Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site.

Assists small business and commercial customers in setting up and maintaining Business Online Banking and other Treasury Management products and services. Reviews Business Online Banking and other Treasury Management services request forms and applications for accuracy and completion. Provides client support and training on product use.

What you will do:

Implements Treasury Management product and service requests, including input and callback for various systems.
Processes maintenance requests for existing Business Online Banking and Treasury Management services, including risk reviews for ACH and RDC customers.
Reviews Business Online Banking and Treasury Management service requests, ensuring authorization and access to appropriate business banking products and services.
Provides support and training to small business and commercial customers for various Treasury Management services i.e. Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may be provided via phone, online and/or email communications.
Provides assistance to Retail, Commercial and other banking staff regarding Business Online Banking and various Treasury Management product and service features and reports operational issues.
Monitors and manages multiple email inboxes and request databases for incoming requests and communications.
Adhere to Bank’s security and audit procedures as well as industry rules and regulations.
Maintain current knowledge of all Mechanics Bank’s Treasury Services Product offerings, services and systems.
Participate in UAT (User Acceptance Testing) on new initiatives related to Treasury Services products and services, as required.
Bills customers for various Treasury Management products and services and orders equipment for customers as needed.
Other duties as assigned.
Travel 0 - 10%.

Who you are:

High School Diploma/GED required.
3 years of experience in a treasury operational role preferred.
Additional experience may be considered in lieu of degree.
General knowledge of Treasury Management products and services and implementation requirements.
General knowledge of Federal and State banking regulations pertaining to Online Banking and ACH Operations.
General knowledge of Business Online Banking and Treasury Management products and services.
Excellent ability to explain processes clearly and understandably.
Excellent ability to problem solve.
Excellent organizational skills and attention to detail.
Skilled in problem resolution and the ability to determine appropriate solutions.
Excellent written, oral, and interpersonal communication skills.
Proficient skill in Microsoft Office Suite applications.

ADA Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls.
The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 10 pounds.
Specific vision abilities required by this job include close vision.
The noise level in the work environment is usually moderate.

#LI-AS1

Pay Range: $25.50 - $30.00 hourly

AIP/Bonus: up to 5%

Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire.
Benefits package includes[1]:

Medical, prescription, dental, and vision coverage for employees and their eligible family members
Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits
Health Savings Account with employer contribution
Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit
401(k) and Roth 401(k) with company contribution
529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program
Supplemental Health plans, Voluntary Legal and Identity Theft Services
11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year
Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply)

Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.

Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
Please view Equal Employment Opportunity Posters provided by OFCCP here.
To learn more about Mechanics Bank’s California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit
California Privacy Policy for Prospective Employees | Mechanics Bank

[1] The benefits listed in this job posting reflect the Bank’s most reasonable and genuinely expected benefits offered for this position.

About the company

Mechanics Bank serves individuals and businesses in the West Coast by offering core financial services such as checking and savings, personal and business loans, mortgage products, wealth management, and digital banking. It operates through a network of branches and supports customers with practical banking tools like drive-thru windows and accessible in-person service, while expanding its footprint through strategic mergers. The bank distinguishes itself by its long-standing focus on the “working person” and local community, a heritage that dates back to its founding for laborers and mechanics, and by its growth achieved through acquisitions that broaden its regional reach. Its goal is to provide reliable, community-centered financial support to everyday workers and organizations, helping customers manage money and grow their financial lives across the West Coast.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Walnut Creek, California

Founded

1905

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Simplify's Take

What believers are saying

Second-quarter 2026 net income rose to $57.7 million, up from $44.1 million.
Management targets 17% to 18% ROATCE by 2027 after integration synergies.
Balance-sheet cleanup sold $417 million auto loans near book value, boosting liquidity.

What critics are saying

The 2026 layoffs cut FTEs from 1,890 to 1,756 after HomeStreet integration.
Mechanics Bank still faces McClain-related investor litigation in Kentucky from July 2025.
Selling DUS and runoff auto loans strips earnings engines before 2027 targets hit.

What makes Mechanics Bank unique

2025 HomeStreet merger created a 166-branch West Coast platform across four states.
Mechanics Bank sold its DUS business and runoff auto loans, sharpening capital allocation.
Delaware trust company launch expands wealth services for high-net-worth clients.

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Company News

YourCentralValley.com

Oct 9th, 2026

Merced celebrates groundbreaking of 66-unit supportive housing project.

Merced celebrates groundbreaking of 66-unit supportive housing project. Posted: Oct 8, 2026 / 10:16 PM PDT Updated: Oct 8, 2026 / 10:16 PM PDT MERCED, Calif. (KSEE/KGPE) - The City of Merced officially began construction on a new supportive housing development on Thursday afternoon. When complete, Mercy Village will be a three-story, 66-unit permanent supportive housing development at 3015 Park Avenue in Merced. The project broke ground Thursday for 65 one-bedroom apartments and one two-bedroom apartment. These units are meant to serve those who are experiencing or are in danger of falling into homelessness and are enduring mental health challenges. The permanent supportive housing project will have management offices on location. The project includes a clubhouse and services and counseling spaces. Residents will be able to attend one-on-one sessions, group activities, and classes. Specific mental and behavioral health services will be available for residents as well. California Department of Housing & Community Development, City of Merced, and Mechanics Bank have come together to make this project possible.

