Paytm Labs

Digital payments, loans, investments, and insurance

Treasury & Capital Markets

TreasuryConfirmed live in the last 24 hours

Full-timeMumbai, Maharashtra, IndiaNo salary listedIn-person

About the Job

Requirements

The role requires 8–10 years of post-qualification experience in Corporate Treasury, Capital Markets, Banking, or Financial Institutions.
A CA, MBA in Finance, CFA, or equivalent postgraduate qualification in Finance is required.
Strong hands-on experience in Debt Capital Markets and Corporate Treasury is required.
Experience with CPs, NCDs, Term Loans, and debt fundraising is required.
A strong understanding of liquidity and cash-flow management is required.
Experience managing banking relationships and treasury operations is required.
Working knowledge of SAP FICO/TRM is required.
A strong understanding of RBI, FEMA, KYC, and treasury compliance is required.
Experience with ROC/CERSAI charge creation and filings is required.
Strong stakeholder management and analytical skills are required.

Responsibilities

Structure, execute, and manage CPs, NCDs, and Term Loans.
Coordinate with credit rating agencies, merchant bankers, debenture trustees, institutional investors, and banks.
Support fundraising and debt optimization initiatives.
Manage financing documentation, security creation, and ROC/CERSAI filings.
Monitor debt portfolio, repayment schedules, and borrowing costs.
Manage daily cash positioning and liquidity across bank accounts.
Optimize surplus funds across money market instruments, mutual funds, and fixed-income investments.
Drive cash-flow and working-capital forecasting.
Ensure efficient deployment of funds and minimize idle cash.
Manage strategic relationships with banks and financial institutions.
Negotiate banking facilities, pricing, and credit limits.
Oversee H2H, CMS, and online banking platforms.
Manage banking access controls, signatory matrices, payment gateways, and collection accounts.
Support internal, statutory, and regulatory audits.
Ensure accurate treasury accounting through SAP FICO/TRM.
Manage accounting for interest accruals, loan repayments, borrowing costs, and treasury transactions.
Build and monitor MIS covering debt, liquidity, interest costs, yield, and risk metrics.
Present treasury insights to senior leadership.
Ensure adherence to treasury policies and regulatory requirements.
Monitor RBI guidelines, FEMA, and KYC requirements.
Ensure timely treasury-related regulatory filings.
Manage ROC/CERSAI registrations and documentation.
Drive continuous improvement in treasury processes and controls.

Hiring | Treasury & Capital Markets | Paytm

About Paytm

Paytm is one of India’s leading digital financial services platforms, serving 450M+ consumers and 45M+ merchants. We are building the next generation of financial services by combining technology, scale and innovation to create seamless experiences for consumers and businesses.

We are looking for an experienced Treasury professional to join our Corporate Treasury & Capital Markets team.

About the Role

The role will be responsible for managing funding, liquidity, banking relationships, debt capital markets, treasury operations, investments and regulatory compliance.

This is a strategic treasury role requiring strong exposure to debt instruments, capital markets, banking relationships, cash management and treasury accounting, along with the ability to work closely with internal and external stakeholders.

Key Responsibilities / KRAs

1. Capital Markets & Debt Management

Structure, execute and manage CPs, NCDs and Term Loans

Coordinate with credit rating agencies, merchant bankers, debenture trustees, institutional investors and banks

Support fundraising and debt optimization initiatives

Manage financing documentation, security creation and ROC/CERSAI filings

Monitor debt portfolio, repayment schedules and borrowing costs

2. Liquidity & Treasury Investments

Manage daily cash positioning and liquidity across bank accounts

Optimize surplus funds across money market instruments, mutual funds and fixed-income investments

Drive cash-flow and working-capital forecasting

Ensure efficient deployment of funds and minimize idle cash

3. Banking Relationships & Treasury Operations

Manage strategic relationships with banks and financial institutions

Negotiate banking facilities, pricing and credit limits

Oversee H2H, CMS and online banking platforms

Manage banking access controls, signatory matrices, payment gateways and collection accounts

Support internal, statutory and regulatory audits

4. Treasury Accounting, MIS & Reporting

Ensure accurate treasury accounting through SAP FICO/TRM

Manage accounting for interest accruals, loan repayments, borrowing costs and treasury transactions

Build and monitor MIS covering debt, liquidity, interest costs, yield and risk metrics

Present treasury insights to senior leadership

5. Regulatory Compliance & Governance

Ensure adherence to treasury policies and regulatory requirements

Monitor RBI guidelines, FEMA and KYC requirements

Ensure timely treasury-related regulatory filings

Manage ROC/CERSAI registrations and documentation

Drive continuous improvement in treasury processes and controls

Must-Haves

8–10 years of post-qualification experience in Corporate Treasury, Capital Markets, Banking or Financial Institutions

CA / MBA Finance / CFA or equivalent postgraduate qualification in Finance

Strong hands-on experience in Debt Capital Markets and Corporate Treasury

Exposure to CPs, NCDs, Term Loans and debt fundraising

Strong understanding of liquidity and cash-flow management

Experience managing banking relationships and treasury operations

Working knowledge of SAP FICO/TRM

Strong understanding of RBI, FEMA, KYC and treasury compliance

Experience with ROC/CERSAI charge creation and filings

Strong stakeholder management and analytical skills

Location: Mumbai

Why Paytm?

At Paytm, you get the opportunity to work at the intersection of technology, financial services and large-scale digital commerce.

Work with one of India's most recognized digital financial services platforms

Opportunity to manage high-scale treasury and capital market operations

Work closely with senior leadership, banks, financial institutions and capital market stakeholders

Be part of a fast-paced environment where technology and finance come together

Solve complex, high-impact problems at significant scale

Build and shape treasury practices in a dynamic and evolving financial services ecosystem

Requirements at a Glance

Experience Level: Expert
Education: MBA

Benefits

Health & Wellbeing - Your group health benefits are 100% funded by us, and start on your first day.
Travel the World - Even though we are currently working remotely, usually our employees make frequent international business-related trips while working on exciting projects.
Continuous Learning - We're passionate about learning and strive to constantly improve and innovate. We learn from others, our challenges & our successes.
Connection - In this virtual world, we stay connected through events like game nights, movie nights, arts & crafts sessions (like Origami), meditation sessions, and much more.
Autonomy & Flexibility - You get to define how you want to make an impact. We truly believe that great things happen when people are given the trust and freedom to create their own path.
Beautiful Office - Whenever we return back to the office, you’ll get to check out our awesome workspace, complete with pool and ping pong tables, a snack-filled kitchen, and tons of cozy work spaces.

About the Company

Paytm Labs

Digital payments, loans, investments, and insurance

Paytm Labs offers an integrated digital payments and financial services platform in India for individuals and businesses, covering UPI payments, mobile recharges, bill payments, ticket bookings, loans, investments, insurance, metro cards, and more. Users initiate payments or financial actions in the app, which are processed through UPI and payment gateways, with revenue from transaction fees and commissions on financial services. It differentiates itself through a large ecosystem of merchants and users, a wide range of services in one app, and a focus on customer support and trust. Its goal is to make a broad set of financial services easily accessible to mass-market users while growing revenue via payment processing and financial services partnerships at scale.

Company size: 10,001+
Company stage: IPO
Headquarters: Noida, India
Founded: 2014

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