Full-Time

Operations Associate

Posted on 1/16/2025

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Fintech
Financial Services

Compensation Overview

$55k - $69kAnnually

+ Bonus + Equity Package

Junior, Mid

New York, NY, USA

Requires five days a week in the New York Chime Enterprise office.

Category
Supply Chain Management
Transportation & Distribution
Warehouse Operations
Operations & Logistics
Required Skills
Inventory Management
Hubspot
Customer Service
Requirements
  • 1-3 years of relevant experience in customer service, fulfillment, redemptions, or operations support.
  • Proficiency in using HubSpot and customer service platforms, with experience in managing reporting dashboards.
  • Strong analytical skills, with the ability to manipulate and interpret data to make operational improvements.
  • Excellent written and verbal communication, capable of delivering insights to internal teams and external partners.
  • Experience with e-commerce, particularly in inventory management, fulfillment processes, and managing supply chain points.
  • Proven ability to work independently, follow through on tasks, and manage multiple priorities in a fast-paced environment.
  • Strong problem-solving skills and the ability to manage multiple priorities in a fast-paced environment.
  • A proactive approach to identifying and addressing operational inefficiencies.
  • Ability to create and manage comprehensive reporting dashboards from various data sources.
  • Experience with e-commerce inventory management, working with APIs/SFTPs, and coordinating across multiple vendors.
Responsibilities
  • Oversee day-to-day activities related to user redemptions, track fulfillment progress, and optimize the redemption lifecycle for a smooth customer experience.
  • Handle customer inquiries and manage support cases effectively, ensuring a high level of service.
  • Manage data related to customer support and redemption processes, creating dashboards and reports that help internal teams understand trends, service-level agreements (SLAs), and fulfillment performance.
  • Coordinate inventory management with fulfillment partners, ensuring smooth e-commerce operations. Oversee data integration across multiple platforms, including APIs/SFTPs, to maintain efficient data flow and system integration.

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows users to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company aims to empower customers to manage their finances easily and effectively through accessible digital banking solutions.

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-3%
Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's free in-app tax filing could attract cost-conscious users seeking financial solutions.
  • Partnership with NCR Atleos increases brand visibility through branded ATMs at Walgreens.
  • Salt Labs initiative rewards frontline workers, boosting customer loyalty and engagement.

What critics are saying

  • Chime's reliance on interchange fees may be impacted by DOJ's lawsuit against Visa.
  • Potential IPO in 2025 may expose Chime to market volatility and investor scrutiny.
  • Competition from established tax software companies could challenge Chime's in-app tax service.

What makes Chime unique

  • Chime offers fee-free banking services, unlike traditional banks with numerous fees.
  • SpotMe allows overdrafts up to $200 without fees, enhancing customer financial flexibility.
  • Chime's secured credit card helps improve FICO scores without a credit check.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!