Market Chameleon

Sep 16th, 2026

Mechanics Bank completes sale of substantial majority of runoff auto loan Portfolio to Bank of America.

Mechanics Bank completes sale of substantial majority of runoff auto loan Portfolio to Bank of America. Business Wire 16-Sep-2026 6:18 PM Mechanics Bancorp ("Mechanics") (NASDAQ:MCHB) announced today that its wholly owned subsidiary, Mechanics Bank, completed the sale to Bank of America's trading desk of approximately $417 million of its remaining performing indirect auto loans at a price near book value, with a cutoff date of August 31, 2026. Mechanics Bank will retain approximately $13 million of runoff auto loans. Westlake Portfolio Management will continue to service the auto loans for both Bank of America and Mechanics Bank. C.J. Johnson, President and CEO of Mechanics, said: "This transaction represents another important step in our ongoing efforts to optimize our balance sheet and allocate capital to its highest and best use. The sale of the substantial majority of our runoff auto loans will reduce risk, improve liquidity and enhance the future profitability of our company." About Mechanics Bancorp Mechanics Bancorp is headquartered in Walnut Creek, Calif., and is the financial holding company of Mechanics Bank, a full-service, FDIC-insured bank with $21.2 billion in assets as of June 30, 2026, and 166 branches across California, Oregon, Washington and Hawaii. Founded in 1905 to help families, businesses and communities prosper, Mechanics Bank offers a wide range of products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services. Cautionary Note Regarding Forward Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 (the "Reform Act"). All statements other than statements of historical facts included herein may be forward-looking statements. Generally, forward-looking statements include the words "anticipate," "believe," "estimate," "expect," "intend," "may," "will," "plan," "potential," "predict," "goal," "upcoming," "outlook," "guidance" or "project" or the negative of those terms, or similar expressions. Market Chameleon do not assume any obligation or undertake to update any forward-looking statements after the date of this release as a result of new information, future events or developments, except as required by federal securities or other applicable laws, although Market Chameleon may do so from time to time. For all forward-looking statements, Market Chameleon claim the protection of the safe harbor for forward-looking statements contained in the Reform Act.

Yahoo Finance

Jul 30th, 2026

Mechanics Bank targets 17% ROATCE by 2027 after $310M securities restructuring

Mechanics Bank completed its HomeStreet integration in Q2 2026 and sold its DUS business line to Fifth Third, generating substantial excess capital and reducing intangibles. The bank is allowing high-cost certificates of deposit to run off whilst focusing on core deposit growth and capital efficiency. Headcount fell from 1,890 to 1,756 full-time equivalents quarter-over-quarter. Management expects annual noninterest expenses to reach approximately $430 million by Q4 2026 as merger synergies fully realise. The bank plans to restructure $310 million in low-yielding available-for-sale securities into current market-rate mortgage-backed securities in Q3, anticipating a $25 million after-tax loss with a four to five-year earn-back period. Management targets 17% to 18% return on average tangible common equity and 1.3% to 1.4% return on average assets for 2027 and beyond, projecting a $250 million total dividend payout next year. The bank's credit portfolio comprises 71% low-risk multifamily lending.

Yahoo Finance

Jul 29th, 2026

Mechanics Bancorp reports $57.7M Q2 net income, completes HomeStreet merger

Mechanics Bancorp reported second quarter 2026 net income of $57.7 million, or $0.25 per diluted share, up from $44.1 million, or $0.19 per diluted share, in the first quarter. The Walnut Creek, California-based financial holding company had total assets of $21.2 billion at quarter-end. The company substantially completed its merger with HomeStreet during the quarter and sold its Fannie Mae DUS business line. Mechanics paid $162 million in cash dividends. Non-recurring acquisition and integration costs totalled $5.9 million. Total deposits stood at $18.1 billion, with a loans-to-deposits ratio of 75%. The company maintained strong capital ratios, including an estimated 16.70% total risk-based capital ratio and 14.39% CET1 capital ratio.

Associated Press

Jul 7th, 2026

Mechanics Bank launches Delaware trust company to expand wealth management services

Mechanics Bank has established Mechanics Bank Trust Company of Delaware, a wholly owned subsidiary offering complex trust planning and administration under Delaware law. The non-depository office expands the bank's wealth management capabilities for high-net-worth clients seeking tax advantages, privacy, and asset preservation. Cindy Brown, with over 25 years of experience in Delaware trust law, will lead the new entity as senior vice president and director of special situs trusts. She serves on the Delaware State Bar Association's Trust Act Committee and the Delaware Council on Banking. Mechanics Bank, headquartered in Walnut Creek, California, operates 166 branches across California, Oregon, Washington, and Hawaii with more than $21 billion in assets.

Mechanics Bank

Treasury Operations Specialist

About the job