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SMABTP

SMABTP

Professional liability, property, and motor insurance

Junior Insurance Advisor IARD - Permanent Contract

Full-Time
No salary listed
Junior
Bachelor's
Cournon-d'Auvergne, France
In Person

Very frequent travel is required, along with a valid driver's license.

About the job

Requirements
  • A minimum Bac+3 degree in a commercial field or in the sale of insurance products.
  • Knowledge of commercial techniques and IARD insurance products.
  • A valid driver's license is required.
  • The candidate must be willing to make very frequent field trips.
  • An appetite for the construction and building and public works sector is desirable for the role.
  • Proficiency with office tools and ability to relay communications on social media are expected.
Responsibilities
  • Identify target member-clients and prospects and define action plans for prospecting through professional trade shows, referrals, and social media.
  • Plan and prepare commercial appointments and sales activities, including needs identification, consulting, and argumentation.
  • Propose construction insurance and IARD solutions to clients and prospects in the construction and building and public works sector and drive the sales process.
  • Participate in local activities and build close relationships with clients.
  • Represent SMABTP at professional organizations on an occasional basis.
Desired Qualifications
  • A successful initial experience, including work-study placement or internship, selling insurance products.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

Remote Work Options

Meal Benefits

Family Planning Benefits

Profit Sharing