analyst sentiment remains favorable overall: five analysts rate the stock a Buy and one rates it a Hold, producing a "Moderate Buy" consensus and an average price target of $24.60. * Old Second Bancorp reported quarterly earnings of $0.55 per share, matching estimates, while revenue of $96.59 million exceeded expectations. Institutional investors own approximately 67.76% of the company's shares. * Five stocks we like better than Old Second Bancorp. Old Second Bancorp (NASDAQ:OSBC - Get Free Report) had its price target raised by DA Davidson from $24.00 to $25.00 in a research note issued on Friday,Benzinga reports. The brokerage presently has a "neutral" rating on the financial services provider's stock. DA Davidson's price target suggests a potential upside of 4.04% from the stock's previous close. Other equities research analysts have also recently issued reports about the stock. Raymond James Financial initiated coverage on shares of Old Second Bancorp in a research report on Tuesday, July 7th. They set an "outperform" rating and a $26.00 price objective for the company. Stephens initiated coverage on shares of Old Second Bancorp in a report on Friday, March 27th. They issued an "overweight" rating and a $23.00 target price on the stock. Piper Sandler upped their price target on shares of Old Second Bancorp from $25.00 to $26.00 and gave the company an "overweight" rating in a research report on Friday, June 26th. Finally, Weiss Ratings reiterated a "buy (b)" rating on shares of Old Second Bancorp in a report on Friday, May 29th. Five analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to data from MarketBeat.com, Old Second Bancorp presently has an average rating of "Moderate Buy" and an average target price of $24.60. Old Second Bancorp price performance. Old Second Bancorp stock opened at $24.03 on Friday. The stock's 50 day moving average is $22.35 and its 200 day moving average is $21.08. Old Second Bancorp has a one year low of $16.42 and a one year high of $24.21. The firm has a market cap of $1.24 billion, a P/E ratio of 13.81 and a beta of 0.70. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.90 and a quick ratio of 0.90. Old Second Bancorp (NASDAQ:OSBC - Get Free Report) last released its earnings results on Wednesday, July 22nd. The financial services provider reported $0.55 earnings per share for the quarter, meeting analysts' consensus estimates of $0.55. Old Second Bancorp had a net margin of 20.22% and a return on equity of 12.85%. The business had revenue of $96.59 million during the quarter, compared to the consensus estimate of $94.88 million. As a group, research analysts expect that Old Second Bancorp will post 2.17 EPS for the current year. Institutional inflows and outflows. Several institutional investors and hedge funds have recently bought and sold shares of the stock. Parallel Advisors LLC increased its stake in Old Second Bancorp by 181.3% in the first quarter. Parallel Advisors LLC now owns 2,622 shares of the financial services provider's stock valued at $53,000 after purchasing an additional 1,690 shares in the last quarter. Janus Henderson Group PLC boosted its position in shares of Old Second Bancorp by 67.8% during the 1st quarter. Janus Henderson Group PLC now owns 26,232 shares of the financial services provider's stock worth $529,000 after purchasing an additional 10,597 shares in the last quarter. Amundi acquired a new stake in shares of Old Second Bancorp in the 1st quarter valued at about $276,000. Empowered Funds LLC increased its position in Old Second Bancorp by 6.1% in the 1st quarter. Empowered Funds LLC now owns 233,559 shares of the financial services provider's stock valued at $4,709,000 after buying an additional 13,438 shares in the last quarter. Finally, Quantinno Capital Management LP increased its position in Old Second Bancorp by 58.8% in the 1st quarter. Quantinno Capital Management LP now owns 49,879 shares of the financial services provider's stock valued at $1,006,000 after buying an additional 18,461 shares in the last quarter. 67.76% of the stock is owned by institutional investors. About Old Second Bancorp. Old Second Bancorp, Inc is a bank holding company based in Aurora, Illinois, serving businesses and consumers through its primary subsidiary, Old Second National Bank. The company provides a broad range of commercial and retail banking services across the suburban Chicago marketplace, supported by a branch network and online platforms designed to meet the financial needs of local communities. Discover more Stock Market News Financial Markets News In its commercial banking division, Old Second offers lending solutions that include lines of credit, term loans, equipment financing and commercial real estate financing. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Old Second Bancorp, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Old Second Bancorp wasn't on the list. While Old Second Bancorp currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. The AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge - and the key risks investors should watch as the global AI buildout accelerates.

Associated Press

Jul 22nd, 2026

Old Second Bancorp reports Q2 2026 net income of $28.2M with margin expanding to 5.23%

Old Second Bancorp reported second quarter 2026 net income of $28.2 million, or $0.54 per diluted share, up from $25.6 million, or $0.48 per share, in the first quarter. The Aurora, Illinois-based bank holding company saw its net interest margin expand nine basis points to 5.23%. Net interest and dividend income rose $2.2 million to $83.3 million. Total loans grew $60.6 million to $5.25 billion, driven by increases in commercial, construction, and multifamily lending. Deposits declined 2.16% to $5.44 billion as higher-rate brokered deposits rolled off. Credit quality improved, with nonperforming loans falling to $56.5 million from $75.5 million. The provision for credit losses decreased to $7.5 million from $9.5 million. Return on average assets reached 1.65%, whilst return on tangible common equity stood at 15.58%. The board declared a quarterly dividend of $0.07 per share.

Associated Press

Jun 15th, 2026

Old Second National Bank appoints Michael Graf as head of middle market banking

Old Second National Bank has appointed Michael Graf as Senior Managing Director and Head of Middle Market Banking. Graf brings over 30 years of experience serving middle market clients in the greater Chicago area. Graf previously spent 14 years at First Midwest Bank/Old National Bank, where he most recently served as Group Head of Middle Market Banking. Earlier, he held lending positions at LaSalle Bank in Chicago, rising to Senior Vice President and Team Lead. He holds a bachelor's degree from Marquette University and an MBA from Loyola University Chicago. Graf remains active in professional organisations including the Association for Corporate Growth and serves on the Chairman's Advisory Council of the Big Shoulders Fund. Old Second Bancorp, headquartered in Aurora, Illinois, has approximately $6.8 billion in assets as of March 2026.

Yahoo Finance

Jan 31st, 2026

DA Davidson flags elevated non-performing assets as key risk for Old Second Bancorp despite strong Q4 results

DA Davidson raised its price target for Old Second Bancorp to $23 from $22 whilst maintaining a Neutral rating following the company's fourth-quarter earnings. The firm noted that whilst the Evergreen acquisition positively impacted Q4 results with a strong net interest margin, higher-than-normal net charge-offs were recorded. Old Second Bancorp reported net interest and dividend income of $83.1 million in Q4, with a tax-equivalent net interest margin of 5.09% and an adjusted efficiency ratio of 51.28%. The Aurora, Illinois-based regional bank holding company provides community banking services including retail and commercial banking, loans and wealth management. DA Davidson flagged elevated non-performing assets compared with peers as a key risk, though growth is expected to improve in 2026 with solid cost control.

Old Second Bancorp, Inc.

May 23rd, 2025

Old Second and Evergreen Bank Group Announce Strategic Combination

AURORA AND OAK BROOK, IL / ACCESSWIRE / February 25, 2025 / Old Second Bancorp, Inc. (NASDAQ:OSBC) ("Old Second") and Bancorp Financial, Inc. ("Bancorp Financial", "Evergreen Bank") jointly announced today the signing of a definitive merger agreement for Old Second to acquire Bancorp Financial and its wholly-owned bank subsidiary, Evergreen Bank Group, in a cash and stock transaction. Under the terms of the merger agreement, which was unanimously approved by the Boards of Directors of both compa

Old Second National Bank

Treasury Management Officer

About the job